Tax peeps, I'm a cyber guy. I left EY & I'm vested in the pension. Want to roll over my pension (not my 401k) into a Roth IRA. Any tax implications w/this? IDK how it's treated tax wise.

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Rollover your pension into a rollover ira (which holds pretax retirement funds). Once it is in a rollover ira you can perform a Roth conversion and move the funds into a Roth IRA. With a Roth conversion, the amount you transfer is treated as income for the year and taxed accordingly. Call a broker like vanguard or fidelity and they can walk you through it, it’s free and sometimes they can give you incentives for bringing money in

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Has to be a regular 401k and EY has very particular times and rules you must meet

Look it up

Thanks all.

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