What’s better the S&P or a total stock market index fund?

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

How much household income should be to buy $1M house? Also what is the approximate down payment? I know 20% is the ideal but how much do people typically pay.?

post tax(Roth) or pre tax 401k? which is the better option for us on h1b?

Anybody have strong feelings about BAT? My friend just put his life savings in it, and I’m trying to talk him out of it...

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Anyone here tryna go into impact investing?

If I invest in Eth today, would it be smart? Or should I wait till it cools down?

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

What’s the best site to put your condo on rent other than Kijiji & MLS?

Which credit card do you think is the best for ME consultants?

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Anyone know good cpas or tax preparers? Mine should be fairly straightforward, but I’ve worked in 3 different states so worried that’s going to complicate things for me

Question for anyone who may be able to answer.

We are looking to file something like an injunction injunction to stop a property sale. The property is owned by a sister and brother. Brother is deceased so it passed down to his children. The heirs bad no idea the aunt is trying to sell. Can we file some type of injunction?

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

I am trying to do a backdoor roth but have about 60k sitting in traditional IRAs. I also currently live in NYC, would it be best to rollover everything into 401k, then do backdoor?

I e-filed my tax return around 3/20, received federal return in early april, but no news for NYS one. Is this normal? When I checked on the NYS website it just says that it’s being processed and no further information available 😢

South End: 1 Room in 2bd/1ba; 1-yr lease; May Move-in (Later Negotiable); $1,300/mo; <5 min from BMC, BU Med/Dental--PM/DM/Chat if interested!

Hi Fishes. What is the nearby pg of EY UBcity office?

Looking for second hand scoty . Dont want to buy from dealer if anyone introduced to sell their scoty DM me . Budget is 20 to 30 k

Any Deloitte S&A fish willing to connect? Got an interview coming up and have some questions about the process.

Thinking about getting the AWS Cloud Practitioner certification. Does EY have any amazon resources or training materials that they provide? Any advise from people who have taken it before? Thanks!

Fully vaxxed, tested positive for COVID today. No severe symptoms but symptoms still exist, nonetheless, and they are absolutely no fun.

This sh is for real, please take it seriously. Wish you all the best of health.

I’ve made it 5+ years in a NY M&A practice and have consistent exceeding expectations reviews. I’ve had a few mental breakdowns because of work during this time, but thankfully made it through. I’ve been in a near constant depressive/anxious state for family reasons for the last year and half, and am soon having my first kid. I’m scared shitless that I’ll spiral out of control both at work and at home if something doesn’t change soon. Any suggestions on how to keep this job and keep it together?

What is the point of adding friends on Peloton? Also why are some profiles private? What is there to hide? Riding during work hours?

Struggling with chronic headaches and jaw tension. Any recommendations for specialists in Toronto?
Also curious if anyone has tried botox for those as I’ve heard of it but cautious..

How do you feel about work coming out of NYC vs Chicago? Is Chicago regarded as a lower tier market for creatives?

What is the most you spent on at-home office furniture and do you hate yourself for it now that you're returning to work?

Hi Fishes,
What are your views on Verizon data services Bangalore. Is it good time to join as Engineer ll cslt.
What kind of work is given, any inputs are helpful.
Thanks.

Is an Associates in Human Resource worth it? What are some tips for climbing the corporate ladder ? 🙂

I give the clients gold, but they decide instead, they want me to paint it with sh*t.

“business advice: open the attachment” -RHONY playing in background

Anyone have any insight to what it is like working at M Klein Investment Boutique? Any insight, I know it’s banking so I am not unrealistic, but any honest feedback or things to be careful of would be awesome.

I have an offer from vodafone. Will Vodafone give a counter offer if i show other offer letter with more lpa?

Best GMAT study materials?

Assuming your business case is solid enough, is it true that once you get to the presentation point, you’re basically good for GSAP? I’ve been hearing that GSAP is more competitive now

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Should I rejoin Equinox? Background: I cancelled my equinox membership because I wanted to try out different gyms. After about a month and a half, I’ve determined I really miss Equinox. It’s kind of expensive ($250 per month, but only an extra $130 over an average local gym). I like saving money but my health has definitely taken a dive because working out is not as enjoyable. Am I crazy?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Anyone here retire in late 30s or know someone that has?

Who’s on their way to FAT FIRE?

Wwyd if you were me: we have more cash than we need in savings account (not a ton more, but more than our usual emergency / buffer). Have $20k left on car loan at 3.5%. Normal I’d invest the extra cash and keep loans. But with markets and inflation as they are, should I just pay the loan off?

What’s a good FIRE-friendly car purchase?

Do you count your car as part of your NW on Mint/other trackers?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Those planning FIRE who have 2+ kids. Do you plan on funding their entire college education public or private? Grad school? How does that factor into your financial planning?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Accidentally overpaid into my 401k (forgot to account for employer match). How can I correct this without getting double taxed?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

Anyone here from NYC? Be cool if there was a meetup.