Loan payment question. I have two federal loans. One has no accumulated interest and is ~$110k. One has about $19k of accumulated interest (I previously made an embarrassingly low amount of money), but the total is ~$140k. While the interest is still frozen, do I: 1) make payments on the $110k principal amount only to maximize driving it down; 2) make payments on the $140k principal amount only to maximize driving it down; 3) make payments on the $19k of interest on the $140k loan; or 4) ??

Folks from EY, what are the implications of investing in India, be it Mutual Funds or direct stock? I’m worries about the independence restrictions in India, holding off due to that

Hey Fish Fam! I wanted your advise on where to invest in property? US or India? Can you please help me with pros and cons of both?

H1-B, have a stock brokerage account as US resident and planning to go back to India for good. Any recommended stock broker that allows maintaining the account form India without US address?

How long does it take to get ofc Laptop after DOJ?

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Amex Platinum or Chase Sapphire?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Abandoning Green Card
Has anybody experience in giving up the LPR status after leaving the US for work and residency in another country/homecountry? I come from a low tax country and wonder whether Uncle Sam will send a final tax bill or penalty fee or even make it difficult/impossible for me to abandon the GC once I will leave the US again. This is crucial for me to apply for the GC.

Has anyone used an online accountant/back end company to manaage all of your invoices, billing, taxes, etc?

I’m debating using Collective or Bench but would love real reviews.

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Trying to buy a house in Seattle, people here told me last year not to buy, but the price keeps climbing. Can anyone assure me when the price will go down? I kinda need absolute accuracy and assurance.

Recommendations for a Roth IRA?

is it feasible to buy individual stocks in my Roth IRA and sell later, and then switch to less volatile index funds down the road? Is this too risky/a bad idea?

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

I am selling a huge portion of my stocks this week to purchase a property. Mostly selling off the stocks which are over an year and with good profit.. however, there are few stocks (less than a year old ) which I think not doing so well and I am planning to sell on a loss. How can I use this to my advantage on my tax benefits?

@ PE folks, do you think it’s weird if a new member of your Big Law team of lawyers sends you a LinkedIn request as soon as she starts working with you? Is it less weird if I wait?

(The confession is that I eventually want to go in-house at this PE firm, so I want them to like me 😅)

Hi Fishes,

I am S4 ABAP developer having 9+ years of experience. I have HR round today. How much should I negotiate with HR. What's the standard package given by Wipro for 9+ years exp. Please guide.

Hi fishes, do qualifications like B.E, BCA or BSC decide the CTC?

Just joined this bowl and disappointed to find 80% of the posts are just people too lazy to read their employee handbook... I’m here to ask, any firms offers MilkStork as a benefit.

Hello All ..from which app or website I can check my public holidays in Pwc AC?

Does BofA give broadband reimbursement?

(1/2) I started a new job less than a month ago at a large firm with a significant pay increase. I work remotely- which is a special arrangement. They paid for my travel to their headquarters for in-person training. After interacting with my manager and some of the attorneys, I feel like I made a mistake. Manager is demeaning and rude. A bunch of the attorneys dropped not so subtle hints that people who work from home are causing all kinds of problems. I don’t know what to do.

I did it! I got an in-house Paralegal position after years of working and being burned out at different law firms. I was going to leave the legal field all together because I was so burned out and depressed, but I decided to give the field one more chance if I was able to go in-house. Prayerfully, this transition will be a good one.

Greece Vs Budapest, Vienna, Prague during first week of October for 10 days. Which one do you prefer and why?

This one was harder.
Wordle 213 5/6

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I am a Technolgy Risk staff at EY, been there a year and I don't want to stay in audit. Bachelors in Econ and MIS. I found a position as an Associate for Siemens Managent Consulting, any tips? Ctd

Former biglaw first-years now in government: Do juniors in government get more autonomy than those in biglaw? Or is the review process for juniors' work at least more efficient/streamlined (i.e. reviewed by one mid-level and one senior, instead of four mid-levels, two seniors, and two partners)?

I always get to work an hour early. Is it okay for me to leave a little after 5:00?

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

I understand this might sound a little snobby but I'm not trying for it to come off that way. I've been around impressive people throughout my adult life. T-14 and big law have placed me in the company of some really accomplished individuals. It likely skewed the bar in terms of what I find as impressive.

My girlfriend's sister works at a Fortune 500 company and views herself as very accomplished. She's not a good person. I also don't find her impressive so I don't particularly try

Stealth layoffs at CWT confirmed.

I'm up for election next year. Kind of feel like I'm in Squid Game right now.

I've signed on to this, I'm really close to the end, but at a certain point I feel like I just want to check out of the game (and go in-house or something).

I’ve made it 5+ years in a NY M&A practice and have consistent exceeding expectations reviews. I’ve had a few mental breakdowns because of work during this time, but thankfully made it through. I’ve been in a near constant depressive/anxious state for family reasons for the last year and half, and am soon having my first kid. I’m scared shitless that I’ll spiral out of control both at work and at home if something doesn’t change soon. Any suggestions on how to keep this job and keep it together?

Any references for good tutoring services for the bar? Repeat taker and want to make sure I pass this time. I’ve already looked at the tutoring that barbri etc offer and I am looking for a person/service which isn’t part of a course. TIA!

How often does your firm give out branded swag? Anything good lately?

When your seniors aren’t motivated and pulling their weight, it shows and demotivates you. It’s a domino effect. How do you handle these situations? The senior pushes every single thing down and it’s clear to everyone this person could care less. Makes me not care and not want to do anything either…

My mentors (partner & senior) have scheduled a feedback meeting with me on Wednesday. It’s not just me, they’re scheduling meetings with everyone so I’m probably keeping my job. Thing is, I’ve been incredibly frustrated with the firm - I’m buried in work and billing like crazy, but there’s zero transparency on financials and zero communication on bonuses (...)

How can I sell my 2 years of clerkship as valuable experience for corporate work? I would like to get credit for at least one year (at least in salary, if I can’t in seniority). I know for litigation they are more clearly valued and linked to that type of work, but I have reconsidered my interests and now am thinking of going into corp. However, I don’t want to feel like I wasted 2 years clerking (which I don’t feel like that, but I have to convince an employer of that too). Any help or insight?

Whats a bougie/hip gift from a friend you would appreciate?

I’ve seen this rant a lot so I know we all have that one partner—but for the love of god can you just forward me the emails when you get it?? I see you got this urgent request over 10 days ago 🙄🙄🙄🙄🙄

McDermott Will and Emory's New York office - would be a junior litigator. Any reviews/advice?

I’m debating to join Locke Lord Dallas in transactional. I’m looking to stay at the firm long term and would appreciate any information y’all have. Please be as candid as possible.

I’m a first year that’s inching toward second year. Partners in my group say “sometimes getting thrown into the deep end is the best way to learn.” However, I feel so lost. I feel like saying the above is just an excuse for not wanting to take the time to actually teach new associates.

Am I the only person who gets skeptical when a recruiter calls, like did my law firm send you to see if I’m interested in making a move? 🤨 I may be paranoid, though. Lol

I’ve been at a job for a few months and hate it - partners set unrealistic deadlines, micromanage, and create work that truly is not necessary/push urgency when there is no real urgency. I had other offers prior to accepting this job that may still be options, and going back to my old job (for a pay cut) might also be an option. I can’t tell if this is just burnout, growing pains, or just an untenable work environment. Would you ride it out for a year at new job or pursue other options? HELP!

Is an offer after only a first screener a red flag?

What monetary goal/target are you telling yourself to hit before quitting big law?

My first lateral associate interview is coming up. Aside from the obvious questions (Why this firm? Why do you want to leave your old firm? And asking about resume experiences), is there anything I should be prepared to answer? Has anyone been stumped by a lateral interview question?

PROPOSAL: Can we start naming names with respects to layoffs, furloughs, and pay cuts? Knowledge is power, and the only ones who benefit from vague exchanges of info. are the employers. Thank you!