Money Transfer - what's the best way to transfer money from India to the US? I have an NRO/NRE account but the only reservation I have using it is that they don't give a good exchange rate.

Any advice, suggestions and recommendations of other apps that have worked for you? Thanks

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Those of you with 50%+ of your comp in bonus, do you factor that in when budgeting living expenses? Obviously we expect it but bonuses are never guaranteed.

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

Decided to payoff my mortgage.

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

So where should I invest?

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

NYC struggles: 1st paycheck to rent, 2nd to pay off credit cards. Almost none for savings. Maybe it's time to rethink my lifestyle of drinks and debauchery ✌️

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

I’m from Southern California. Is this what a snow day feels like? But it’s just gonna keep snowing for 1+ months?

Hey Guys,

need some help.

my DOJ & Notice period is conflicting by 5 days. None of the party agreeing to adjust.

New Employer (Oracle) mentioned that his budget will expire by May 31 so cloudn't shift the DOJ.

What should I do now ?

Hello, looking for a Shared Flat near Jayanagar, JP nagar, BTM Layout1/2 HSR Layout. Anyone looking for a flatmate please dm me.

I’m in-house at a small company (60 people), started right out of law school about 5 years ago. We had a legal team of 5 then. Everyone has left and we just hired a new GC. I went from $70k to $100k a little over a year ago. I am expecting an offer from a firm doing business law work but think this might be an opportunity to go to my current employer and ask for a significant raise, with new offer in hand. Any thoughts or advice going into this?

Those in FDD, why do you like it?

Looking for a dark walnut wood desk top. Ikea karlby is no longer being manufactured. Willing to spend up to ~350ish... any leads would be greatly appreciated. Also, post your current desk set up for some ideas 😬 thanks!

Hi Fishes.. i got offer letter from Infosys they didn't mention the annual CTC instead they mentioned it in monthly basis.. is it how Infosys share offer letter.. also i informed they my LWD is 20may but they gave joining date as 20 June.. how can i request them to change it to 23 or 24 th may... They have not mentioned about the JB they mentioned over call.. whom can i speak about these queries.. also does Infosys called back employes to office how the joining process would be??.. TIA...

Looking for a role in Financial Planning and Analysis at middle management level. Have more than 15 years of experience.

How many years do I need to be at Deloitte to be eligible for GSAP?

Best place to find area rugs online or DMV area?

I’m in Creative marketing and looking to add some tech skills to my belt. However I don’t know where to start. AI looks interesting and I’ve seen a few people use AI to create art but is there a need for this skill in the company or any other FAANG company?

Has anyone at GT not hit their hours in the past?

5/28 Thread (General):

Took PM robitussin instead of DM 🤦 mad tired right now..😴

Looking to upgrade dress shirts, looking at Charles’s Tyrwhitt non iron stretch and they have a really good deal (3 for $99) thoughts on their shirts? Never tried on, will probably order my size 15.5 34 in a slim

Wrapped up 3rd interview (including initial HR call) on earlier this week Director… when do you think I could get a offer?

Looking for in-house work, feeling depressed about the options in Chicago. Anyone have any leads or advice?

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Paid $100 application fee for GEP but police verification not available at my home location during my visit to India. Is there any work around?

Do you think consulting is not the right path for core technical people ?

So grateful I have my GC and orange cheeto can’t get me now!
F-1 to H-1 to GC to Citizenship ✈️ 🧚🏾
- Brown Tinkerbell

I have an annual membership to tryexponent for FAANG and tech prep. I don’t need the membership anymore and have about 6-8 months. I can share my creds for $60. The content was extremely helpful, I made it to Amazon. Let me know if anyone’s interested

I am a Senior Manager Advisory. I have BTech in ECE. Am I eligible only for EB3? Am not eligible for EB2?

Desi brothers and sisters, looking for good resort recommendations to take my mom and dad to over the holidays , based out of bangalore and will be traveling to india with just my daughter

How long does I-140 preparation take? From the moment they receive the hard copy PERM doc to the moment they mail out the application? Can this be done technically under 2 days if law firm obeys?

One thing that COVID-19 has taught you?

How much does it cost to send a package from India to the US and what’s the best way to send it? It will be a little less than 2 pounds.

What do you guys think would classify as a good savings amount by the age of 30?

Hey all, do you guys have any recommendations for low carb/high protein Indian diets? I am a South Indian, never feel satiated if I don’t eat my rice. Also not a big fan of rotis. Please pour in what other foods/recipes/advice you have!

If H1b were to be denied, what are the next available options? Also, what options does Deloitte provide?

Got hit with RFE during premium processing for H1-B extension, 12th year H1-B. I was asked to provide additional details for my daily job tasks.

What are the chances it will get approved?

Hi Fam!
Any suggestions on what medical insurance we can buy for parents traveling to the US? I’m looking for reasonably priced ones that offer good coverage! My mum would need a better plan than my dad, since she recently underwent surgery! Also, is insurance better from US or Indian companies? Any tips would be greatly appreciated!

Anyone recently got their PERM approved - how long did it take? The USCIS website shows the avg. Duration is down to 3-4 months now!!