Anyone take out a 401k loan? Looking to take out a loan to fund a home down payment and pay it back in 2-3 months. Will Vanguard sell my underlying holdings to loan me the money and then buy them back at the market price when I put the money back? Should I be worried about increase in cost basis or not worry about it.
Recently left Deloitte before I hit three years. Does this mean the money they matched in my 401k will be taken back?
I am finally making six figures! Never thought this day would happen! Before this I was making $48,000 annually. This is all new to me. Anyone have any tips/suggestions on where the extra money should go? Would it be smart to put extra in my retirement or some type of investment?(in my mid 20’s)
What kind of benefits does your company? How many weeks of vacation did you start at? Sick time ?
I have recently accepted a Deloitte offer. I got details on pay, PTO, 401K match and max bonus. Curious about other benefits or other not as well known benefits Deloitte may have. For eg PwC has EHE physical, wealth builder, wellness rewards/ bonuses, and other travel/ airline status benefits. Would love to know some of those for Deloitte
Anyone recently moved or planning to move to Canada? If so what did you do with your 401K, IRA and other investment accounts. Did you liquidate them or leave them as is?
What is prorata rule for IRAs? I have an IRA at Vanguard that has grown pretty large over last 10 years ( got lucky with tech stocks). I have a separate small Fidelity IRA from a previous employer that they created to roll over my pension benefits. That second IRA is not “activated” (Fidelity has a button saying activate IRA but have not clicked it since was not sure if there are any implications to doing this). Assuming ok to have 2 IRAs, and no tax implications until retirement. Correct?
So $100k investment shrinking in tech stocks and 100k left on mortgage. Would you pull your money out and pay off the mortgage and save for a few years to semi retire? Then I can work a fun job after saving enough to cover bills from 40-60 years old. Or keep the 100k and pay the house off on the regular schedule that I set to be completed July 2025?
Other than higher pay (I didn’t become a lawyer to get rich 🤣) what is the benefit of working for BigLaw, or private practice in general? As a government lawyer, I make 6 figures, have excellent benefits, no billable hours requirements, more time off than I know what to do with (including mental health days), a pension, a 401(K), option to chose whether to WFH or not, no weekend work, no working before 8am or after 5pm. It seems like so many lawyers in private practice are unhappy.
1st yr, been putting away 18% of pre-tax income to 401K (-27% return). Have $3k to invest, what would you recommend? pay towards $4k loan, increase contributions, roth ira?
No promotion. No raise. Need performance improvement plan. And yet, made ~$550k/year last 4 years in a row as an investor. I should retire from consulting but don't know how to say no to free money.
Advice needed! I am currently in a toxic work environment making $60k (commission structure is okay, no 401k match, in office 4 days/week and 10 days PTO), I am in the final rounds for a role at an awesome company with great culture and upward mobility, but the pay is $55k (equity, uncapped commission, remote, and unlimited PTO). I think I would love the role, and I’m sure the total comp with equity and commission would be very similar to my current role, but I am still hung up the lower salary
Please vote for which you’d realistically / actually want (and why). Context is mid-30s for me, FYI. Either a) $800k total comp, but work 70-80 hrs a week and content / work you genuinely don’t care about, b) $500k and work you care about / want to do long term but still working ~70 hrs/wk, c) $300-350k work you care about and want to do long term, working 25-40 hrs/wk (so plenty of time for other hobbies, fam, etc). In all 3 (a,b,c) you’re not allowed to have another income stream / side gig.
I am taking another sick day this coming Monday. It's necessary for both my physical and mental health, which are severely compromised due to the stress of this insane school year (and the last one, and the spring before that -- I think this is cumulative with COVID, the political situation, etc.). I have never taken this many sick days during ANY school year in my 20+ years of teaching. Is anyone else experiencing this? Is anyone else having anxiety about taking so many days off?
Hello, I’m looking for advice to see if i’m in a good place for my age or not. Please feel free to be brutally honest and give me any advice i’m really lost rn. I’m 22 years old and i work for the federal reserve bank. I’m currently in college majoring in computer science. I just started a roth 401k with my job. i’ve been here 7 month and i have 7500 in it already. as well as my own investing account with wealthfront. Is there something i should be doing that im not? I’m not afraid of risk.
New hire and will begin having the option to contribute to 401k soon. I want to invest it in a good index fund, but is it worth waiting a a few months to see if anything happens to the economy?
When cashing out vacation days, only taxes are taken out right? Not other things like 401k, medical etc?
But once again not posting
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I’ve been wanting to join B4 for a long time but dreaded the travel. In the post-corona working world will weekly travel still be a thing?
I switched groups w/in same LoS (by choice; I had other options). My salary was decreased by $15K bc of salary band diff. HR never mentioned this until after the transfer. I’m pissed! Any advice?
Had a phone interview with Guidehouse yesterday, what’s the next step in the process? When should I expect an offer?
4 of our analysts packs their bags and proceeds to leave at 5:15, senior manager, walks by them and says: "huh, didn't know that the analysts were taking a half day today..."😂
Recommendations for new orleans?
6th floor walk-up.... is it as bad as it sounds?
Sitting behind lady in bulkhead, she puts her bag under the seat taking my leg room. What in the holy f&$! is this move?
Looks like a massive Exodus happened in Deloitte? Trying to staff a project and there is literally no one to staff with (at least Salesforce practice) and we are having to reach out to contractors. Is this a result of layoffs that happened last year and folks are purely unhappy with pay (not considering project pressure as that can vary/be subjective)? For folks who have been here for a long time, is this a common occurrence or is it especially bad this time around?
What is the etiquette for receiving an applause award? I just received one from a partner I've never spoken to before, I'm in tech and they're in S&O. Should I reach out and say thank you?
Do you ever tip 20% or more for dine in?
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