Thoughts about what to put excess savings into? I've maxed out my RRSP and TFSA, emergency fund is good, no debt (or mortgage), and I have $15k that's not invested. Not sure if I should put it into one of the robo-advisor options or keep buying ETFs or mutual funds or what?

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Keep buying ETFs. Robo advisors won’t help you beat the market and will still charge you for the privilege, so just keep your MER low and invest broadly.

Otherwise, think about your near and medium term needs. You have no mortgage today, I imagine that’s because you don’t have property. If you do think you will buy in the next couple years, keep your money safer than in an equity index.

helpfullike

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