What ETFs/stocks should I invest in for 1-3 years highest return but are somewhat safe?

I use SoFi to consolidate and pay off my mostly private student loans. I’m gonna call to confirm later, but what happens if I’m 2 weeks late on making a payment?

Has anyone diversified and invested in govt bonds? What’s the yield like? Is there a lock-in term?

New to this welcome any article or insights

Anyone looking at airline stocks or ETF play?

Are there any virtual teaching positions in Michigan that pay into the MI retirement system (ORS) for educators? I have 4.5 years until I can retire and due to my health may not be able to be in person. All of the jobs I have seen only offer 401Ks. Thanks for your help.

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

Fine day for crypto!

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

Inflation post covid—19 .. thoughts? I am really worried considering the prices from housing to basic needs in major cities are already not affordable for most middle class families.

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

AITA: My friend keeps asking me for financial advice. I set up a budget for her and have her concrete advice. And I field all of her investing questions. But still, she continues to be reckless with her money. She’s 42, single (no kids), and making $100k+ and is still living check to check.

I don’t want to waste my breathe on helping her since nothing seems to be getting through to her. AITA?

SNAP - 5/22 $18p, b/e $16.86

Other than Airbnb, what is the best way to find month to month rental options?

Thinking about putting 500-1k into either : Amazon, block, Nvdia, or AMD.
Which would you go for? Why? Or are you staying away from market still?

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

I got variable pay of 1 lack, two times after April's appraisal (so total 2 lack). I didn't had variable component mentioned in offer letter, but it was showing up in hr portal. Now payroll people are calling me and asking me to return the 1 lack saying it was done by mistake. What should I do?

Hi techies

I am a python developer with an experience of 3.3 years. my current CTC is 7 lakhs.
How much salary can I expect If i switch now?

Currently have J1 as current employer used The work one for my BC. I looked at Equifax/ The work one to see if J2 uses that service, fortunately they don’t.
Question - if J2 runs a BC for J1 and Finds out I am still employed isn’t that a red flag?

What are your best tools for self-motivation at work? There are days when it takes a huge amount of effort for me to get started and in the groove and I'm looking for ways to make work days easier.

Can anyone suggest me Which one I should join DXC and BOSCH?
DXC joining is on 26 th July and Bosch I have given date of 27 th July.
Dxc is giving WFH and for Bosch I need to go office.

Hello fellow Houstonians! What’s your favorite part about living here?

I got offered a Sr product compliance associate at Amazon. I have 4 years of experience and based in Pune. What kind of salary should I be expecting?

Does Google provides WFH equipment support for new joinees?

Moving to Boston in June! Any recommendations for areas to avoid/look at when looking for apartments? How early should I look into signing a lease? Any info would be helpful as I’m not from the area

Hi friends,

I'm a new joinee in MSFT.

People in my team they don't come with me for breaks. (They blame the timings are different since they sit in crits but i don't think so because they have their own group of friends to go with)

Secondly, when my team members see me in cafeteria we expect they'll sit with us but people here are being rude they directly go and sit with their friends they don't call you to join. ( atleast they could have said they are accompanied)

People behave unpleasant

I often hear of people that got PIPed at Amazon. Frome what I find online, it seems to be a horrible state to be in.So, out of curiosity, how common is it for people, at Amazon, to end up in such a situation?Is is just based on your performance or do any other factors contribute to it as well? If it just depends on the performance, how badly does one need to fu*k up (according to the manager) to end up getting PIPed

Has anyone made the jump from one HR specialty to another? I’m trying to figure out if I’m better off trying to get experience in the new specialty internally, or if I just find a new role elsewhere. Thanks!

does anyone use simplefx for crypto? Do you like it ?

My psychiatrist today revealed to me that I may have ADHD, still a hypothesis that he is still exploring but from my personal experiences and discussions with therapist, it seems likely.

One example of personal experience is my ongoing prep for case studies as I'm interviewing with a number of firms. I do struggle to keep focus and generally take a bit longer to finish them, specifically the structuring of the case. Does anybody else feel the same way and any recommendations to overcome this?

In need of new training kicks! Brookes or On Clouds?

Best prework that won’t kill me? F 32 looking for a morning pick me up before gym/cardio
Low cal/low sugar if possible

Bonjour, hi! ;)
Any good agencies in France outside Paris?
Des agences qui valent la peine en dehors de Paris?
Merci!

How does approval process usually work with rolex ADs? I have a purchase history with a current AD and been on a waitlist for a while. Got a msg saying they have one in system and waiting to get approval to sell me one, but no promises. Does this mean I am likely to get one soon?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

After figuring out FI/RE I am less motivated.

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

Ok, I haven’t done an HSA previously, but considering it for my family during this next open enrollment. What do I need to know about high deductible plans? How do y’all feel about the HSA - any downsides? I’m honestly a little worried about the higher OOP costs, but we’re also not significant users/consumers of healthcare, knock on wood. Anyone regret it and go back to a normal PPO/POS insurance?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Is ARKK still a good ETF to invest in?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

Anyone have a SEP IRA? Is it better than a solo 401k? Understand I need to complete a tax form to initiate it but where do I go to start one? Rookie question, I know.

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

I have a Fidelity Brokeragelink account for my 401k. Every other year I switch from pre and post tax contributions. My money is spread over 3 ETFs currently. Does anyone know how this is tracked? Say if $100k is traditional 401k and $100k is Roth 401k, but they’re mixed, how can Fidelity track what funds are Roth/traditional? If I’m up 300% in ARKK, how can I or anyone else at fidelity tell if the cost basis was pre or post tax contributions?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Is anyone familiar with McKenna Capital? I’m interested in investing in a real estate syndicate and McKenna looks compelling. Hard to tell if they are legit or potential scam?

Please rip apart my investing plan. Am 24, already max out retirement and have 150k in cash I need to invest. Planning to invest a chunk each week for the next six months. See proposed portfolio in comments—>

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work