Can anyone offer any tips/advice for a first time home buyer? Would like to learn about any recommended first time buyer programs.

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I think you qualify for those only if you don’t make as much money

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You can be a first time homebuyer even as an existing homeowner (after like 3 years). Start shopping around for a lender to get pre approval for a mortgage; and then find an experienced realtor and let them do the legwork. You won’t really know what you qualify for until it comes down to crunching the numbers for a particular property

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What type of first time buyer programs are you looking for? Down payment assistance?

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There is a program through lenders that are approved to sell to the FHLB where you can take a 6k grant as down payment assistance on an FHA or conventional loan as long as your income is less that the Area Median Average (AMI).

The AMI is based on property location, so if you want to find a property on Zillow to use as an example I will take a look and let you know what an estimate for the AMI in your area would be.

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