Suggestions for books on getting started with investing for someone who doesn’t know shit??? The someone who doesn’t know shit is me, FYI

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

FYI Amex offer for Allen Edmonds. Spend $300 get $90

What kind of gifts are given at fidelity investments during year end?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Which service(s) do you use and can recommend to send money to India?

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Should I trade in my iPhone 13 pro max for $720 to Apple? I don’t know what they sell for used but if that is a good deal let me know if you want to buy it.

I've got a YouTube channel about all things crypto and trading. It is primarily an educational channel, rather than one that is specific to investing.

Please post video requests here. (Continued)

What percentage of your income do you save, invest and spend?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

And the stock market is down ⬇️⬇️⬇️ where is the 🩸going to stop?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

I did not got alumini portal access after 3 days of lwd .. is it normal and should i wait ?

What are your working hours at Google, DoorSash, and Affirm ?

Currently in IBM at Band 9 (Austin,TX) and getting around 195k base. Just been approached by EY recruiter for Senior Manager position. Wondering if I should consider exploring it or not! What could be pay range for a Senior Manager in EY? Also, what career level of IBM is it equivalent to ? (Band 9 or Band 10)?

I have been following Blockchain domain for 2 years now and have some Dev exposure with Ethereum/Hyperledger. I'm planning to switch, any one who can advise or refer me?

If anyone needs bschool admissions interview help, feel free to DM me. I’ve helped dozens of candidates get into their top choices over the years and feel like I can help a lot more of you based on the questions being asked. Not offering pro bono services but significantly discounted. Hmu!

BTCs dipping a bit through the weekend. Could that be an indicator to predict red futures tomorrow?

Gratuity Form L is given to me, by what time can I expect the payment?

Is it normal for senior managers to ask you to cancel leaves or to nit apply leaves in EY GDS? My manager told in all hands meeting yesterday to not apply leaves during tear end. Won’t this become a hr issue?

Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Looking for few suggestions for high risk/high return stocks at current level which have potential to double/ triple in next 3-4 years...

Hi Folks, Hope you are doing well. I am going to Join Telstra as a Data Engineer next week on 12th December.

Can anyone give me insights on the following of Telstra.


1. WLB
2. Career Growth and Learning Opportunities
3. Hike %

Thanks in advance

After clearing both of the technical rounds HR contacted over mail for expected ctc and other things.Can anyone tell if my expected ctc is higher then is there any chance they will not reply or delay the discussion or they will straight away deny?? I am waiting for the response from hr from past 7 days.

Hello fishes my joining date is 1st August and BGV process not yet started , will it affect my joining date?
I am continuously asking recruiter to do BGV.
please help people as i denied to all 3 offers i have.

Hi Sharks,

I need an urgent reply.

I have Joining with CTS today at 10:30 AM and some documents required for Virtual Onboarding.

They need EA form and they said it is part of offer letter.

So I need to print entire offer letter and sign and send back to them please reply?

Recommendations for short but informative personal finance books? Looking to read one with my gf, to avoid me preaching about stuff

I've been biking to my home office everyday so I've been wearing gym clothes and bringing a change of clothes with me. When I get in the morning how long can I sit at my desk before going to change?

Any book recommendations about human psychology / thought processes?

People, there is a Politics bowl. Please stop dumping your political garbage in this one.

Any Freemasons lurking around here!? Thinking about making a Bowl for my Traveling Brothers. Maybe to talk about how we view this unique Labor (consulting) in a Masonic context, post some inspirational messages, recommend good books, idk stuff like that...

What are the best consulting firms for someone that’s looking to work in the aviation industry? Can be big consulting firms with strong presence in aviation or boutique firms. Preferably commercial strategy type of projects. US based. Thank you!

Let's have a productive conversation about the Google employee who was just fired for his controversial diversity memo

Hello! I’m a clinical healthcare worker and am currently working on a master’s in finance to pivot to healthcare consulting.

I’m trying to get an internship next summer (I have the time off work) but am having difficulty finding internships for non-MBA master’s degree candidates. (I have a clinical MA and doctorate & it’s been an auto-reject from analyst internships.)

Would anyone be willing to connect for internships or work for companies that love non-traditional candidates? Thank you

Anyone else hear that post-CRT partners will get fired this year in commercial advisory? How the hell does a partner get fired....

Signed offer letter to join company A now having second thoughts. Start date is 1 month away. What happens if I go back and say I change my mind?

Monday Status Report: Flight upgraded to first ✅. Aforementioned flight delayed 1.5 hours ❌. Partner canceled 6pm meeting ✅. Hotel upgraded to a suite at the Ritz ✅✅. Not bad for a Monday, not bad....

Anybody at the Westin Michigan Ave this week? Drinks?

Starting at Deloitte in a few weeks as a Specialist Leader. The 401k match is only .5%? Why so low? Does it ever increase?

I got offers from top consulting firms in Berlin and Amsterdam. Any ideas what factors to consider in my decision?

What type and price of cars do y’all have?

Travel reimbursement…what’s the rule of thumb for when a client is considered out of town? Mileage, distance etc?

And, what’s required to be covered? Been out of the traditional consulting model for a few years now…

What firms and/or practice groups make it easy to transfer overseas or do an assignment abroad? For example, US citizen wanting to work in Europe.

What are your expenses/time horror stories? Has anyone gotten fired in relation to expenses? Compensation withheld?

If one day you become CEO of a company, would you consider hiring management consultants knowing what you know now? Why or why not?