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In this job market, I'd be happy to get an offer.
That makes sense
Not necessarily. It's a bit of a red flag, but if everything else looks good (and you need the work), I wouldn't let it keep me from applying.
What else would you evaluate to see if there are red flags?
I would avoid any 401K with any company. I personally would open up a Roth IRA which gives you more control over your assets.
You are right to want to make your money make itself more money. That is the only way to be financially free 😉
Isn’t traditional Ira also good in some ways?