Regarding after retirement financial plans, what are your thoughts? With inflation and all, expenses will skyrocket. But most people have no pension. Have you planned something? NPS/mutual funds/pension plans/stocks? Each has good and bad points. Let's discuss the strategies and learn from each other. I am based out of India, so hoping for advice that is relevant to India.

IBM Tata Consultancy Amazon Infosys Cognizant Wipro Newco Capgemini

Hi all I’m a certified Project manager and Scrum Master with 8+ years of healthcare experience and 3 plus years in Tech as a product manager with some 5 years in service designing. I really need a well compensating remote evening/ night shift position pls can anyone help or refer me? Thank you!

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Hi All,

I live with my mom (Property owner) in delhi and pay 16.5k pm as house rent for HRA deduction.

Now, she need some lumsum amount of 5 lakhs and I would like to pay this but also show this as house rent while filing ITR.

2 MAIN QUESTIONS -

1. Can I pay 5 lakh and show as house rent in HRA while filing ITR?
2. Total yearly rent is 16.5 × 12 = 198k. Can I show remaining amount i.e. 302k as Rent for next year?

Thanks in advance.

Should I take solace in the fact that despite the great tumble I am still in the green (barely)? Hard not to feel like I lost the 50% gains lol

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Does anyone use a financial advisor? Any recommendations?

About to get about $10k from freelance. I have a full time job so my bills are already covered. Unsure how to split the $10k - got about $3k on credit cards to pay off, but no other debt. Should I throw the rest into savings? Buy some more stock (have a few $100 invested already)? Could do a bit of each of course but as I split it up it feels like less and less and like I'm not going to see substantial growth either way.

Does anyone have a realtor that they love in center city? We’ve outgrown our starter home and looking for a little more space!

How’s the rental market in denver right now? am looking for 1.2k 1bd where it’s walking or biking distance to restaurants, shops. doable?

Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

Looking for Best realtor deals available in Atlanta. I wish to sell a property but feel 6% is too high for commission. Pls share best deals you were able to get from a realtor

5 years post-MBA and all my classmates are VPs in industry or Principals in consulting/IB (some are even Partners/MDs already). I sat in the same classes with these folks for 2 years — probably outperformed some of them academically. Yet, here I am continuing to struggle with my student debt payments, hoping that “Uncle Joe” forgives 20% of it. I’ll never have that kind of earning potential because I didn’t come from the “right background” pre-MBA.

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

I have a new employee that started last Monday, unfortunately it’s not going to work out. Long story, but we’re fairly certain the individual is using Meth and appears to have started/restarted fairly recently. I work with physicians, so it’s a consensus. We have to terminate employment, but what ethical obligation do we have? Two young children at home and no spouse. This is weighing heavily on us.

Anyone know a company that will provide annuities to non-US citizens, non-US residents?
If so, would they have to be expats of their country?

I’ll be traveling to Switzerland for the first time. Is it possible that watches are cheaper there or would that really not be the case?

Hi, Looking for referrals... around 8 years of work ex. Want to work as backend lead. Nodejs. Anyone?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Can anyone explain to me how the price of btc/crypto is set? Is there a formula the prices follow, like all the btc that’s been mined, divided by the number of people who own them or whatever sets the price. Like what is the driving force that makes dogecoin $1 (or whatever it is now) and btc jump from $30k to $60k then back to $30k. When I go on Coinbase and I go to buy btc for $30k, who is the authority that says 1btc=$30k USD?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

What’s the appraisal cycle in citi ? If I join in last week of Aug , would I be eligible for next year appraisal ?

For those of you who made your first million in net worth, what did you do next?

I’ve worked at the same well known tech company since I graduated school 8 years ago. I’ve been promoted 3 times so I’ve held a few different jobs within my org.

BUT .. I’ve applied to a few companies and getting no responses. Is it a deterrent for hiring managers/recruiters that my experience is based primarily at one company?

I’m actually cheating since I am on Grove Street 😃

Has anyone here seen notices about spotted lanternflies around Newport? Seems like a big issue here :(

Newport Starbucks closed again 😢

Are there any outdoor basketball courts with rims up in the streeterville/river north/gold coast area?

Buying an eletric car. Anyone know a good electrician to install level 2 charger at home garage. In Plano.

I had initiated my resignation on the E-exit portal of EY-GDS about 2 weeks back and Counselor has approved it. But all the approvals are still pending in the 'No due' tab. Usually does those get approved only 1-2 days before the last working day? Please let me know.
Also laptop to be returned on last working day,right?

How much HCL Might deduct if I have lost the Wired mouse provided by project in FnF?

Hello Fishes,

I'm from Calcutta...2 yoe...

Due to the medical constraints of my dad, I can't think of moving out of Kolkata....

Presently, I am paid decently in TCS...got offers from KPMG and LTI...but then couldn't accept them and stopped my job search ...

But if at some point when I would feel saturated with the work at TCS...

Can u guys help me by naming good companies in Kolkata...that I could consider as an option in future...?

Thank you🥺🙏🏾

From where to get good and cheap furniture in delhi?

Are there any service based company which provide 16 lpa for 2 yoe java developer?

Hi Fishes,
I heard that food is free at Fractal offices, is it true? has somebody personally visited fractal bangalore office recently?
Thanks!

When you are on notice period do you tell others that u resigned , or it stays a secret between you and manager till lwd.

Got Presurvey email post interviews @ Deloitte USI for Consultant role.
What is the ETA for the next step ?

Hey sharks,
How will the joining bonus be taxed?. Like is there a fixed percentage that will be applied to it like a one time bonus or it will be calculated as part of the salary and taxed?
Ex: If my jb is 3 lakhs how much tax would be deducted on it??

Planning to switch roles, Kindly assist

I am a Sales Manager with 10+ yoe , as I am a physically challenged planning to switch from Traditional Sales to any analyst kind of role.

Kindly assit and help me referring.

Thanks buddies.

Interview Questions for Tableau developer for HCL?

What benefits does Honeywell give? I read they were totally against WFH pre-pandemic. Whats the inside story on post pandemic wfh?

Hi Fishes,

How much should a Full Stack Dev earn with AZ Cloud exp of 2 years and a total YOE of 7.5? Current CTC: 13.5, are there any orgs paying more than this, or could I score more than this? I want to know a ball-park so that I can quote and ask likewise.

Hello fishes,

From TCS background team, one person called me and asking me to share the screen by opening UAN portal regarding service history.

The problem is I've not mentioned couple of companies experience at beginning of my career since that experience is irrelevant to what I'm working now. So my question is how to answer if he ask what about other companies relieving letter and all?
Any suggestions.