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Any thoughts on this book?

What is a good cheaper title company in NJ?
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Check with a mortgage lender. I think if you can prove that you will always get a certain amount of bonus annually, they will add that to your income and determine how big of a mortgage you can apply for. For example, if your bonus is 15k In year 1, and 20k, 25k, 30k for the next 3 years, respectively. they'll either take the lower of (15k) or the average of those years (22.5k)
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28% or 33% or whatever is a guide, not a rule. I wouldn’t worry too much about this minute change in how you get paid
Cont…Was looking to upgrade my primary residence in 3-5 years and thought I’d have 3-5 years of salary increases, but now that needle barely moves.
Looks like you figured it out. With promotions your get good salary increases, which invalidates your concern.