This is the best succinct statement on my view of student loans I've seen yet:

Trying to get an education to gain access to a comfortable life should not mean lifelong debt.

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

How often are you concerned about losing your job? Ever since I got a mortgage a few months ago, this fear has been plaguing me. The volatile market doesn’t help either.

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

Any Deloitte people trade on robin hood?

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

Why does the purchase agreement call for a FIRPTA when no real estate is being purchased?

What is everyone’s take on the NYC housing market? More people and businesses are moving out. I’d imagine it has to continue to dip. Also, they’re considering turning adding more units by converting commercial space into residential space. Inventory is going to be through the roof for rentals. I’d think that has to ultimately impact home prices.

OMNY card or MTA card? MTA card for me, it’s so thin that my wallet does not get bulky

How soon should you think about refinancing? Closed about two months ago at 3.25 (30 years) but rates keep dropping...

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

Investing newbie here trying to invest my hsa. Debating if I should do 100% on something like viix for simplicity or if I should diversify? If diversifying, what’s a recommended approach? Perhaps 2-4 funds? Many thanks for the help.

I'm currently a property accountant with an MBA in finance. I desire to earn more income considering my credentials and experience. I currently earn 93k and striving to get to 150 or even 200 to be able to live the way I want to live, pay for good schooling for my children, eat organic, travel etc. Even to buy a nice house in a great neighborhood is at lease a million. I'm looking for salary comparisons and recommendations to reach my financial goals

Considering getting my license and starting off as a real estate agent. I've always loved real estate, house flipping, interior design. What can I expect as income and time commitment as a brand new agent with no book of business? How hard is it to get established and become well known in my area? I'm in the Bay Area. Anything else I should know before I quit my job and persue this dream?

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

I have dal 19 put 3/27. Loosing money there, should I wait out another day or two or cut my losses now?

Can someone tell me where should I put my money, Roth or traditional? Should I also contribute to hsa? How do I max out all contributions and benefits?

Any realtor recs? Looking to buy in Seattle

What process do you follow when working with product managers to solve customer pain points or work on new product features? I’m trying to find a better and more efficient way to work with my design team

My company is offering to pay for external learning (ie conferences, certifications, training etc) and I’m interested in growing my knowledge in branding. Are there any courses out there that y’all recommend?

Hi Fishes,
Please refer Me for PM roles in Microsoft

Does anyone have a work culture that prioritizes WLB? Sometimes I feel like it's all talk for branding.

First in my family to go to college, parent is abusive so I have no safety net & had no help. Worked full time all through college & still graduated with 30k in debt. I’ve been paying really aggressively on my private loans since the federal pause and I checked today and I now only owe 2800 in private. Pretty sure I owe 11k in fed & I qualify for the 10k. Honestly trying not to cry from sheer relief.

Is it a red flag if someone says they don’t believe in self help books like Atomic Habits, Attached, etc?

Hi all,

My joining is on 20th December in TCS. I have yet not received the onboarding Welcome mail. By when is the onboarding mail usually shared? Can anyone who has joined recently confirm? TIA.

Dynamic strategy consulting background (6 YOE) looking to shift to sales/BD.

I know how to sell and build relationships/report.

Does that sound interesting to anyone? Hoping to get to work soon.

We’re struggling to find a bilingual hire with experience as a community manager, so we need to look at people who haven’t worked in the field before. What skills should we prioritize?

Hey fishes, Has any one bought extra holidays using Flex EY? Is there any benefit (cost wise) in buying extra days through Flex EY vs. taking unpaid Leaves?

Cheers!

When people refer to e-commerce exits they are typically referring to platforms like amazon. If I’m more interested in working for an e-commerce store/seller rather than a platform is there a better term for this so I can research better?

What stocks are you betting on for 2018?

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

What's your target retirement savings? Target age? Combined or single?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Better to Airbnb out a rental or find a 12month lease tenant?

To people living abroad (outside of the US), do you apply for jobs that specifically state they only hire US residents?

Anyone using MH Inspire Science? What are your thoughts? Are there enough labs for distance learning or do you supplement?

How long does it take to hear back from a superday at a BB? I was told by HR 2-3 weeks but I hear people get calls within hours. Is this true or should I take HRs word? Scared I got rejected

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol