United credit card referrals? The links from a few months ago no longer work. Looking at the Quest (unless anyone has good reason to get the Explorer instead?).

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

4th year associate, 200k student loans—think I’ll be able to get a mortgage even with loans? Looking at a place for 450k. I have 3.5 years public interest work that counts towards PLSF and I plan on going back to government so I really don’t care to pay it down.

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Roth vs Traditional 401k, thoughts?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Moving to the U.S. soon, so bear with me on this.
Is there a specific type of account you buy stocks on in the US?
For context, I'm Canadian, I have a TFSA and RRSP (also relatively new to stocks/general personal finance)

Why do people accrue prepaid expenses?

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Another newb here, what links do you 🐠's have to give me the run down on important things I need to know about crypto and starting to invest? I just saw the documentary on Netflix and am all for taking out the old model corrupt banks and rid of classic cronyism ...

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

How was your tax season?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Bumble is going public with their IPO. Anyone planning to invest? 😅

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Any NJ/PA Labor and Employment attorneys looking to lateral? Working on multiple AmLaw opportunities.

How did you choose this area of law? How do you know when it's time to move to a different one?

What are some up and coming production companies in your opinion? 🤔

Do you know of any full time/freelance creatives who also direct commercials? Like, ones who cherry pick jobs they want to work on?

Wow, quieter than the Based in Asia Bowl. Hello Vancouver!

Recently learned that the whole “humans only use 10% of their brain” thing is not true at all. What are some other common science misconceptions?

Anyone have recommendations for headhunters placing planners?

31/m/oh straight and looking for fun

I have joined Verizon in June 2022, will I be eligible for this year as my manager I don't need to fill my goal sheet as I am still in 6 month's probation. Kindly help me to understand.

How much accenture can offer for management consulting role for sap with 8 years of experience? Happy to have feedback

Anyone know anything about doing marketing at BCG DV (Boston Consulting Group Digital Ventures)?

How much Salesforce can offer for a 4 years Salesforce developer? Considering programming skills are good and have good knowledge on LWC and integrations?

Hi All,

I’m looking for brands and interesting campaigns that communicate and showcase transparency, trust and openness.

Ideally any interesting integrated comms that came out of it?

Thank you!

Living in a ~700 unit rental building with 50+ staff - any suggested holiday tipping? Staff at the building come and go all the time (we just got a whole new wave of doormen in November)

Hi everyone,

I have recently joined a VC firm as portfolio analyst. Would like to know how I can grow in this firm, help this firm grow, how a portfolio department help the startups under them, how the department my more effective like what more processes we can build and what I should definitely learn from a VC.

My aim is to be able to help startups grow, to be able to advise them and all, and be able to understand the investment part as well.

Looking forward for your replies.

Thank you.

Can married couple (both husband and wife) work in EY GDS? I am an existing employee of GDS, my wife is in recruiting process. I need to know whether it is fine. Both are different domains, I’m in Development and she is in QA.

NYC Restaurant List & the category is: Ice Cream
Mikey Likes It Ice Cream
Soft Swerve
Sam’s Fried Ice Cream
Tipsy Scoop
Whipped Urban Desert Lab
Minus Celsius
Black Tap
Holey Cream
Eggloo
16 Handles

My client is being a d***. How many points?

Happy Friday y’all!!

I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

Will SPG Green Choice award of 500 points also triple to 1,500/night under the consolidated reward system? Couldn’t find anything in the Marriott marketing materials

Has anyone seen the changes to United’s loyalty program? Any thoughts on the PlusPoints or new qualifying rules?

Was told I had to leave a Marriott hotel last night mid stay due to a fire alarm compliance issue. They credited 6k points and gave me a room at a nearby Marriott property for the night. Con’t...

Accenture can you guys go back to Marriott and fix their customer service please I've been on hold for 30 minutes and I still have missing nights

Does Centurion Lounge access justify the Amex Platinum fee? 80% of foreseeable travel will be through IAH, DFW, and LAS.

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Found thread to gain status through match stream for all rental companies and 5 hotel chains

Has anyone used the annual elite gift to buy a mattress through Marriott? If I buy it on my Boundless card will I get 6x points?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Thoughts on the new Chase Freedom Flex?

Why are so many moving from CSR to CSP. I get that the fee is significantly higher for the former, but how are benefits better for the latter?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Traveling next week. What hotel has the best promotion now?

Hi everyone. I saw on insta that some ambassador elite got gifts. I only got the voucher despite getting ambassador this year regardless of covid extension. Am I going to get something?

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?