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“If you go to jail, can you use PTO?”
That is my dog!
Recently moved in-house and struggling with how to document my contributions (keep a “brag list” if you will) for purposes of review season and eventual bonus/promotion/raise discussions. At a firm it was fairly easy to point to high billables, high profile deals, praise from particular partners or clients. Now I’m struggling because my work is so….day to day. Mostly negotiating typical sales contracts. Very few opportunities for visibility or high profile contributions if that makes sense.
I think you qualify for those only if you don’t make as much money
You can be a first time homebuyer even as an existing homeowner (after like 3 years). Start shopping around for a lender to get pre approval for a mortgage; and then find an experienced realtor and let them do the legwork. You won’t really know what you qualify for until it comes down to crunching the numbers for a particular property
What type of first time buyer programs are you looking for? Down payment assistance?
Yes
Mentor
There is a program through lenders that are approved to sell to the FHLB where you can take a 6k grant as down payment assistance on an FHA or conventional loan as long as your income is less that the Area Median Average (AMI).
The AMI is based on property location, so if you want to find a property on Zillow to use as an example I will take a look and let you know what an estimate for the AMI in your area would be.