How are people feeling this year? Have you felt the impacts of a recession? Changed your spending habits at all - or still going strong?

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Which bank account is better for salary account?

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How many of y'all have trust funds? What'd you do with the $$$?

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** Very Important **

Tax declaration last date is on 15th May 2022.

I would like to know do I have to submit the investment documents now ? Or later in the month of March 2023 ?

Please let me know. Thanks.

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I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

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Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

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Does anyone here have a Tesla? Should I do it???...

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So what percentage of your income do you spend on housing?

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Just uncovered my Binance account from 2018 with shitcoins (doge, trx, bnb) now worth $3k. What would you do? Can I transfer them for free to a platform that is easier to navigate than Binance?

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Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

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Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

Fellow EY Fishes - is anyone here have the investments in other countries (specially India). I got the independence email telling me I need to get rid of my mutual fund investments and I am not ready to do so. What are the options that I would have .. any guidance is appreciated. TIA

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Looking to buy a model Y. Test drive it yesterday. Feels a bit sporty (not luxury comfy). Debating:
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Does RSM allow for Megabackdoor contributions?

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Anyone took personal loan from HDFC !!
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Hello guys,
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Bain & Company My 13 YO is taking Career and Tech. She is dead set on diving for Michigan. What are her chances of getting hired from MBB with a degree from UM? Or would she need her MBA first? Is a Michigan degree good enough to get you into a top MBA program?
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Does any BTECH + MBA grad regret doing MBA 😂

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Hi Fishes, My HR discussion is planned next week with Verizon. Kindly suggest how much package should I quote. YOE: 8.5 CCTC : 25 LPA Skills : ERP Vertical : ES

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Additional Posts in Canadian Personal Investment Chat

Thoughts about what to put excess savings into? I've maxed out my RRSP and TFSA, emergency fund is good, no debt (or mortgage), and I have $15k that's not invested. Not sure if I should put it into one of the robo-advisor options or keep buying ETFs or mutual funds or what?

Dm me for wealthsimple cash, wealthsimple trade, or rakuten referral codes. Literally been on rakuten 2 weeks and made over 20$ for nothing. And while I’m here, any other good money makers?

What type of investments do people typically put their TFSA vs other vehicles?

If anyone wants to sign up for wealthsimple cash you get 25$ when you use my code $lizt

How do you guys invest in US equities. Obviously wealthsimple trade is a scam.

Anyone into crypto? What are the best apps for it?

Would love any input on my portfolio. Fairly new at investing and more into ETFs than individual stocks.

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Best etf to complement vfv?

Best banks/sites/promos to get extra $? Any good experiences with getting new checking account for a bonus?

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If I've maxed out my TFSA, should I continue investing through an RRSP or a personal investment account?

For context, I also have a good pension. My main concern is that while the RRSP will be nice to lower my taxable income now, I'm worried when I retire I'll have to withdraw too much from both the RRSP and pension. Thoughts?

My company has a DPSP program that feeds it directly into an RRSP account. I don't believe there's any RRSP contribution matching program on top of the DPSP (I know I should know, I'm being bad). Assuming there's no matching program, is there still a point in signing up for a X% contribution every paycheck?

Where to park emergency funds? Currently using BMO savings account with practically no interest. I also heard wealthsimple cash has better rates?

Does anyone use wealthsimple trade? Are there monthly or quarterly reports I can download for my investments?

Is there an app where I can see all of my money? Connecting bank, wealthsimple trade, wealthsimple cash, anything else... ?

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