The market is down. Are you buying anything today?

Looking to support a new APIA founded startup? Well look no further!

Have you ever found something online and thought "... if I buy this, what about my anniversary gift, that trip to Europe, the car I always wanted..."

Well I have and founded Okane (money in Japanese 🤑)

Okane is a free Chrome Extension that focuses on goal-based budgeting. We track your wealth and help you save for your future goals while avoiding impulse purchases, right as you shop online. ( okane.crd.co)

Lmk what you think!!

Any folks with H-1B , F-1 visas trade in crypto currency? Are we allowed?

I panicked yesterday and sold all of my holding on SPY and VOO for about 100k yesterday. Waiting for re-entry post elections. Holding TQQQ and SQQQ for now. Should I use the fund to get into options? Good time to venture there?

Are we allowed to trade crypto on TD Ameritrade?

Hi Fishes, I have one question for you.

What are avg 2 sharing PG rents in Bengaluru?

Are there any virtual teaching positions in Michigan that pay into the MI retirement system (ORS) for educators? I have 4.5 years until I can retire and due to my health may not be able to be in person. All of the jobs I have seen only offer 401Ks. Thanks for your help.

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

First house is currently valued at 900k (bought at 500k 7 years ago). We are considering a move to a LCOL city to try it out.

Should we rent it out for $3800/month to make money while keeping it as rental properties or sell it so we can buy a new home property and then invest the rest? Looks like getting financing for second home is pretty tough.

House is in Arlington VA if it matters.

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Recommendations for a Roth IRA?

I bought a bunch of stonks this morning. How long until I am rich?

What's up with risk declaration?

I'm working as an Assoc Consultant at KGS Advisory (tech). Are employees allowed to invest in all mutual funds (except those on REL)?
What are the restrictions for people who are not auditing?

Hit the $100k net worth milestone today! Super pumped and thanks to everyone in the bowl for all the insight.

Male - age 24.

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

Best website or realtor o company or way to find and buy a condo in NYC(Queens, Bronx or Manhattan), 2-3 bedroom.

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

It always seemed like real estate was one of the safest things to invest in. Then the crash of ‘09 happened, and the market bounced back for a while. And now we’re in… whatever this is. It just seems surreal.

I know money is relative but at what stage in your career did you start making and saving the big money (saving much more than you could spend)? I am not a big spender but....

What’s some good digital invest account platforms?

I’m new to the country. This is a bit out there but where do you get an abortion? Do you need a referral through your GP? After that is there a long wait?

Anyone got offer from uk through third party payroll.?

I don’t think people understand what the difference between conservative and liberal judicial philosophies are. Liberal judges see the Constitution as guidelines for the court to interpret and then cement things into law that they deem reflect the current mood of the day, essentially serving as a tool for policymaking outside of the legislative branch. Conservative judges see their role as interpreting what is explicitly in the Constitution and that there are explicit constraints in it (cont’d)

Thoughts on moving from med tech to manufacturing? I moved from in-house tech to in-house med tech a couple years ago. Now, given the poor WLB, I am considering making the move out of tech, despite it being an exponentially growing industry. With all the changes in privacy laws re: marketing/advertising, I believe manufacturing would still offer good privacy experience. Thoughts?

How is Capgemini Mc Donald's project

Hello,
If anyone can answer ,
On how time it will take normally for HR discussion and final release of offer after clearing the interview?

Hi fishes I need your help. I joined a company 3 days back. Onboarding is completed. Now I have got offer from an organisation that is near my home town and ctc is also more. I want to join there. What should I do. FYI I checked service history in uan portal my pf account is not created yet for new organization. Need your humble opinion.

Any from Google Cloud looking for Customer Engineers? I passed my onsite, but currently recruiter mentioned there is not headcount to fit me in. Happy to be squeezed in anywhere at this point.

Is there such place as non toxic ID firm? Or does any of ID attys like what they do? I moved from general practice to an ID firm six months ago. Biggest mistake of my life. I am trying hard not to just quit and walk away as I’m battling head cold but still have to bill bill bill and get criticized for not billing right and etc and cases being piled up - while everyone is looking forward to the long weekend. I seriously question my judgement. Need word of wisdom just to get through this hellhole

What are some of the unique challenges and initiatives in the district?

Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

Can any 🐠 help with an appropriate salary range for Deloitte Consulting Tech Strategy for Consultant level with 5 years of experience? I want to make sure I ask competitively within the range.

Fell out of love with real estate. The more I'm in this industry, the more I realize most people are looking to make a buck instead of helping their clients.

Hi All! For those that have had HSGs/saline sonos done, did it mess up the timing of that cycle? I’m going on 2 weeks after my period was supposed to start (and am not pregnant) and frustrated because my doctor is waiting on my period to start in order to start with IVF. Thanks in advance for any insights you may have!

Has anyone invested in any of the startup companies on Start Engine? Thinking by about investing in a few.

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

I’d like some independent views please, on a financial decision my wife and I are about to make. We’re looking to buy our first/dream home and the property is valued at $1.25m. We have savings of $250k and our HHI is c$350k, with no debt. We will probably exhaust our savings on the deposit and closing costs. A $1m with mortgage at 6% with property taxes is c$8k/month. We net about $14k, we think it’s just about manageable, however keen to get your views please? More context in comment below.

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Just want to know how much people actually pay for mortgages on a salary about $120k I am looking at homes and I want to upgrade but I don’t want to be house rich. I don’t mind living below my means but I also want my children in a better school district. Just confused…

Better to Airbnb out a rental or find a 12month lease tenant?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

What might be the ripple effect in real estate? When is a good time to get in?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Comp is my goal. Deloitte strategy and analytics consultant. Been here 1.5 years.. already have an mba. Feeling a bit aimless. Where should I go next?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

What should I do with my cash in this environment? Have quite a bit sitting in savings which is obviously not ideal with inflation running high. Are ETFs still the play?

Would you cash out refi a rental property to buy another rental property?