My mom would be undergoing a major surgery which would cost us somewhere between 17-20 lacs. Want to know if personal mediclaim can be used over and above the corporate mediclaim?
Like is there any option to club both for the same surgery? Tried reaching out to the TPA but they are of no help, saying they will be able to tell after the patient is admitted.

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Wishing for a speedy recovery

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As far as I know, yes it is allowed. Claim can split to multiple insurance if bill is more than maximum claim amount in first insurance.

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Thanks!

Yes it is possible, but make sure to reach out beforehand to the TPA as they might need original documents for claim so you can't give same to both of them.

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I had one corporate policy for my mom and one outside policy which I was paying since last 10 years . I went for corporate policy which was copayment for 85% payment for cashless , the rest i claimed using other policy including medication .

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Wishing a speedy recovery

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Wishing a speedy recovery

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Opt only for Corporate Insurance.. It will very faster to claim by Hospital

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.

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