Personal finance/investing advice for recent college graduates? Best personal finance and investing books/websites/subscriptions/YouTube channels? Thanks!

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This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

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Anyone have experience with the Financial Advisors from Personal Capital? How was your experience?

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At what point do you start paying taxes on your side hustle?

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Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

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Why did OBTC tank this week while Bitcoin rode to $56k?

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Wanted to consolidate crypto in one wallet, coinbase pro. When I want to transfer BTC and ETH from Binance which network should I use? Options are BEP2, BEP20, BTC, ERC20.

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Dave Ramsey video about bitcoin came up on my feed. The guy called bitcoin a gambling slot machine and denounced it as an immature investment. Buddy is proud of his 3% yoy dividend returns lmao

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Currently I’m at 715 mark on my credit. If I pay off one more medical debt, it could increase it by 25 points. Should I wait to pay that off before getting a credit card or should I just get one now? I’m asking because it’s a pretty big medical bill.

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You'd be down 60% if you bought bitcoin with this person. Thanks for playing.

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Do I let the JWN $14.5 puts I sold get assigned to me today or buy back and sell puts again for next week?🤔🤔🤔

Guess it's a trade off between capping gains for less risk...

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Need some budget help. Just starting out. About 70k gross, 2.1k/ month in fixed expenses ( not counting food etc), 12k of debt. 26 yo w/ no real savings

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off topic question.
peoe buying lands on moon but who is authorised to sell land on moon as its no country's property. is it a scam.

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Has anyone been successful buying and renting real estate on the side that would be open to a chat or phone call?

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Anyone know if you can cancel your Chase Sapphire Preferred after 3 years and get Chase Reserve and still be eligible for the signup bonus points?

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How should I prep for HH convos? I’m interested in impact investing, most likely at VC or Growth Equity shops. Is that specific enough, or should I have a more detailed target? Do I need to prep modeling, have a list of target funds, have investment theses etc? What will initial convos be like?

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Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

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How much rent should I be paying?

Finding a house-share with enough working space for wfh seems expensive since I first moved to London 4 years ago - £900+ pcm and still competing for the room! Is it worth just trying to rent solo a little further out for ~£1,300pcm? Big issue is I’m only earning ~£45k with 4yoe.

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For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

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More Posts

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Hi fishes,
What questions shall I expect during the VP round for Genpact??
Please help.

Cleared technical rounds in 2 companies but didnt got offer because of 90 days notice period. Feeling sad 🙁

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What is the highest CTC offered for 7A band, YOE - 4

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Are cops paid enough or should they be rewarded better for their service?

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Hi everyone,
I’m hiring for x3 Sr / Jr Application Security Engineers in my team.
UK based, team is 100% remote, although the office in London is there if you prefer.
Pre IPO unicorn valued FinTech startup.
Get in touch for more info 🙂

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Hi Fishes.. i got offer letter from Infosys they didn't mention the annual CTC instead they mentioned it in monthly basis.. is it how Infosys share offer letter.. also i informed they my LWD is 20may but they gave joining date as 20 June.. how can i request them to change it to 23 or 24 th may... They have not mentioned about the JB they mentioned over call.. whom can i speak about these queries.. also does Infosys called back employes to office how the joining process would be??.. TIA...

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If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

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What are some questions you could expect when interviewing for an AE position? Trying to nail this interview tomorrow, so any advice/tips are welcome. Thanks!

Anyone down to play tennis in Frisco/Plano?

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I am in a Jr Web Developer bootcamp and a Web Developer apprenticeship at a nonprofit and i am trying to get in a Google Software Engineer apprenticeship.
Is it a bad idea to use on my resume and LinkedIn the title Software Engineer for my current apprenticeship and headline?

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So, I truly enjoy wealth management, corporate and institutional solutions and being in a managerial position with 5+ years in this field and in a true management position. I have a B.s in Business Administration and MBA in Global Business Management Currently hold Series 7, 9, 10 and 66 and I’m looking for great opportunities in the Atlanta market. All the help, referrals and guidance would be much appreciated! Was at JPMC before but had left to get managerial experience. I miss JPMC!

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Need help in preparing for Meta. Any help from people who are already a part of the organisation or who has given an intrrview is appreciated. Thanks.

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Is 55k Euro in Netherlands good enough for Senior Salesforce developer position in Netherlands for 8yrs experience? Indian current package is 25LPA

Need help how is @fujitsu as a company for sap Consultants ? Implementation project environment ?
I got an offer of 22 lpa
But I m happy in my current company also .. wanted to do implementation that y I m in dillema

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Wanted to get feedback on my new offer.
HR SaaS Sales. ASP-15-25K some folks make more of course.
Senior MM AE L3
101,500 base
145 OTE
70/30 split
equity
401k with no match (had match before)

First AE job but 8 YOE in sales and an SDR MGR prior

Still gonna negotiate. Seems solid to me but I'd like 150 OTE.

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What are the main factors folks are considering as they make a decision? Solely ranking, money, just curious! Got into two T20 that are very different but see myself at both.

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Someone talk to me about Isobar and/or IA Collaborative. 👍👎❓

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I was fired after I reported a partner for a serious (criminal) ethics violation. The firm covered it up. Are all companies like this in the end? I’ve lost my trust and don’t know how to start over.

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Additional Posts in Career Advice for Students

Do tech companies like FAANG hire strategy consultants? Starting at an MBB/T2 next year and curious if tech companies leverage consultants as much as other industries. Part of me wonders if they are in such high growth right now that consultants can’t add as much value, thus maybe a smaller presence. Thoughts?

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Hi! I am seeking for an advise, anything helps! I applied to Accenture’s entry level analyst program. I applied a few days ago (I know it’s a bit late, but the application is still open thankfully). Yesterday, I joined a resume workshop w/ an Accenture recruiter. She went through my resume and said that I have a strong one! I’ve also set up a coffee chat w/ her next week. Unfortunately, I got an email today from the system, they decided not to move forward :( Should I reach out to her abt this?

Any kind souls willing to toss likes so that I can dm. Thanks!

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I recently got my advertising degree and created an art direction portfolio. Would any creative be interested in looking at my work and give me feedback?

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Hi,
I am a Master's student at Northeastern University looking for Data Analyst co-ops and internships.
I would love to get feedback on my resume or any other advice I can get for my internship search. Would love to connect and talk more.
Thank you :)

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So how do I know if i got rejected from meta due to the "hiring freeze" or because they didnt like my resume. New grad role

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I recently moved to the US, and it feels like there's no future for me here. I applied to numerous jobs, but I am having difficulty getting my CV seen. People keep telling me that I won't have much luck as a fresh grad here without any references because I didn't study in the US.
How true is this?

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Hello! Currently struggling with what to do career wise. I have been set on medical school my whole life, but recently I’ve been exploring other careers such as law. Anyone have any advice on how to determine which career would be best for me? I have a 3.77 GPA and am getting a BS in Biology and Psychology. Any insight would be helpful!

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Can 🐠 throw some pity likes so I can DM people? 🥺 thanksssssss

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Hey there! Can anyone give me a referral for Microsoft? Would be highly appreciated! ❤️

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I have been looking at the curriculums for Harvard Business School's Master of Business Administration and Harvard Extension School's Master's in Management. They both have the same requirements, generally speaking, including a field immersion course that serves as a capstone in the Master's in Management, which is fairly new. If I am not able to gain admission to Harvard Business School, but wanted a similar educational experience to become a consultant, should I attend Harvard Extension?

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I am currently looking for a new career opportunity. I’ve tried Indeed and LinkedIn. What other sources are great to look for opening positions?

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Putnam vs ClearView. Which one is better? I’m a phd in life science.

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Hello everyone, I'm a cs grad student graduating in may making a career transition from mechanical eng to cs. I had an internship but its been hard to find a fulltime dev role. I was thinking of taking a lower position at some company and working myself up maybe BI to DA. I would like to work as a dev but a lot of the small companies are offering salaries significantly under 100 for jr dev roles. Any thoughts?

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Looking for someone to case consult prep with dm me

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Hi All, first post and looking for insight! I have an interview coming up for New York Life Insurance Company’s Management Fast Track Program. Does anyone have any experience with NYL or can speak to anything I can anticipate or should be aware of going into this opportunity?

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Can intern salary predict full time salary? I’ll be making 24/hr this summer 36/hr overtime.

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I would appreciate hearing from@federal government workers. Where did you work likes and dislikes? Any advice would be appreciated.

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Just got offered a position at PrimeSource Building Products. I will have to relocate if I take the job. Does anybody have any advice for relocating or PrimeSource?

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