Can anyone offer any tips/advice for a first time home buyer? Would like to learn about any recommended first time buyer programs.

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I think you qualify for those only if you don’t make as much money

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You can be a first time homebuyer even as an existing homeowner (after like 3 years). Start shopping around for a lender to get pre approval for a mortgage; and then find an experienced realtor and let them do the legwork. You won’t really know what you qualify for until it comes down to crunching the numbers for a particular property

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What type of first time buyer programs are you looking for? Down payment assistance?

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There is a program through lenders that are approved to sell to the FHLB where you can take a 6k grant as down payment assistance on an FHA or conventional loan as long as your income is less that the Area Median Average (AMI).

The AMI is based on property location, so if you want to find a property on Zillow to use as an example I will take a look and let you know what an estimate for the AMI in your area would be.

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Gold topic: Do you guys invest in Gold? Buying coins here or gold bonds/certificates or gold schemes (in India) etc? Want to consider investing in gold for long term future.

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Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
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Looking to buy my first property by 2024, and I am going to start researching now. What are the initial steps that people would recommend?

For reference I have very little knowledge and am in between air bnb and buying a duplex then renting out the other side. Open to suggestions/what others have had success with.

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How can I learn about investing in crypto? KISS please

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Anyone happen to have EY Corporate code for Hyatt properties?

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Let’s finish this up strong! What are your year-end self development plans?!
We have our last session of the year of our group/guest financial education cycles at our Downtown Toronto office this Saturday. We go through our first financial education session that we talk about basic to higher level of financial information; from saving, investing, risks and returns, registered accounts, etc. There is no cost and no obligation. If you are interested to attend in-person or via Zoom, let me know.

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Personal finance book recommendations?

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Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

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Which credit card do you think is the best for ME consultants?

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What’s everyone’s thoughts on the new Blockfolio Signal feature? Kind of nice to get direct news feed from coins I follow/invest in.

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Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

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Which bank account is better for salary account?

HDFC
Axis

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Does anyone have any book recommendations for information on buying a house?

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Haha Merrill just reduced the pc payout grid by 3% for advisor below $2m in production

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BTCS penny stock in the move today. Thoughts?

from logistic perspective..how are you guys transferring/moving your money from your US bank account? wire transfer? write yourself a check? idk about check, but cashing in $50k might raise a flag.

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What's more important in selling an idea?

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Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

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Hi,
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Hi Fishes, Can you all please help me with the inhand salary?

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I want to learn agent based modelling using python mesa, any good video tutorial available for self learning?

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How did everyone do in their exams?

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Additional Posts in The Real Estate Bowl

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

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I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

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Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

like

Once all the boomers are gone will there be a gult of homes? I have rentals here will they be worthless in the future?

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About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

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When renting out a property, can you specify which pets you'll allow vs not? Like no cats but small dogs are okay?

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Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

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I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

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I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

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My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

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UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

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What's common % for Property management fees? I've seen anywhere from 6.5%-10%

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Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

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Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

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How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

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My partner and I close on our house this Friday at 9am and I’m just so happy. I’m a public interest attorney and we worked really hard to save. This was after 10 offers. Just wanted to share 🥹

likeuplifting

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

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