What are some good stock to get for my Roth IRA ? I let fidelity manage my ira this past year and I only got 7% back where as I got 32% return on my 401k.

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GURL. S&P500 index fund. Warren Buffet agrees.

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MSFT DDOG SPCE VTI VGT FIVG TAL DOCU

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VOO or VTI

Visa.

No reason not to have both. Both are killing it and both should continue.

Depending upon your age you can also contribute to VOOG

VOO is the best but if you want to opt for VTI then that’s good too. VOOG and VOOV have slightly higher expense ratios and are a little less diversified than VTI and VOO.

I put around 40% in VOO and 25% in VOOG. Rest of it goes to V, MA, MSFT, and FISV.

I’m 23

What do all these acronyms mean I wanna get in on this

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We are trying to change plan. What you’ll think about Aetna EPO, heard it pays 100% for IVF? Currently on BCBS not much benefits if we would want to skip IUI and jump to IVF. Any suggestions here would be helpful. Thank you.

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My utilization went to 50 in IBM, I think I have taken paternal leave since it went down. My manager put my as PIP improvement goal in checkpoint.
Need to know how to bring this up and is that my job is under risk? Band 7b

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Is there anyone who works for Google or Amazon and has a healthcare background with no tech skills? I have my MBA with a healthcare concentration and I’m looking to switch industries. I’ve started to take certification courses on Udemy but would love any insight on how I could get my foot in the door with those companies. Thank you!!

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currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

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You will attain more happiness, freedom and feel wealthier by controlling your desires more so than your income. When you learn how to be satisfied, you will attain a more true wealth.

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I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

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Do anyone share your thoughts on kaiser permente healthcare project in hcl? I am going to join next month

Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

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Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

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Hi Fishes,

Citiustech healthcare technologies is hiring for multiple roles. Java,C#,.net,Angular . Training will be provided for senior software engineers under Java impact program with attractive bonuses.
DM me if interested..

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Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

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I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

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Which one of the two has more long term monetory benefits/growth? Working as a product manager or working as a software developer. I need an honest opinion.

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Looking for remote healthcare opportunities in business ops or project management. Recommendations welcome.

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Anyone can guide in options trading?🙂🙂
Lost around 10k😒

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Thoughts on switching between healthcare provider consulting and life science/pharma consultant

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This is my first yr having access to an FSA through my wife’s benefits. Trying to decide on an amount to contribute and it’s tough. We may or may not get pregnant this year and that’s a huge. Cont..

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Can anybody of you please share some details over their CTC structure , Non taxable components please over & above benefits in Amex ?

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What is the average pay for Dialysis Technicians

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Does 401k count as savings?

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I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

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What’s everyone doing in this heat??

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Just logged in. How is everyone? I guess I need likes to msg? Any pointers?

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Anyone have financial services mock cases they can share ??

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Well this is telling....

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likefunnyuplifting

Don’t care didn’t ask , plus you’re white

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Are gsb invites done?

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Any suggestions for healthy self help books? Or healthy eating or understand why we get cravings? Looking for self help books alone those lines to help get my eating right

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Got dread? Picture yourself having a great day. Managing all the yuk makes for a successful day.

Living in South Korea. Looking to get in somewhere as a junior. Any connections/advice?

I've never understood this, why do there seem to be more female librarians than male?

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Citi . What will be in hand salary after all cutting??

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Even though having COVID back in November was miserable, felt good today being able to donate convalescent plasma to hopefully help someone in need.

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What does the signing bonus look like at RSM for consulting?

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What advisory positions in big four best translates from audit? I am interested in advisory but want to make sure I am capable of doing the position. Any advice on position that best translates from audit experience?

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"Until I found you" both piano version and normal by Stephan Sanchez.. ❤

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Additional Posts in Personal Investment Chatter

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

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HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

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Is buying into the VIX the best way to hedge for a mkt downturn?

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I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

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What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

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Investor’s Business Daily: worthwhile?

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Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

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I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

like

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

likefunny

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

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SBE, ABB, or BLNK for the best bet in the charging station space?

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I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

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Been using HMBradley since February and very happy so far. Getting 3% as advertised.

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When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

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Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

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Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

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What is your most conviction stock? Mine is $SOFI

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Is it true that Vanguad’s open an account page has been down for month? Only way to open an account is it to call and mail in app?

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The next $GME is DOGE.

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What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

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