How are people feeling this year? Have you felt the impacts of a recession? Changed your spending habits at all - or still going strong?

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I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

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How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

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Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Is it typical for in-house pharma roles to offer pensions?

helpful

Hi all
Can some please help me !!
I have already paid self assessed tax but in income tax website its not updated and money also debited from bank
What should i do now

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Other than a Tesla, what make and model has the best acceleration per dollar?

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Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

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4 years into RE. Happy with the results so far! Thinking I should take on more debt with current IR, but the market is too competitive

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likeuplifting

How do you guys manage your personal finance or budget?

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Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

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too ambitious to seek a 1-bed EV / stuy town on 100K ? If you have a success story please share (or send BK recs)

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Is anyone planning on trading water futures?

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Looking for investors to get in on business ventures in cannabis. Financial diligence is solid while highly conservative. Investments are low entry points. If interested text me at 510.304.8491

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

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Should I take loan on my 401k to complete 20% down payment for home that I am buying or should I just go with 5% down payment and pay mortgage insurance?

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Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

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Hi there. Has anyone here invested in a manual car wash? If so, how profitable is it realistically and also what to look for when buying one? Thanks in advance:)

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Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

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Celebrate azadi ka amrit mahotsav and reach your financial freedom when India will be celebrating 100 years of independence. 🇮🇳🇮🇳
DM me on 7019194829 for more details!!

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Any good strategy networks or interesting events in New York?

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Hi fishes, I have a few questions about employment with Nokia for the role of Senior data analyst.
1. How is the company in terms of growth and learnings, for data analysts?
2. How much shall I expect in terms of salary and benefits?
3. How about work culture and wlb?

I have 12 YOE

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What is happening at Accenture... are recruiters being fired?

likefunny

Can we keep bowl active atleast on Friday night?

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Hi All,

I have 7 years of experience in Frontemd (Angular,Vue) Development.. Have hands on Dotnet and NodeJS as well
Can anyone please refer me for
Mumbai location?

Have you had comp discussions as yet? What was your promo raise from S1 to S2, what practice and city?

New project is halfway complete: a combination outfeed and assembly table. Still need to build drawers for the cabinets, glue and edge the top, and add T-Track, but I’m enjoying working in this cooler weather. Hope all of you guys and gals are doing well! Post your projects if you have anything fun going on.

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Wanted to see if anyone had experience/ thoughts on “Bucktool” products? Looking for a benchtop belt/ disk sander and found this on Amazon

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Curious what everyone else’s experience has been with refresh RSU grants (ie how many $s in RSUs have you gotten on a yearly basis after your initial new hire grant)

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Did anyone on here quit their consulting job before searching for their next job? Would love to hear others’ perspectives.

Given that a lot of ZSers ate joining Novartis, do you think that we can have a whatsapp group for the same? Thoughts?

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Hi Fishes, My LWD is 28th September. I have joining in Cognizant on 29th September. My BGV was initiated on 18th September. Milestone says documents sent for review. Can they complete the BGV before 29th? Anyone having experience of BGV completion past joining date? Cognizant

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Studying for FAR and it gives me so much anxiety. There’s just so much information. I’m taking notes and reading. I don’t plan on listening to the lectures but I feel like I’m moving so slow. Advice?

Anyone in herspiegel? I’m looking for a referral for a consultant/sr consultant position in life sciences if you are hiring. Have 2 YOE.

likefunnyuplifting

It’s a bad time to move to a big city (LA, NYC) right? My lease is ending soon and I’d like to move at the end of the lease and not resign in my current location and move to a bigger city. Currently living in a LCoL city where things are not strict at all.

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Anyone have a good sample/model clause for Feedback? (software development context)

Has anyone heard about GSAP decision news yet?

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Hey fishes need 11 likes help me out

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Additional Posts in Canadian Personal Investment Chat

Dm me for wealthsimple cash, wealthsimple trade, or rakuten referral codes. Literally been on rakuten 2 weeks and made over 20$ for nothing. And while I’m here, any other good money makers?

What type of investments do people typically put their TFSA vs other vehicles?

If anyone wants to sign up for wealthsimple cash you get 25$ when you use my code $lizt

How do you guys invest in US equities. Obviously wealthsimple trade is a scam.

Anyone into crypto? What are the best apps for it?

Would love any input on my portfolio. Fairly new at investing and more into ETFs than individual stocks.

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Best etf to complement vfv?

If I've maxed out my TFSA, should I continue investing through an RRSP or a personal investment account?

For context, I also have a good pension. My main concern is that while the RRSP will be nice to lower my taxable income now, I'm worried when I retire I'll have to withdraw too much from both the RRSP and pension. Thoughts?

Is there an app where I can see all of my money? Connecting bank, wealthsimple trade, wealthsimple cash, anything else... ?

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Best banks/sites/promos to get extra $? Any good experiences with getting new checking account for a bonus?

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My company has a DPSP program that feeds it directly into an RRSP account. I don't believe there's any RRSP contribution matching program on top of the DPSP (I know I should know, I'm being bad). Assuming there's no matching program, is there still a point in signing up for a X% contribution every paycheck?

Where to park emergency funds? Currently using BMO savings account with practically no interest. I also heard wealthsimple cash has better rates?

Thoughts about what to put excess savings into? I've maxed out my RRSP and TFSA, emergency fund is good, no debt (or mortgage), and I have $15k that's not invested. Not sure if I should put it into one of the robo-advisor options or keep buying ETFs or mutual funds or what?

Does anyone use wealthsimple trade? Are there monthly or quarterly reports I can download for my investments?

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