Should I downgrade my chase sapphire reserve to the freedom unlimited?

like
Posting as :
works at
You are currently posting as works at

Cash sapphire is basically free right now. $300 travel credit, $120 door dash credit, $100 local bike pass credit

like

Peloton one is new on me. Hello free 3 months!

Have you tried calling to cancel yet? I did 2 weeks ago and pretended to want to cancel and they gave me a $150 statement credit in just 2 minutes.

likehelpful

I literally said i’m thinking of cancelling the card bc i dont realize the value of having it this year and then said a friend told me about this retention credit and was wondering if im eligible for it.

Nope. You should do citi double cash and citi premier to get 2X unlimited on all spend. I also have the CSR

Related Posts

Best cash back credit cards? Trying to help my mom choose one but don’t think she’ll use points so thinking I’ll shy away from chase cards

like

Any Deloitte people trade on robin hood?

like

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

like

Looking to settle in Canada, any firm who sponsor work visa for candidates outside Canada ? I would eventually would want to apply for PR under express entry.

like

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

likesmartupliftinghelpfulfunny
like

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

like

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

like

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

like

Do people make money day trading crypto or is that exclusively an Instagram scam?

likefunny

Recently accepted a role in the Visa NY office, starting in 2 weeks. Anyone have tips on the culture in the NY office? How hybrid is it really? Vibe in the office, dress code, etc?

like

Hello, im planning a master in finance in lse or lbs for entry levels. I want to work in asset management in london or europe, i have around 2y of experience working in Peru my homeland. i know is a pretty competitive environment and more if i need an sponshorship for a visa. So any experience there or tips?

like

Is there a legal way for an international student in the US to earn money on the side?

like

Do you think ikon/epic will offer partial refund due to covid closure?

like

I have offers from Amex and GS with similar Fixed component but the joining date of GS is two months after my last day in the current organization whereas Amex joining date is immediate. Should I wait for GS date or go ahead with Amex?

like

Maybe a dumb question but if someone vests in a pension are they still able to rollover a lump sum into an IRA? Or is it too late? Have a client who keeps blowing me off to get documentation...CONT

like

My firm doesn’t match my 401k — still worth opting in?

like

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

like

More Posts

Tips for bankruptcy associates who eventually want to move in-house? 3rd year associate in bankruptcy/restructuring group doing mainly bk lit but a few deals too. Need to stay in BL for at least another year for the money, but eventually want to move in-house. The path to in-house seems more straightforward for general commercial lit or more standard transactional practices. Any tips for someone who’s practice is a bit of a hybrid (and who will never likely do discovery or handle a depo)

like

Is R Systems International reputed company? I got a job opportunity for C2H role for a decent package. Currently I'm working on an MNC company. Is this a good move?

likefunny

Any Update on Hiring at Novartis? When they will resume Hiring?

like

Has optum called employees back mandatorily?

Pointers for putting in your two weeks (setting up a meeting, navigating the discussion, etc)? How do you go about it in the best way?

like

If you were to buy only one, ARKW or ARKK and why?

likefunny

What are the strengths of Bain in the Middle East? How's the company compared to other players in the region?

like

Need help guys: LLM in International Taxation: NYU ($65,000) or UF ($22,000)? Is it worth the extra 43K for a NYU degree? If you’re recruiting someone, does it matter to you whether they went to UF or NYU?

like

Ex-strat consultants who left for FAANG and weren’t happy. Why and how have you pivoted?

like
like

Quit quit quitttttyyyy time!

like

Has anyone who's worked in HR, Finance, or another role with visibility to compensation information been able to use that as leverage for salary negotiations?

To put it bluntly, I know certain people with less experience and a lower performance rating are getting paid more than me due to my role working with payroll data. I suspect this was due to the fact that I did not counter offer when I accepted this role, which was a few months ago, and now I regret it.

like

What does a community manager who also does social media ads, graphic designs, content planning etc makes in Bangalore on an average

like

Through a lot of comp discussions I heard a lot of talk of “making you whole” when things get better. Am I drinking the kool-aid by believing this? Is this just meant to prevent further questions that the firm does not know the answer to?

like

Anyone here eligible for the COBRA premium assistance subsidy under the American Rescue Plan Act 2021? If so, have you received a refund or rebate yet?

Omnicom asked me to fill out the eligibility form but are still charging me for COBRA 3 months later.

like
like

Today the cash register broke down while a customer was waiting with 4 pallets of Monster. He yelled at me.

like

Additional Posts in Consulting

Tell me WHY does it take 10 business days to unsubscribe from a damn email notification...

like

I got an email from a Cybersecurity Advisory Partner with the subject "Catch-up". Last week we all rolled-off from project abruptly b/c the client terminated the contract. Am I getting laid off?

like

Any good books/reads to learn aspects of Account Management / Engagement Management in context of tech consulting?

likefunny

icelandair economy comfort... us airlines take some notes

like

KPMG US announces deep pension and 401k benefit cuts. And no raises unless your one of the few being promoted.

likesmarthelpful

Hey FB fam. I’m putting together Financial success resources. If you have any books, articles or podcasts in relation to personal investments or real estate you recommend, please feel free to share 🙃

like

Boycotting the Today show!!

like

Tips on going from consulting into private equity?

like

What are the best consulting companies in the US focused on Sustainability, either Strategy or Ops?

likefunny

Want to warn stakeholders that their hostile, posturing emails with our main client CC'd is only going to backfire (main client ❤️ us). emails will no joke prob get some of them fired. #restructuring

like

Finally found THE one, after over a year of searching and trying out at least 5 different ones!

A nice comfortable office chair.

https://ergochair.co/collections/chairs/products/ergonomics-mesh-chair-w-adjustable-headrest-and-armrest?variant=32511617597491

My criteria: mesh seat and back, arms, headrest

I tried cheap ones from Amazon. Expensive, second hand gaming chairs. Tried HM Aeron (second hand) and while I didn't like the bulk and the general design, I was sold on the mesh seating. I wanted to get the ErgoChair 2 from autonomous, but it doesn't have mesh seat.

AMA.

likefunnyuplifting

If I end up quitting after maternity leave, do I have to pay back any of my leave benefits? I guess I could ask HR, but wouldn't want to throw out any warnings.

like

Slow speakers drive me nuts. Slow speakers with animation in their slides make me want to bang my head in the wall.

like

That feeling of knowing you worked your ass off and made sacrifices in your personal life for a promotion you were told you’d be getting at the end of the year, while receiving great feedback all year, only to be told “sorry, maybe next cycle….” 😔

like

Cord cutting next month! Any recommended solutions? I mostly watch Netflix and sports (NCAA, NFL, NBA).

like

Difference between the American and European lifestyle? Which one is better long term assuming you want a nice upper middle class life

like

SM asked us to shifted client billing hours to non-chargeable code... Will significantly impact utilization... Sucks

like

Thoughts on Yale for B School?

like

So I’m only contributing to 401k enough to get employer match, and I’m saving an additional ~20% and putting 90% of that into my vanguard mutual funds. Reasoning is that I don’t want to lock away all that money maxing out 401k. Have 3 months expenses liquid in a savings account. Is this really dumb? Essentially trading tax for the option of actually using my money.

like

Cold showers hit different

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal