The pros and cons of waiting for the housing market to crash to buy a property!

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Soon to be making 85k in LA, looking to move to a new apartment. What would you think is reasonable to spend on a 1 bedroom (not studio)?

starting my first FT job and planning on investing 1k each month. any advice on how and where to invest this money?

Quick question fishes: if someone who called a small % of company requests for tax return of the business, are we obligated to share it? This is a “technical cofounder” who existed two years ago

Anyone in the foothills? Wife and I moved to CO last year and bought a home in Conifer. Love it up here, but would be great to meet some peers!

Best way to answer “why do you want to join private credit” or “why do you want to join private debt”. I have a general sense of why I want to but can’t really put my thoughts into words. Any insight would be helpful. Thanks.

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

Can I ask at what age people are typically buying their homes here in LA? Wondering at what age people are able to take the plunge.

If you could go back in time what would you tell yourself before taking out student loans?

Gold topic: Do you guys invest in Gold? Buying coins here or gold bonds/certificates or gold schemes (in India) etc? Want to consider investing in gold for long term future.

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

You will attain more happiness, freedom and feel wealthier by controlling your desires more so than your income. When you learn how to be satisfied, you will attain a more true wealth.

Anyone taking profits from UVXY and VXX or still holding?

Implications of a PE firm selling and a company bringing on a new investment partner?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Anyone neck deep in the Paycheck Protection Program? Trying to figure out if a parent can qualify for forgiveness of expenses (rent utilities) of an affiliate/subsidiary if only 1 loan is taken.

It’s starting. Anyone selling their stocks, investments yet?

How do I join the bowl?

Looking to pay someone to edit the lighting/tinting of a photo to the clients liking so that it can be used for a LinkedIn banner. Upon request, the candidate should also be able to design additional banner options that will incorporate the right image(s).

Hii! Anyone from Coimbatore looking to avail the summertime meal for this month ?! :)

Help me save the day: have a massive excel file (600k rows) with duplicate records (column a, b and c are duplicate, not a duplicate if a and b are the same though). How can I filter for just these records? If it didn’t crash excel I could concat into one column, Conditional format for duplicates, and sort by color. What’s a work around?

I read this super interesting article about how big companies like Toyota are investing in social-emotional training for their employees and seeing massive benefits. I actually think this could be a whole separate class for students of all ages. Learning about conflict resolution, growing your own self-regulation skills...it's really important.

Anyone here work in the brand partnerships/media landscape? Would love to grab a coffee! My experience is primarily in fashion but I feel like I need some insight into the market here. I’m from NYC.

I come from a design-heavy background and have been guilty in the past of over-emphasizing aesthetics. What do you think is the proper balance with functionality? How do you think through this?

What is a consulting services manager’s compensation in NJ?

What exactly is well being subsidy ? Is it yearly or one time? What can you get reimbursed for?

Recommendations for driving lessons for adults?

Came from a tax background considering making a switch to consulting/advisory. What is consulting work life like at KPMG?

Designer and architects who have made the jump from consultancy/studio to brand/client side, what's your reasons and how have the transition been?

Any other lonely social workers in here? I mean a lot to some of the people on my caseload but that's about it. Don't have any family near me and it's hard to make friends with non-SW's mostly just because I'm too tired after work to want to do much. Do you spend most of your time alone or is your social time self care for you? Just feel like I don't have a support system!

Did any one implement semantic search on custom domain data? if so what is the best model is to generate embeddings. I am using DPR but still looking for better model

People working in consulting - how did you find out if your side hustle infringes on your current employment? Want to make sure I don’t get in trouble

Where them 30+ ladies at? 25M 🙋‍♂️😉

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

When renting out a property, can you specify which pets you'll allow vs not? Like no cats but small dogs are okay?

Difference between owner and lender title insurance? An estimate says that owner insurance is optional under service you can shop for..can anyone help me understand the difference and whether I should indeed consider it optional ?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Atlanta vs Savannah vs Tampa?

Need some advice! I live in Boise which is supposedly the most overvalued real estate market in the country right now. Bought my first home 2 years ago for 400k and it's now worth ~725k. Looking at homes in other western cities everywhere seems incredibly overpriced as well.

I plan to use the proceeds to pay off student loans and save the additional for a large down payment. Is it best to try and race interest rates and find a home or just sit on the big lump of cash and rent for a year?

I am looking for an investment property and reached out to a realtor and had a couple of conversations with them and they have sent me the listings and I told them to start scheduling viewings and told them my availability this weekend with the houses I like. They said they would schedule something but I haven't heard back and it is now Sunday evening. I didn't follow up because I got busy, but is it a sign to change the realtor? What's the best way to find a good realtor?

Just did a cash out refi on a investment property for 3.99%. With rates so low now, I’m considering doing another “traditional” refi at 2.9% does this work with such a short Turn around time from closing the previous one?

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

Any reason why the listing agent recommend I use a specific title company?

The Mrs and I will be moving up to the Bay Area within the next year. Realistically how much should we be earning in order to afford a home out there? Everything we see listed that is even remotely close to what we’d want is $1.2-$1.3M and can’t fathom having a mortgage that high.

How accurate is AirDna rentalizer revenue and occupancy (assuming you are best or at par with top area listings) - specifically in big city suburb if that makes a difference. Looking for any and all opinions of airdna rentalizer

I have access to $600k in interest-only (~3%) funds from parent's line of credit. Trying to optimize allocation. I'm closing on a $540k house in TX, looking to Airbnb it for $3k+ a month. With rising interest rates, I'm considering investing in another house in the Bay Area when prices drop. Wondering if I should pay the TX house in cash & take out a mortgage for the CA house, or split the $600k across both and take out 2 mortgages, or pay off the TX house and use a HELOC for the CA house. Thnx!

My spouse and I are buying our first house soon and we are thinking of renting out a room. Anyone who is currently doing this or has done it before? Would you recommend it or is it too much of a headache?

Anyone buy real estate/condo in Fort Lauderdale? Looking to Airbnb and vacation there as well.