Newbie backdoor questions:
I have a traditional 401k with pwc, want to do backdoor

1. Is the process: traditional 401k -> rollover to traditional IRA -> conversion to Roth IRA?

2. In any step of this process, will I incur a tax penalty due to age (I'm in my 20s)?

Any help greatly appreciated!

I am leaving retail pharmacy after 15 years. I am opening a 403b pharmacy for a FQHC. I don't believe that retail pharmacy will be able to sustain itself with patient costs skyrocketing. I think people will become enraged or indifferent enough to allow the federal government to take over healthcare. How many times do we see people getting free prescriptions via government coverage that drive better cars than we do?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

I just realized that Biden is making good on his pledge not to raise taxes on people making less than $400k. Surprised more conservatives aren’t celebrating this fact.

I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

Are there any flexi benefits in the payroll management system to get the tax exemptions in BA Continuum?

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Guys ..
When will final settlement take place? What will be the components of it?

I just got a FAANG offer with 290k TC (8 YOE), so I am trying to rent out my place as I need to relocate, but I am not able to find someone to cover my full rent and I am depressed because I am so not investment savvy and I can NEVER EVER accept losing money in ANY SITUATION. Am I being insane?

What stocks are you betting on for 2018?

What is the health insurance policy of atos India...
Can we add parents in dependents as well?
From which date health insurance starts after joining.

Looking at moving to RSM in the UK, what’s the salary banding and benefits for manager level? Thanks

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Anyone interested in doing the accounting for a small under 15 people company? Salary is about 90K with benefits. You are the only accounting person so you can do you and be flexible work like balacr

For those who work 100% remote with their company, what health insurance provider does your company offer? (ie. UHC, Aetna, BCBS, etc)

Apart from offer do we have any other additional benefits in ibm like leave encashment, travel or internet allowance, food card allowance etc.
I also see sign on bonus of 1lk, could you please let me know when and how it will be paid considering working for 1year plus ?
What is the % we can expect for yearly performance bonus which is not part of package and how is it calculated and when it will normally be credited ?

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

OH: (RE: required meeting attendance)

"Ok, fine. I will say yes now but fair warning I may fake my own death beforehand."

Anyone interested in a Celine Belt Bag, Mini, in Taupe (?). In pristine condition.

Tips on negotiating a raise! I’m no where near the timeframe for one(only been there just over 90 days), just want to be prepared for when that meeting comes up at the one year mark 😅

Used to have a career with a. Union, this was never a concern till now LOL

Hi, I wondering if anyone has thoughts on how I can negotiate to be put into the analyst rotation programme as a lateral hire. I have an offer for a A2 position at a elite boutique but as a lateral hire I will not be placed into their 3 year analyst rotation programme. Any recommendations on how to approach a negotiation to be part of the rotation?

When you leave your firm, how does the PTO get paid out? Direct deposit? Check? What's the timeline?

Hello, I was laid off last Friday as a Technical Program Manager. Any advice on what to do or if you know anyone hiring Program Managers / Sr. Program Managers / Technical Program Managers?

I work cross-functionally with 10+ teams in the org mainly supporting Product & Engineering to create and launch product features.

Any input is greatly appreciated, thank you!

I’m 30, should I consider joining S& Middle East as Senior Associate in attempt to make Manager and leave? Is it too exhausting? Will I burn out before I get there? And how long to Manager?

Is CSPO certification helpful??

Anyone from FCB?

Anyone with an Autonomous standing desk - have you experienced cracks in the laminate top? I've felt some develop over the past month and I'm worried it'll get worse. Is this covered by warranty......?

Great group for us to have

Ketanji did not come to play! Came out of the gate ready to fight and turn these racist arguments on their heads. The way she was dropping 14th Amendment bombs on that man made me so happy. And this is only her first day. I just hope they protect her well.

Has anyone with a CPA from IT Audit roles been able to make their way into a financial consulting role without referrals/MBA?

What is the work that an Associate Consultant does in the Deal Advisory team? I have an interview for the same role.

Hello fishes,

I'm a Business Analyst with 1.2 years of experience and currently, I'm trying to switch to a different organization.

I have worked on and have been part of various analysis and case studies in my current project and have experience working on Bridge Insurity tool, Python , SQL ,C#, .NET, Data Structures and Algorithms.

Please let me know if there are any related opportunities in your firm.

Thankyou!

Has anyone given interview in Apple Inc
the first round is live coding test

any guidance on the process and questions would be really helpful

or
if anyone working in Apple can help that works also be great .

Hello Fish Friends! Does a PhD count as project management experience?

Hi Fishes,

Need 11 likes to enable DM. Please help

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Wish I listened to my roommate on Blue Apron. Up 115%

The store brand = name brand a lot of times at the grocery store. Always buy the cheapest.

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

CNN HL: DOW back in bull market, should it be?
The talking head says industries will crumble and its doom day!!!
Your take?

Thoughts on SoFi bank?

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

So a lot of hate towards Whole Life Insurance, could someone please explain why they are so bad? Thanks

Would you invest in individual stocks if you're invested in a fund that includes those stocks as well? Why or why not?

Got a loan rate for 3.375% for an appt. This seems a little to high. Thoughts?

Can someone explain this whole GME/AMC thing to a noob like me? Is buying tomorrow still a good idea? How are ppl determining which of these random companies to buy?

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

Favorite dividend stocks?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Im single and will be 30 very soon. I have an emergency fund and a good amount of money in the market. I love the idea of maximizing savings but I’m sick of roommates and will getting my own apartment in the summer. I am torn between saving as much as possible in a less expensive 1 BR and getting my dream apartment. It’s a difference of ~$400-600 per month. Help😩!

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

Holy Cow .. jumping into the craze. Bought and sold NAKD in 30 minutes and made $10!! 🥳 wohooo