Is the market changing for real? Have the rates dropped and would it make sense to wait for few more months before i start looking to buy a first time home?

Roth vs Traditional 401k, thoughts?

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

What is your favorite part about being a realtor?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Client had a privately held REIT in IRA. Trying to transfer to IRA I manage to diversify. I need some help. Continued...

How long did it take after getting your license to actually start making money?

Good recommendations for realtors in LP/OT area? Apartment rentals. Thank you!

Looking for some software or tools recommendations for
1. Plan for retirement- I am looking to do the following calculations : calculate total corpus required at retirement based on inflation lifestyle etc. , calculate total amount my investments will grow at retirement age ( 401 k , savings etc, ). These two figures should give me an idea where the additional amount i need to invest.

Any recommendations?

Top 5 stocks for the next 10 years? TSLA, AMZN, AAPL, SQ, SPCE

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

What’s better the S&P or a total stock market index fund?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Those of you with 50%+ of your comp in bonus, do you factor that in when budgeting living expenses? Obviously we expect it but bonuses are never guaranteed.

Is anyone on discord channel for options trading?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Anyone willing to offer referral for lateral hire consulting opportunities at MBB. Is it possible to share the profile internally with someone at Partner level for consideration.
12+ yrs experience in strategy, transformation, change, process improvement, cost optimization & analytics. Helped F500 clients on Future of Work & workforce transformation cases in pandemic.

Got offered a role at a Middle East office at BCG - haven't accepted yet.
Anyway that I can transfer to a north American office (my current location) before I join? SO can't move to Dubai and while applying they didn't interview me for my current location just for the Dubai one.

I understand this may be a big ask, and I'm happy to interview again if need be.

Which company would you choose in the Bay Area - Zynga or Fitbit? Reason?
If none is better feel free to say..

Hi team,

I left wipro and joined new company a month before. In new company's form 11 ita asking whether you have been part of epf and eps in last organization?
Epf i am sure i need to give yes. But what do i need to give for Eps? I am aware that wipro contributed 8.33% of pf to eps. Can i transfer that too?

Anybody have any insights into working at Withers Bergman?

FAANG is now MAMAA (Meta, Apple, Microsoft, Amazon and Alphabet)…Whoa Mama! As if there weren’t enough acronyms in our lives. Happy Friday All!!!

Anyone refer for java 6 years experience for ford? Lwd 22 aug

What’s the best way to go about getting off a team you don’t want to be on due to them forcing you into huge assignments you don’t have enough availability for? Like being scheduled 3 hours a week but actual is 30+ hours and they don’t change your assignments or scheduled hours

Daily Dordle 0146 X&2/7
⬜⬜⬜⬜🟨 🟩⬜🟨⬜🟨
⬜🟨⬜⬜⬜ 🟩🟩🟩🟩🟩
🟩⬜⬜⬜🟨 ⬛⬛⬛⬛⬛
🟩🟨🟨⬜⬜ ⬛⬛⬛⬛⬛
🟩⬜⬜🟨🟨 ⬛⬛⬛⬛⬛
🟩⬜🟨⬜🟨 ⬛⬛⬛⬛⬛
🟩⬜🟩🟩🟩 ⬛⬛⬛⬛⬛
Pleased with the right side - bummed about the left. 🤷🏼‍♀️

Had a recruiter tell me that investment firms only give 24 hours for you to accept an offer - is this true? It seems crazy to me

Twice now I have been ghosted by hiring managers after my initial HR screen. It’s really got me feeling like shit.

Just joined this bowl and disappointed to find 80% of the posts are just people too lazy to read their employee handbook... I’m here to ask, any firms offers MilkStork as a benefit.

Hi , I had
20th June - Techinical interview and
14th July - Screenshot round completed

First time am seeing the screenshot round . Does this mean am selected to next rounds like uploading documents and HR discussions ?

Please someone confirm

What should a Linux administrator get with 2 years of experience.
Current salary- 4 LPA in another company and going to Switch to Accenture.

Chipotle put less chicken in your bowl during lunch times. They pretend to be rushing as an excuse to put 6 cubes in your bowl.

Let’s settle the “insight” confusion once and for all. What’s your definition?

Grey Merge with AKQA, VMLYR merges with Geometry. Are those „mergers” just the coverups for potential wave of layoffs?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Do you thank your tenants for paying the rent? A quick thank you text?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

For those that built higher end homes, what kind of appliance budget did you have?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Any one knows what’s the easiest way to order a radon test for new construction?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Can I get a commercial loan without 25% down?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

What's the best city in UK to buy a buy to let property, with best returns?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?