Thinking of downgrading CSR. If I do so, I have already used $300 travel credit and Dash Pass, and redemption of points - would :
1. I get the annual fee back? Prorated?
2. Have to pay back benefits? $300 credit? Redeemed points benefit back?

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No on both. Most cards give you ~30 days to get the fee back after you pay it.

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Anyone joining Bangalore 4th july . Let’s meet

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Hi,
I have some ques
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