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If lucky, a good deal or rent controlled apartment. Avoid trying to keep with up with other people in terms of lifestyle. Go on dates for the occasional free meal.
I’m curious. Why is this specific to women? Are their costs materially higher than men’s?
There are pay disparities based on several societal demographics and on average women do pay more due to factors like the pink tax; https://www.bankrate.com/personal-finance/pink-tax-how-women-pay-more/ “The California Senate Committee on Judiciary and Senate Select Committee on Women, Work & Families stated in 2020 that Californian women pay an average of about $2,381 more, for the same goods and services, than men per year.” I think she wanted to hear a woman’s perspective even if you, personally also struggle with COL.
Tell me if you find out, I make way above an average salary and pretty much feel like I’m living paycheck to paycheck. I don’t know how it’s possible with less