Just made a 38% return selling our house after 2.5 years. 🤗

Hey, new to investing looking at initial mistakes I made. I have $1k in VOO, $7k in VT and $4k in VTI in my brokerage acct; in my Roth IRA I have $6k in VT and $7.7k in VTI. I know isn’t an ideal portfolio because many of these funds overlap. However I’m in for the long term and am willing to reposition to a strategy that will do the best over my life. Id appreciate to hear feedback on these 2 accounts and better approaches from others. Thanks!

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

Looking to start investing/buying rental property. I want to acquire 1-2 per year. How do you find the right realtor/agent? I’m having hard time locating good one in the Houston market. Thoughts? How did you find yours?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

I own a rental with about 75k in equity. We have no issues with our renters but I’m wondering if it is time to sell. Do you all expect property values to continue to rise or do you think they ....

Finally I dropped the idea of purchasing property in pune, it is too expensive.

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Can I receive rent on H1? How can that be accounted towards the end of the FY?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Help! I honestly don’t know how to get my annual expenses down from 100k

Family of three, biggest expense is mortgage. We eat out 3-5x a month, don’t have entertainment spend, don’t online shop, don’t vacation, one car....

Sourcing creative cost savers!

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

Hey people! Curios, what was your first splurge purchase with your big law money. (Assuming you have student loans, mortgage/rent etc.)

Taking a personal loan of 20k or more will it affect perm (GC) process?

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Forgive my ignorance - have about 40k in savings and would like to start investing. I do my 401k thru Vanguard so I’d like use them if possible. What would you suggest for a novice investor?

I have been staring at my screen for like minutes now. I have work but I just am not able to concentrate at all. #DieThursdayDie let me do my work and get going

How long have you been teaching? Also, what does self care look like for you?

Please help me to get 11 likes to enable DM..
Thanks in advance :)

There will be an annual holiday called OCCUPY WIREHOUSE where every May 18 financial advisors and their clients congregate arm in arm in front of each firm’s home office as a sign of solidarity.

Any mass hiring happening for freshers??????

Global spending on advertising in 2017: $590,000,000,000.

Hi All,

Kindly suggest which option to opt for

HCL 27LPA with 15% VP
TCS 22LPA with 2.5L VP

I know there are more difference with Salary in HCL but I am worried about Job Security and Work as I have already reached 12 plus of experience as .Net Developer. I am planning to settle down for few years. Kindly suggest which option to opt for.

What does an Engineering Project Manager with over 6 years experience get paid at GHD consulting ?

If we are able to eventually implement booster shots, who do you think should be eligible first? Do you think there should be levels at tech companies, like more hands-on employees or managers first? Dependent perhaps on responsiblity?

What are some reading centers you do with your 5th - 6th graders while you pull a small group?

What's the difference or gap between the skill set of L3, L4 and L5 engineers? Basically, how to know the exact correct level to apply for?

Hey all,
So I’m currently interviewing for another position, to be a business development specialist at a relatively large tech company in PA. I have about a years worth of experience. Indeed estimates the salary to be between 60k-80k, I was wondering what I should expect?

For anyone who receives a quarterly bonus or raise in some form, does your employer start to schedule you for less hours when your raise kicks in, or pull you from a future schedule entirely once you receive a bonus; only to put you back on once the hours you would have worked and earned the amount given are passed? Ie; a part time employee getting $200.00 in a quarterly bonus and then not being scheduled a whole week during a bi-weekly pay period where they would have earned more on the clock…?

I know I will get hated by saying this. Do you think gay pride events are portraying a bad image about our community to public? (Drugs, sexual, inappropriate clothes, and sometimes like strip clubs- some parts). I know it is right to present us but I just feel it is not the right way to show who we are. I wish the pride where everybody can connect in a more friendly way (outdoor game- team work, dance, drink something not too sexual.) there are some good parts of pride tho. Any opinions?

@ladies of fishbowl: does anyone have a solution that will hide a scab (dime sized -middle of my cheek)? Right now it's soaking up all of my makeup! Help!!

The descriptions Fishbowl adds for their social media posts (insta and fb) make no sense sometimes. Today there's a post saying consulting user with all wrong hashtags 😒

Is it worth getting a career coach? Want to get better at leading teams, be more efficient, but also have some longer term goals like setting my own side-hustle / breaking into the starup world.

Any tips where to find one also appreciated!!

I am about a year into consulting. Do all firms have a bench and do you have to find projects on your own?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Closed on an apartment recently and the bank just contacted me saying they lost my closing package. They’re asking me to go back in and resign all the documents. What recourse do I have? Sorry if this type of post/question isn’t allowed!

Can one get a home loan from US financial entity after combining assets of 2 people, where 1 lives abroad with no income or credit history in US?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Looking to start investing/buying rental property. I want to acquire 1-2 per year. How do you find the right realtor/agent? I’m having hard time locating good one in the Houston market. Thoughts? How did you find yours?

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

Lots are releasing in Pflugerville ....

Will be sold out soon so jump on the opportunity now

I own a rental with about 75k in equity. We have no issues with our renters but I’m wondering if it is time to sell. Do you all expect property values to continue to rise or do you think they ....

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

I am in the process of buying my first rental property. What type of insurance do I need? Rental, landlord, condo insurance? A bit confused.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

How soon can you apply for a credit card after closing on a home? I’m hoping to put renovation expenses on a card to take advantage of sign up bonuses, but don’t want to tank my credit score