Bankruptcy folks: I read that Alex Jones was able to put himself into bankruptcy by claiming he owed a giant debt to a company he controls. Is it really that easy? I would have thought bankruptcy laws would be smarter than that.

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

How do you handle personal investments when married? For example, say you wanted to invest in riskier areas like Bitcoin, Ethereum, defi tokens, etc. Would you talk to your wife before every investment even if it’s time sensitive? Or do you have joint investment buckets where you decide together and then personal investment buckets where you invest on your own? Not married so not sure how this typically works

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

My wife and I use a joint account for managing our monthly expenses. Can we both use UPI IDs linked to this account on our respective phones ?

Is it good to get stocks as part of CTC which has 4 years vesting period?

CTC looks high due to this stocks but effectively i would not be getting it for the 4 years. Also the yearly hike includes this stock component.

CTC had fixed, variable and stock part. Variable and stock is almost 30% of total ctc.

Really confused if this is a good deal or is it a trap.

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

What is the *prime* amount of money to bring you happiness?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

In case anyone needs help with their Tax returns, please feel free to DM me.

In your opinion - What type of property is the easiest to sell?

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Anyone investing in index annuities? Can someone explain why this is beneficial?

ENBD is the crappiest bank in the UAE. Thank you

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Question about solo/self-employed 401ks: If I create a sole-member LLC for a side business and create a solo/self-employed 401k, am I only allowed to make contributions from the earnings earned via the LLC? Or am I allowed to contribute money earned from a different source (ie W-2 job).

Have a start date coming up and need to give notice ASAP to make my start date. Just got a call from HR saying I passed my background check but nothing officially in writing. Do I wait or can I give notice tomorrow?

Hi,

Any reviews for Swiss Re as a company? I'm close to getting an offer and want to particularly know about the following:
1. Non-monetary benefits (life, accident and medical insurance details, any other benefits)
2. Paid time off (leave) policy
3. General culture (including WFH support)
4. Work life balance
5. Typical increment and bonus levels (VP level preferably)

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Hello Everyone,
Need referral for Manual + Automation Testing with Work Experience of 3+ yrs, Please help for any job opening in your company.

Looking for job opportunity in Poltury or Aquaculture for kolkata West Bengal

Hi Fishes, I am looking for a role in data analyst/Business analyst/product analyst with Hyderabad as location or WFH.
Experience: 2yrs as Senior Analyst at eClerx
Current CTC: 11LPA
expecting CTC: 14LPA+
If you have any vacancy in your company please let me know
Thanks

What's your favorite example of a product that you don't understand how they even pitched it to the CEO? My current favorite is this bottle of water that says "lo cal." Hahaha

Chicago personal injury/med mal 1-3 year associates: how much is your base salary before commission?

Anyone with document review experience able to give tips on running searches, specifically nextpoint?

What are people’s perceptions on frog since it’s launch? I’m still yet to be on a “frog” project and don’t see what role data plays in frog compared to the broader Invent data team. Thoughts?

How do you explain what you do as a consultant to your African parents/family?

New member here. This bowl hasn’t been active. How is everyone doing?

Really curious, what percentage of your clientele is friends/family?

Question that could belong here or in the Relationships bowl:

How do women prefer to be turned down if the guy they’re pursuing is not interested. I know men have the capacity to deal with rejection poorly, and I’m not suggesting otherwise. But in my anecdotal experience , women take the gentle “no thanks, not interested” poorly.

Any possibility of postponing the LWD by the manager here in CGI, even we have not taken any leaves?

Hi got offer from Virtusa onsite for Emirates NBD, recently joined ibm gbs. Which one to choose

Hi Fishes,
I hold 8 years experience in Wealth management, financial advisory in Banking. My current salary is fixed 9 lpa and variable 10 lap. Currently I am negotiating salary with one of the Big 4 firms. Can anyone tell me how much hike should I quote as fixed and variable ??

Trying to lateral from boutique corporate law firm to mid sized/big law. I’ve had 3 interviews - all three declined to move forward. Did anyone make a game changing adjustment to their interview strategy? Advice plz!

Trying to explain billable hrs to hubs. I billed 160 this month, which he said “is only 40 hr weeks” (true) - but how many hrs do you figure you “work” or are in the office to bill 150?

Any recommendations for books/CLEs/resources for intro to corporate and transactional work? Real basic stuff, just to get familiarized with the landscape.

Any recommendations for legal recruiters in the New England region, specifically Maine?

Has anyone received what seem like unfair reviews that came out of nowhere? How do you handle it?

Got my first juror summons that I couldn’t claim an exemption for yesterday 😭. Anybody here actually made it onto a jury as an attorney?

Somewhat recently lateraled from a large firm to a small firm and I’m starting to feel very micromanaged. Any tips on how to deal with this?

How difficult is it to move to Big Law if you’ve only worked at small firms as a junior associate? It seems like a bubble you can’t infiltrate if you didn’t make your start in big law during OCIs

What’s the best way to get out of small law? I am a junior partner and don’t want to be running a law firm by myself in 5-10 years. The mid-level partners are not business-savvy so I don’t see myself wanting to partner with them either. I want to move to a larger firm.

Law clerk here, I currently work for a civil firm. I got an offer from a state agency. Pay is a little bit more, and hybrid model. I am very indecisive. Help me choose what to do.

What’s your love language?

I’m at a mid size transactional firm. I’m a total night owl and my partners have OK’d me starting the workday at around 11am because I regularly work until midnight or later. I get so much more done after dark! I still get some side eye from other associates, but 🤷🏽‍♀️

Does anyone else here have an unusual work schedule? Curious what adjustments you’ve made to make it work.

Has anyone taken  ACAMS Certified Global Sanctions Specialist (CGSS)? Any comments/ reviews? How has it enhanced your employability? Why did you take the CGSS?

I am a consumer debt collection attorney at a major regional firm specializing in that field. Ask me anything about my job.

Aside from just time and experience, is there anything I can actively do to advance in my career and get more responsibility / client interaction? I’m a first year

Giving a CLE on practical tips for young lawyers, which focuses on practical tips such as looking for leadership opportunities and client development. We want to give a hand out of resources we’d recommend, like books, podcast, etc. Any recommendations for resources we should include?

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

Any advice for an incoming lit junior (NYC V10) for getting as much substantive experience as possible? Worried about just doing mega case doc review. Is the answer to do as much pro bono as possible?

How many billable hours per week is considered at capacity? I’m getting pushback on boundaries I’m setting about additional matters and marketing work from my firm when I’ve been billing 60-75 hours per week for the last 6 weeks, and I’m still behind on my work. I feel like it’s reasonable to not kill myself further to fit in more/turn things around faster at this point, but am I being unreasonable? I expect my workload to remain at this level through the end of the year at least.