We’re in the position of my spouse having a high w2 income and we’re contemplating having me be a real estate professional to shield his w2 income. We own 3 rental properties and will add another this year, I am materially involved in these, so I’d just have to solely focus on those and drop my 1099 consulting work and full time w2. Has anybody had experience with this and successfully shielded a w2 income?

Tips for becoming more independent as you progress from junior to midlevel? I am starting to be put into the position of just having to handle things including drafting and could use some advice from others.

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

Waiting for an offer from A&M. Someone of you know the percentage of collections you get for Associate role vs Senior Associate role? What is also the % of bonus you get from sales?

Medtronic vs Quest Diagnostic. Which firm would you choose if similar role and compensation?

Can anyone refer me to an onsite role in uk,australia,canada or germany. I am a senior java developer with 6 plus years of experience

Would you accept a RMA position at Brown Brothers Harriman? Do you believe the job could open opportunities and be interesting?

Anybody got any fire penny stock plays? IDEX is mine, but I’m looking for more!

Plan to buy a place and currently trying to pick a real estate agent. Some realtors require to sign an exclusive service contract. Should we go with someone that doesn’t require a contract?

How much should i save from my salry for securing post retirement life and all general commitments before that. I'm 30 now. Assume no Inheritance. Current in hand 1.85 lpm

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

Congrats to W+K on winning Visa creative strategy (thanks AdWeek for the news 👀)! I saw they are leading the account out of PDX office. Anyone in the know if they’ll be hiring not just for the new win but in general?

Hi everyone, applied for an investment consulting internship few weeks back.
It's a client facing job, but it might come at a later stage of a job, maybe after finishing my internship and getting a job offer.
I'm interested to know what is the must develop skills, must take courses or must read books to get insight, develop the required knowledge and skills for the position. I majored in business management finance and currently preparing for CFA level 1. Thanks in advance ☺️

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Natwest group offering 18 lpa for 5 yrs with position software engineer B7.2. Is it good package at this designation?
Having offer from citi group of 17 lpa. Which one to consider?

Tomorrow I will be having interview in Delloite USI for Data Scientist role. Could anyone let me know how it goes. How many rounds are there? And what kind of questions put up in each round?

Do you work on a single brand only or multiple (how many)?

Any ideas on planning a quarterly retreat for a startup? Specifically for strategy day and culture. Never planned a quarterly retreat before and is not to sure what it entails. I’ve been told agendas for retreats are very subjective to company but would like some general ideas if anyone has any!

Is the Austin side of Chicago really that unsafe ?

Freelancers: Are interviewing for freelance jobs different? Only 1 interview then you start or a few like staff? Experiencing different things and don't know what to make of it!

anyone else hype about the new macbooks 👀

already pre-ordered

with apple silicon, adobe better get indesign running faster than i’ve ever seen it.

What would you do?
- You have your annual review with your manager
- They promote you up a level, you see your new shiny salary and title
- End meeting
- Get a DM to meet with manager the same week
- Get told that your title was “a mistake” and that you would keep the salary and but not the title. Due to a communication with upper leadership.
- 2 months later your title updates in Messaging channels and with HR with the leveled up title.


What do you do?

Hey designer fishies! I'm conducting an interview tomorrow for a new Director of Product. This person will be managing our team of Product Managers and Product Designers.

What are some good interview questions for this level and type of role? I have a few in mind, but would love to pick the group's brain as I have never interviewed anyone for a Director role before.

Thanks in advance!!

Considering that the end of this year will probably signal the start of a recession, is this a bad time to jump into a new role in Pharma?

Anyone know of any work from home pharmacy jobs?

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

Anyone use the WHOOP strap? I created a team for traveling consultants - DM me your user name and I’ll add you to the team!

What is the best way to reach out to your in house agency ? I want to share our call for artists . Do I have go through HR? Or is there a place I can simply post an announcement ?

Is it common in Optum to ghost candidate again and again??

can anyone help me with standard package for Customer success manager/ key account manager salary. I have 2 years of experience. Need to know what can I expect for this role.

Looking for recs for an outdoor party spot this summer. 20ish people on a Sunday afternoon, chill vibe, not too loud, somewhere people can easily come and go. Best I’ve got so far is Kaiser Tiger or metropolitan tap room. Any others? Thanks!

What's a good place to live to access both downtown and Argonne national lab in Lemont? I live on the far north side of Chicago now, but my partner got a new job and it would be an hour each way by car to commute for him. I work downtown along the red line. Looking for somewhere affordable, not interested in night life or anything but groceries and transit need to be 10 minute walk or less and be safe. Also prefer CTA over metra since my company has later night events. Thank you!!

How much hike a company can provide to a candidate who is switching job just after 3 months from one big4 to another. Major reason for change is work life balance.

How much siemens offer to a c++ developer with 4 years of experience?

Transitioning from real world application to virtual administration. Seeking tips and tidbits from your experiences.

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

Best way to start wholesaling real estate?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Can I get a commercial loan without 25% down?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Has anyone here used New Western to buy real estate deals?