I am in the process of buying my first rental property. What type of insurance do I need? Rental, landlord, condo insurance? A bit confused.

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Has anyone used Amex Corporate Advantage program? If so, how soon did you get the $150 credit after you opened a personal credit card?

Anyone else seeing these tech stock prices? Go check AMZN, MSFT, and AAPL

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Hello, I’m currently a student at the university of minnesota studying health service administration. I’ve decided to switch over to tech, and begin learning more about front end development. If anyone would like to connect and has any more information please leave a comment! :)

Is there any good reason LMND went up $33 in one day?

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

Is AlixPartners healthcare or Alvarez & Marsal HIG recruiting now?

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Why is there a culture of young realtors only? As a 40 year old realtor, I am far from retiring! As long as properties exist, I'll be here

I don’t have Wi-Fi on my name it’s on my husband name .. he works in different form .Can I reimburse my wife bills ??

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

EPOR a solid first option trading choice?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Is it worth selling UBER shares or buying more?

What are some books that have absolutely helped you either working in the investment management space or even just personal investing?

Conventional wisdom on current firm counter-offering when mentioning you have a few offers? I have an offer at a large firm in Miami. Current large firm has no office there but mentioned they can likely let me be there in a remote basis. BCG and a few other law blog sites have advised against accepting current firm counter-offers, e.g., likely to leave, not loyal, off partner track, etc., but would love to hear everyone’s thoughts.

Unfortunately was dragged into an audit despite the fact I don’t work in audit. Why does audit RM say yeah your hours will be 50 hours/week when you’ll have to work way more to do the audit. Seems very dumb - if you have work do it, if not don’t work…

What exactly is well being subsidy ? Is it yearly or one time? What can you get reimbursed for?

What is the interview process for Front end Developer experienced ?Do they ask DSA too ?

Question for anyone involved Ed in the consulting interview process.

Have you ever moved a candidate forward that may have performed ok (not poorly, but made assumption mistakes or calculation mistakes, things of that nature) in a case interview due to other desirable qualities such as experience, great soft skills, personality, etc.?

The reason I ask is that I understand that some people may be bad at casing, but are phenomenal candidates in a "real-world" setting.

Thoughts?

Has anyone ever gone through the interview process at Citi for HR roles? I have a question

Hello Guys,

SAP SD 4 YOE, INFY
CCTC -7.34
EY IN offered - 13.61(2lakh VP)

I have accepted EY IN Offer.
Now I am getting calls from EY GDS for interviews.

I am not sure if u should attend the interview or not at GDS.
When I shared this scenario with my EY IN HR, she said please don't attend it may create conflict and you may also get blacklisted.

EY GDS HR is like, you can attend the interview, there's no problem at all. We don't have such a policy. Please suggest what decision I should make.

Is Capgemini is providing any joining bonus. If yes mean how much we can ask for c1 level

Does anyone can give a ref to BCG/Bain outside Russia? I am a very strong McK PE consultant willing to relocate ASAP haha

How is Hexaware in term of Mainframe Technology or Legacy Modernization project ? Good number of projects in Hexaware related to Mainframe Technology?

And how is Job security in Hexaware ?

#Hexaware

Have 20k, what’s a good small business to start with this fund? Serious question here

Got rejected from BCG final round :(

What do you tell your CEO who wants ROI on PR campaigns?

Have you walked away from somebody you loved? And why?

Help!! My bestfriend is doing two months abroad and was trying to fly into turkey when they told her she couldn't because her passport expired within three months.

She went to the US Embassay in Athens knowing she had a month left of traveling, and gave her an emergency passport and punched holes in her exsisting one. Now no country will let her in with her emergency passport.

Can her mom get her a passport in the US and ship it to her? Is there anyway around this?

Thank you!!

Are other agencies on promotion freezes due to Covid19? Our company has cancelled this quarter's promotion run (we can only get promoted in April or October each year).

When discussing a first technical interview with a recruiter how much time do you ask them to give you for preparing for the interview?

Hi Folks,
I am looking for referral opportunity at SAP LABS India for Developer Associate role.
Please let me know if any is available. @

What to read or watch before first flight lesson to maximize what I get from it? Got one as a gift. 1hr desk, 1hr cesna

Do you guys think you always need a pre approval letter to make an offer on a home? Don’t know which lender I want to choose yet so don’t want to pull a credit report just yet

Thoughts on building new, say 4 unit build?

I'm in the rust belt and there is a lot of vacant land for cheap in nice areas. How're the returns vs reno and the process of financing and permitting?

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Anyone have any ideas what will happen with rent in miami? Will it go back down during the summer or are we all getting pushed out

Anyone have a recommendation for a thorough home inspector in Portland, Oregon?!

Does buyer have to share appraisal with seller? Can seller request it?

Anyone been approved for a mortgage with 50% Debt to equity ratio? No current debt or expenses. Just HCOL area in NJ so mortgage would put me at 50%. Want to see data points.

One of lenders I am working with is asking for 750 pre payment to finish he application, which has lie, 30 pages of signatures.

The other lender gave me a preapproval letter. Is the 750@ normal thing? First time home buyer here, feel like I’m about to screw myself over.

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

I’m looking to purchase a home. I have enough for 20% down and I qualify for a traditional mortgage but my dad suggested he lend me the full cash to make the sale that way I have more negotiating room and can close faster. Then once I close I can refinance it and keep 20% in the house and pay my dad back for the 20%. Is there a downside to this? Will it get messy?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Anybody know of a website where I could see rental vacancy rates, historical trends etc. if I am willing to invest in a specific zip code?

Any reason why the listing agent recommend I use a specific title company?

I hear a lot about cash flow with rental properties but would appreciate thoughts on whether breaking even after accounting for mortgage (interest and insurance included) as well as % set aside for repairs, vacancy, etc. is a decent strategy for building a portfolio. Alternative is wait for rates to come down, but that could easily be a few years at this point. If I find a good deal, I can always refinance my mortgage when rates drop and theoretically rental income will have increased by then.

Can anyone confirm my understanding of a partial Section 121 Exclusion? I bought a house 8 months ago and I am unexpectedly relocating to another city for work. The house is worth about $50k more than when I bought it. My understanding is my unexpected relocation is considered a hardship which qualifies me for a prorated Section 121 exclusion. 8 months out of the required 24 (8/24) = 33%. 33% of $250k = $82.5k excludable gains. This means I should end up without a tax liability, right?

For folks who bought their second home and rented out their first home, how much harder/easier it is to get a mortgage? Bought a condo when interest rates were low but thinking of buying a SFH in the next 1-3 years. Was advised to wait till the condo appraised in value and then cash out refi but condos have terrible appreciation so banking on just saving up for it. LCOL. Any advice would be greatly appreciated.

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

Commercial Real Estate: how long did it take you to know if this is what you want to work in?