The pros and cons of waiting for the housing market to crash to buy a property!

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Great time to be buying ETH right now. Could still dip to 1800 at the lowest, but I’ve gotta believe we’re going to 8k+ once the eth2 upgrades hit.

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

Getting 6.99% on investment property for 25% down no points smh

Other option was 7.125% for 20% down and 1.points which would be slightly above $9k

Yeah this is my last deal for awhile 🙃

High risk, low reward investment ideas?

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

For all you major savers + investors, how would you suggest to get started investing in assets other than a 401K and ROTH IRA?

So what stonks are we buying?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

The general rule of thumb for a mortgage is 28% (primary residence) of gross income. My firm switched up their process and now instead of nice size raises it’s large bonuses. So getting increasing my gross income doesn’t really change unless I include my bonus which is obviously a variable. Is their a recommended approach for these scenarios? Maybe use agi on tax return instead of gross income?

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Traditional or Roth? 401K or IRA? Factors to consider? Eligible for any above (income/age) and want to maximize value through tax/investing strategy for retirement. In early 30’s $100-125K income.

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

I have $400k in student loans, half of which are private. I want to quit my job and this career entirely but there’s nothing I can possibly do to make these damn loans go away without strangling myself financially for the rest of my life or literally dying.

I don’t have Wi-Fi on my name it’s on my husband name .. he works in different form .Can I reimburse my wife bills ??

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

Hello All,
I am between cars and need to use a rental to get to work. Any recommendations on cheap car rental services?

Currently using Priceline for the deals they offer but it still comes out to be extremely expensive. Need it for the next 3-4 weeks.

Location :Ohio

What do when you’ve already accepted a job offer but then received a better offer? Does it look bad on you to decline the first offer?

What's the play on Bitcoin?

What’s the best phone package to call landlines and cellphones in India? I’m paying $50 a month for a vonage line and it’s only used one-off when my in-laws visit.

anybody here in due diligence within transaction advisory, for cyber security? Interviewing for the role and would love to talk to someone more about it.

Tech stack - python(pandas,numpy),sql,excel
What job role can i apply in big 4,,,,,i have experience of 3.2 years in infosys as test analyst,,,please do provide feedback,,,TIA

Which firms (if any) shut down for the holidays?

Innocean was just named one of the best places to work by AdAge!
Current openings:
Business Affairs Manager
Senior Business Affairs Manager (freelance)
Account Director
Account Supervisor
Sr. Account Exec
Account Exec
Account Exec, Social (freelance)
Data Analyst
Data Engineer
Social Media Specialist/Community Manager
Social Media Community Manager

I'm living in Arkansas and I am considering relocating. Does anyone have any suggestions on where to land?

Are there cooldown periods for non tech roles?
Like if you want to apply to another non tech role in a different team (after getting dinged in the on sites), do you have to wait?

I hope everybody received 2k Amazon voucher as Xmas gift

Look for the fishbowl banner for donor choose. Enter your link so you get funding.

I have 13+ yoe in java, springboot, microservucrs, which cloud I should learn aws, azure or gcp

Hi Fishes,

I am B.tech graduate and currently working in BPO sector in Accenture. I am looking to switch to an IT profile but having zero experience in IT sector. Please suggest how can I switch.

Can someone tell me how much time it takes for an official offer letter to be released after a salary negotiation interview in MS?

Best preschools and elementary schools in downtown area?

Curious what anyone thinks about cologne? Is it a turn on? I am not really into it.. but I just got a whiff of this dude at the gym and the cologne did something to me 🥰 It was really subtle. I tend to just like the way a man smells (not body odor but just natural scent) and don’t usually like it covered up, but wow this guy tonight 🥵 I might might buy some but i figured it would be gay to ask him “what are you wearing” because that prob isn’t something the bros at the gym do.

Getting 6.99% on investment property for 25% down no points smh

Other option was 7.125% for 20% down and 1.points which would be slightly above $9k

Yeah this is my last deal for awhile 🙃

Atlanta vs Savannah vs Tampa?

The general rule of thumb for a mortgage is 28% (primary residence) of gross income. My firm switched up their process and now instead of nice size raises it’s large bonuses. So getting increasing my gross income doesn’t really change unless I include my bonus which is obviously a variable. Is their a recommended approach for these scenarios? Maybe use agi on tax return instead of gross income?

What is a good cheaper title company in NJ?

Can anyone confirm my understanding of a partial Section 121 Exclusion? I bought a house 8 months ago and I am unexpectedly relocating to another city for work. The house is worth about $50k more than when I bought it. My understanding is my unexpected relocation is considered a hardship which qualifies me for a prorated Section 121 exclusion. 8 months out of the required 24 (8/24) = 33%. 33% of $250k = $82.5k excludable gains. This means I should end up without a tax liability, right?

Finally bought my first house, pending inspection! My Spouse is starting to worry and is anxious that we overpaid due to the crazy market right now. Any tips to cope with this feeling?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Anyone else notice an uptick of rental properties being posted on the market? I’m thinking something is coming soon.

How do Tennant pay you for rent? By personal check? Are there any other successful methods being accepted? Also who takes care of the grass and snow removal for a 1 or 2 family rental?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Just did a cash out refi on a investment property for 3.99%. With rates so low now, I’m considering doing another “traditional” refi at 2.9% does this work with such a short Turn around time from closing the previous one?

Anyone recently got a mortgage through SOFI? can you please share your experience?

Difference between owner and lender title insurance? An estimate says that owner insurance is optional under service you can shop for..can anyone help me understand the difference and whether I should indeed consider it optional ?

How soon can you apply for a credit card after closing on a home? I’m hoping to put renovation expenses on a card to take advantage of sign up bonuses, but don’t want to tank my credit score

In this market would you decide to either use the money you have for down payment on a home, invest it stocks, something else, or just hold?

Does anyone know the down payment requirements for a Jumbo loan?

One of lenders I am working with is asking for 750 pre payment to finish he application, which has lie, 30 pages of signatures.

The other lender gave me a preapproval letter. Is the 750@ normal thing? First time home buyer here, feel like I’m about to screw myself over.