I’ve currently using only belo MFs to save taxes:
Quant Tax Fund
Axis long term equity

Apart from that I also have:
Quant small Cap fund

Currently none of them are performing good so thinking to invest in some other MFs or Index funds or Any other options.

Please suggest some other funds as I’m fine to invest 2-5yrs atleast.

What is a reasonable rent increase %

In your opinion which is the best target fund to choose in IRA Roth?

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

4th year associate, 200k student loans—think I’ll be able to get a mortgage even with loans? Looking at a place for 450k. I have 3.5 years public interest work that counts towards PLSF and I plan on going back to government so I really don’t care to pay it down.

Have 20k, what’s a good small business to start with this fund? Serious question here

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

For those that have physical gold in their portfolio, what do you buy? What do you think is the best value? Coins? Bars? Other? And what weight increments do you usually buy?

Personal finance/investing advice for recent college graduates? Best personal finance and investing books/websites/subscriptions/YouTube channels? Thanks!

I invested about $1000 in Ethereum on Friday. Is this a great of idea for a long-term gain? I’m planning on a recurring investment of $100/month as well.

Guys ..
When will final settlement take place? What will be the components of it?

Let’s see if this is of interest?

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Does anyone use Acorns or something like that for investing? Thoughts?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

For advertised auto lease specials, does the monthly payment typically include sales tax and all fees, or will that number always be much higher in reality?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

Hi,
I'm 25 Indian male and have savings of 10lakhs, please suggest what best I can do with the amount.

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

Hello guys.
Me and my friends are planing to Take a 2 or 3 bhk flat near Whitefield for rent. Can anyone suggest which area i need to look out for? Also what may be the rent range?

Hi,
I have a couple of questions -
1. What is the average bonus pay for WM division ? I asked HR and he did not quote any range.
2. How long it takes to promote to 602 given an average to above average performer.
Thanks

Are all you associates getting crushed right now? I haven’t had a breather in months. No amount of bonus seems worth it right now

Hi, when is promotion list announced in Ey , is it july month? Can anyone share insight on this

Taking my GMAT in 7 weeks. Just finished the large Kaplan book and have done 2 practice tests so far. What should I do next? Worth investing in a GMAT tutor? Getting 600 on practice tests but want a 690~.

Hi All
Is their anyone else whose FNF is still pending having LWD before 4th Nov?

With a referral is it possible to get into Strategic Finance at a start up? 4-5 YOE in business strategy and PnL ownership, analysis etc. but no real Finance/Accounting experience so wondering if it’s even feasible?

Hi Fishes,

I have completed my BCA in 2018 and currently working as Technician in Paytm I have completed Aws Devops Training and have knowledge and hands on experience in Got, Jenkins, Ansible, Docker, EC2, S3, IAM, VPC, Lambda.

please refer me and help me in getting job

Looking out for job change. I have an overall experience of 7.5 yrs in market research, consulting and advisory services.. Preferred location will be Pune and Mumbai..Please let me know in case of any relevant openings.

Thanks

What is the best method to learn SAP finance? Do people have recommendations on a specific book, website, or other best practices to learn it?

We lost an interim payment application for a client who has Steven Johnson's disease from a negligent prescription

Disappointed we lost

I am feeling so low. Not sure if I like what I do, but I like staying in this country. Am I ruining my life chasing this impossible American dream? I need to talk to somebody, not sure who can help 😣

At what time do we receive the KPMG (KGS)
salary and salary slip?

I am seeking new employment, I was recently laid off due to lack of work. I would very much appreciate any leads. I have a Bs in Construction Management and over 15 years experience with Revit and AutoCAD and 7 years of plumbing design. I have solid references and impeccable work ethic. I truly enjoy what I do. Working remotely the last three years has become a way of my life and supports our current situation well, therefore I am seeking a similar role but will consider other opportunities.

Hey All,
I finished a third round interview, and HR contacted me that afternoon saying I had positive feedback across the board and they would contact me the next day regarding next steps. It’s been two days and they finally get back to me saying they haven’t been able to sync with the hiring manager but will keep me posted. Honestly I wish they would talk with the hiring manager and then let me know the decision instead of checking in. It’s messing with my emotions.

My psychiatrist today revealed to me that I may have ADHD, still a hypothesis that he is still exploring but from my personal experiences and discussions with therapist, it seems likely.

One example of personal experience is my ongoing prep for case studies as I'm interviewing with a number of firms. I do struggle to keep focus and generally take a bit longer to finish them, specifically the structuring of the case. Does anybody else feel the same way and any recommendations to overcome this?

Need single occupancy near kharadi.
I am M25

#No brokerage
Please DM if anyone has any leads

Hello fellow members of the Fishbowl community,

I am thrilled to have joined this vibrant and supportive group of professionals. As a new member, I am looking forward to learning from and connecting with others who share my interests and expertise.

I have been in the freelance web development industry for two years and have build a solid foundation of skills and knowledge. However, I know that there is always more to learn, and I am excited to tap into the collective wisdom of this community.

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

Dow is looking strong for short term. Any views ??

What stocks are you adding in this dip.

This bowl is for discussion , not for selling webinar or paid tips. One can share there experience which can help or guide others.

How much you made this month?

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Nifty reaching ATH but portfolio still at low 🥲