Mortgage rate keeps going up. I already signed the contract and paid earnest money. Bank is offering to lock at 6.99% right now for 30 year conventional. Closing isn’t until late April.

Do I lock in now or wait little longer? Or do I all together cancel and rent instead?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Is this the official Amex Fishbowl?

Thoughts on personal loans to consolidate Debt?

Any MVIS longs on here? If so, at what $ did you buy in at?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

Should I do the IPG employee stock plan? Anyone else do this? Don’t even know if it’s a good stock or not

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Can I use my United mileage plus explorer card to pay for my wife global entry fees ?

I am tempted to buy more stocks, but I also need the cash in next 6-10 months 😞

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Currently at Big 4. Have offers for a PL/Principal at MBB and for a VP role at a Fortune 20 company. The VP role is more interesting and comp a bit better but I’m told would accelerate faster at MBB. The initial plan was to end up at MBB. What’s the best for future flexibility?

So, the CDC removed the Covid guidelines. I’ve never had Covid. I’m afraid people will come into work not wearing a mask and be inconsiderate… ughhh so distracting and disgusting. I’m also at risk to develop complications. Not sure if I should talk to HR. Not even sure if I should ask for accommodations to continue being able to wfh at least most days of the week to reduce risk. Idkkkk 😩This is so unprecedented. I always wear my mask at work. I’m getting pressured to attend firm events as well

This is air diver Mohan from India. I'm working as a diver. I'm looking diver job for me, if you know or you have vacancy please tell me

So I’m going to be switch to SALT from Fed. What can I do to make the transition easier??? Really kind of worried about it

@Apple

Would love to work at Apple but no relevant role come up on official site where always getting sent to.

Any ideas how else to get foot in?
Connected with Apple recruiters on Linkedln and potential recruitment agencies but all dead ends.

London UK based Marketing Comms FTC/Perm roles with 12 years experience. Thanks in advance

How Fidelity Banagalore provides the compensation ? Is that good ?

I found the following perks in Deloitte should also be considered at RISE

1. Office Phone reimbursement
2. Well-being allowance yearly 25k
3. Vacation allowance of 25k
4. Amount of Rewards and Recognition min 5k compared to current reward Rs.1500

What’s a good Corp Dev headhunter? Looking to leave M&A strategy / PE DD type of work at manager level

Can someone please help me know what is this "gift perk" the comes under the head "Adhoc income" when you see the IT statement(under new payroll) ? This adds up to my yearly Income but I don't see that in my salary slip.

Have anyone started getting promotion or hike letters in EY GDS

What resources (online prep, books, case books, peers, mental math, etc) did you use when getting ready for case interviews? I’ve seen several online — Management Consulted, Hacking the Case Interview, MConsultingPrep, etc — and would appreciate any insights on what was helpful!

Overhiring and project Hunting.

Are you doing same(project Hunting)? 😂

Salary pay slip is ready in the portal but salary not received 😂

Does EY pays semi-monthly or bi-weekly?

Anyone looking for Referral to Deloitte USI can DM me.

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Do you thank your tenants for paying the rent? A quick thank you text?

Any one knows what’s the easiest way to order a radon test for new construction?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?