My husband is a spender, I'm a saver. Hasn't been a big deal till this year when we've been trying to save for a house. This is the third month that hubs has overspent and I'm starting to get frustrated. It's clear he's not taking this very seriously. Does this require therapy to address? It sucks because that's more money and idk if it's even going to help.

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I don’t think it requires therapy but my guess is that you two have different priorities and views towards money.

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Definitely needs therapy

Finances can be one of the biggest hurdles in a marriage. I would just try to sit down and have a serious talk about it. I used to be in almost the same exact situation, and it really came down to them feeling like they couldn’t enjoy the money they honestly did work extremely hard for. We talked it out and came to what made us both happy with money.

I think you have to address his commitment, like you said. Sit him down and ask him, is this important to you? Do you want to buy a house? Because this is what it's going to take. If the budget is TOO restrictive, you might find that he's constantly going over (and once he goes over he just gives up potentially). You should have open and honest dialogue about what you can both reasonably commit to

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