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Homeowners if you own (it should include replacement cost for contents and windstorm coverage which is hurricanes), renters if you rent. Flood (non windstorm) is an additional policy and only required if you live in a coastal county. If you live in a newer neighborhood and non coastal you might consider waiving it.
I would add general liability insurance to this.
I’d suggest that you speak to a Houston broker and have them review your arrangements. They should also be able to shop what you have in place and ensure the coverage, deductibles, pricing is appropriate and competitive.