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Does not go on your credit.
You die
Not sure on the credit, but eventually HR starts asking your manager, or your manager’s manager what is going on, and it can effect performance rating if missed for too long. Someone reporting to me had issues, but it was missed for a few months.
So no interest is accrued for overdue payments?
Your Amex isn’t tied to your personal credit in any way. Worst case you get slapped on the wrist - HR may call asking you to pay and you may get hit with late fees - but I’m usually a payment or two behind and have never had any negative consequences
And give your Talent person a heads up this is happening because of Mercury.
I’ve missed the payment date multiple times by generally around two weeks because expenses were held up with prepay audit. As long as you don’t go 30-45 days past due, you won’t get hit with a late payment fee
Late fees
You have two months before people yell at you. It doesn’t affect your personal credit. It’s happened to me a couple times. Just busy and didn’t make time for expenses. No one screamed at me and I just got an email saying pay it please. Took care of it and everything was all good.