Anybody still holding off on 2022 backdoor Roth for potential policy reasons? Or no longer concerned?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

So wanna run something by you all. Looking at insurance plans. There are 4 plans that allow an HSA. 3 of the 4 are identical.
500 firm contribution to HSA = ~21/ pay period. Add that to lowest HSA premium plan. It still comes out lower than the out 3 plans. So what am I missing?

Anyone in eBay? P/E ratio is ~7

Hi - any good books recommendations for getting started on real estate investing?

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

Is now a good time to buy VTI?

Does anyone think there is long-term viability in Cryptos?

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

Are any of the big IPOs this year even worth considering? Lyft hit the market at $82 or something and at $55 right now, even getting to $47 during the China tariff. Pinterest is down 15% premkt

When investing liquid cash long term do you all work with an investment advisor or do it yourself? Just got off of a meeting with J P Chase investment advisor who is essentially going to invest my money into a bunch of their own ETFs, S&P500 and some fixed assets. Wondering if it’s paying them 1.5% fees to do it or should I invest time and do it myself.

Thoughts on the new Chase Freedom Flex?

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Has anyone used equal wt. index funds like RSP. Is it worth it?

Does anyone know a Shariah compliant mutual fund that won't violate Independence policies?

I’m currently signed on a contract for my first house for new construction that has gas heating. I have not lived in a house with this before and this entire time have been battling the anxiety of it even with detector. The house, location, and price is all everything I could dream of. Any advice on what to do in this situation?

Would you buy a brand new car in cash?

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

Had a recruiter tell me that investment firms only give 24 hours for you to accept an offer - is this true? It seems crazy to me

Out of curiosity. How would a company view a potential candidate who has a period of unemployment to study for the CPA. I am considering to start studying for the exam but I know I would need to leave my employer in order to give 110%. I am contemplating the idea of at least passing one part while employed. Then leaving my employer to study FAR. I am considering to leave my current employer anyways, so it’s more of how my future employer would view that lapse.

When we will get the salary slip of October 2022.

Has anyone dealt with coming to terms with an emotionally abusive relationship? I struggle to admit this (because more drastic examples come to mind), but my therapist mentioned that things like yelling/throwing things/blocking me from leaving the room are also abusive traits my ex demonstrated. It makes me feel alienated from myself — like “how could I have allowed myself to be treated like that?”. Also feeling ashamed to tell anyone

Fall is coming...

Would you switch out of Advisory as a Senior 1 to work in corporate finance as a Supervisor for 30% more pay?

What is this "Tax Tech" I keep hearing about?

Are certs from Harvard Extension School worth the cost? Disregarding the intangible value “Harvard” brings on ur linked in profile?

When will I gain the skills necessary to be a senior? I’m coming up on my A2 year and I literally feel like a huge dunce. Can’t imagine taking on senior responsibilities. (audit btw)

Team
Am currently looking out for opportunities in Service Management or Project Management area
Please do let me know in case of any in your organization
I m in dire need of a job change

How do you best support your students who do not speak English? I have four ELL’s in my 6th grade ELA class and they don’t receive push-in or pull-out Bilingual support during my class. Do you pull them for small group to provide instruction separately or do you just try to use google translate to translate your lessons and the work? Any best practices? I’d love some help.

Anyone here go in-house to Amazon from big law? If so, what kind of a pay cut can I expect to take? Currently 5th year on Cravath scale.

Londoners, I have a friend visiting me for Easter and am looking for ideas on where to take her besides the regular touristy stuff - pls help!
Plus, what’s the best theater show you’ve seen lately? Thank you 😊

What will be provided in Accenture new joiners kit

I have a direct report who is smart, passionate about her job and can be really innovative. However she carries this enormous weight of responsibility, for needing to do everything, do it right, make sure it's perfect, not trusting colleagues to help. It creates dread and panic and overwhelming workload and a terrible attitude for her and I am speaking with her this week to start to shift her mindset. Any tips in navigating how to let go of this heavy idea of "responsibility"?

Hey guys I’m trying to figure out the market rate for a staff tax accounting position as I am new to the industry. I am looking in Long Island New York any help would be great. Looking to start at a mid sized firm.

Any reviews on US Bank’s platinum checking account ?

I am working with a loan agent for a mortgage account. Per the agent, I will get a credit of 1000$ once I open the checking account. It should cover the loan application fee and commitment fee. (1100$)
Here’s the catch — the account has a 24$ monthly maintenance fee. And that gets waived with the mortgage.

I wonder what would happen if I refinance.

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

Anyone using roofstock? Model seems really interesting. Would love to talk to someone using it.

Investing US 50k per year on a joint income of 170k. This on top of mortgage payments for a 400k penthouse. How does this look?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

How do folks effectively save for a house down payment and max retirement?

Any side hustle suggestions for an immigrant working in USA ??

Which app do you use to buy stocks? Is cash app safe or should I go the old school route of Fidelity or Charles Schwab?

Anyone using basic MF or ETFs to invest? I’m new to personal investments and was wondering if I should spread about 10-15k across some ETFs and MFs, do you use a bank for this?

Been dollar cost averaging for a few years now into index funds. Currently down $15k. Sometime tell me I’m doing it right…🤦

Thoughts on SoFi bank?

If I have a six year old and 150k in a 529, can I say I’m done?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Marcus HYSA rate cut down to 2.0% :(

What funds are you investing in your 401K? Also, if I change the funds in the 401K by moving all current holdings into another fund, does it count as capital gain since it would sell old and buy new?