What are good credit cards to open? I currently have a discover and a capital one journey credit card.

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I’d love to retire by 35. I know about the 25x expenses rule for a 4% withdrawal rate, but how does that account for 401ks that I can’t access until my 50’s? What about real estate?

I’m 26.
•$150k in 401k/IRA
•$220k in real estate (excl. primary)
•$88k in cash/brokerage
• the rest in HSA/primary home/other.

To calculate FIRE, am I only looking at the $88k that I can access readily? Real estate is cash flowing, but not sure how/if to factor in the equity.

Thanks in advance!

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I just had dinner with some old friends and they are about to retire early. Part of their plan is to downsize their home, get a small condo and travel for 9-10 months a year. Does this seem crazy? I just can’t imagine it. I guess they figured the cost would be about the same but wouldn’t you miss the relationships. Wouldn’t your kids feel lost without having a sense of home? Anyone thought about this?

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Hi JPMorgan Chase,

I have worked in a project of JPMC till July 2021.
Could you please let me know what is the cooling period after which I can apply for a Job on direct payroll of JPMC ?

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When you spend way more than your non-front office friends but your savings are still higher at year end

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Shame on the Supreme Court. As a man, i cannot stand this constant blow on women’s rights. The concept of a woman not having the right to her own body is sickening. You can be raped and still be forced to carry it to term. This is a disgrace.

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Hi!,
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