Should we establish a trust before forming an LLC or purchasing a house? Is it advisable to have the LLC and house ownership in our names initially, and defer the creation of a trust for later?

Would it be overly complicated to transfer ownership to a trust at a later date? Furthermore, what are the primary benefits of establishing a trust in the first place?

Anyone know a mortgage broker that understands freelance? I’m struggling to get anyone to approve a loan since I started an S-Corp last year. Running into two years of business history / current salary. I’ve been freelancing for years.

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Anyone holding Hyln for long term ? What did you buy it for and what is your price target ?

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Newbie backdoor questions:
I have a traditional 401k with pwc, want to do backdoor

1. Is the process: traditional 401k -> rollover to traditional IRA -> conversion to Roth IRA?

2. In any step of this process, will I incur a tax penalty due to age (I'm in my 20s)?

Any help greatly appreciated!

When contributing to a 529 plan in PA, in addition to being able to deduct PA state taxes on the contributions, can we also deduct the Philly city tax?

What's the best city in UK to buy a buy to let property, with best returns?

If I’m just beginning to invest outside of my retirement accounts, should I invest in a Vanguard ETF (VOO)?

Thoughts on EquityZen’s Robinhood offer that opens today ($63/share at a $61B valuation?)

NRF matched Millbank in TX yesterday

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

What’s a good credit card to get with great intro offer and points valuation? Already have Chase Sapphire. Have an upcoming large expense < 4k. no points guy page link pleass

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Partner keeps telling me (2nd year) that I need to get better at using staff like paralegals to reduce client costs.....but doesn't realize that the only paralegal allocated to my group has been with the firm for 30 years and bills 1.5x higher than me.

What’s Deloitte’s Chicago Tax practice like?

Do most firms start reporting years in September or January? Prior firm did an August year for counting hours and then another did January (both Amlaw 200). Looking at an Amlaw 100 to lateral in the fall (so trying to anticipate how much of the year I’ll have). I’ll ask what bonus/reporting year but just curious if most follow the same.

I have an offer from MindTree. DoJ was 21 Sep but was not getting relieving from current company. Hence requested to give a revised DoJ (1month extension). Does the offer/salary also need to be revised. My current company is offering me a retention hike thats not close to MindTree offer. However, there are no documents and they will revise it internally in the system. How can I prove this to MindTree?

What's next after healthcare for you all?

Struggling with this:
Suppose I want to shortlist companies that serve the priority industry vertical of a country. So I have the industries served by company (one column for each industry) and (cont)

Not enough people understand mountain driving etiquette - if you see a conga line of cars behind you it’s because you’re slow and you should pull over at the next available turnout and let them pass.

What type of shocks to wear during yoga?

Do you write cover letters? I usually write them but it feels like a waste of time.

Is lateraling into big law from a mid-size boutique something that is obtainable? 3.2 GPA from T2-T3 law school

Any one ever used a career counselor service before? If so what was your experience with them? Did you find it beneficial to your own career transition? And which companies would you recommend? Or if you hated it or think it was a waste of time I'd like to hear that too and why🙂.

Just looking for some tips and advice, any help is appreciated 🙂.

Anyone looking for Male AC flatmate??
Pune, area preferred : kharadi
Looking for spacious flat, atleast semi furnished.
Planning to relocate to Pune by 26th may.

Will the firm at some point fire you for not getting the cpa after trying for years?

I’m a newly barred attorney in Atlanta, Ga and I need two things: (1) a mentor who has time to be a mentor; and (2) a job opportunity. I am open to being a staff attorney or junior associate. CAN YALL HELP ME PLEASE?!?

Where do people go after Visa?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

What's the best city in UK to buy a buy to let property, with best returns?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

Has anyone here used New Western to buy real estate deals?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Any one knows what’s the easiest way to order a radon test for new construction?

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.