What is the best way to get working capital that you don’t have to pay back????? I would like to do a vintage clothing shop. I live in San Francisco now and I think I see a real gap in the market. I think I perceive a niche in it for me.

Should I invest in property in Riverdale or somewhere in the city?

How do Point of Sale companies (buy now pay later) offer 0% APR make money with customers who don't end up paying any interest due to having on-time payments.

Looking to buy my 1 year old niece some stock for her birthday. Any advice?

Anyone else draft their tax return over break? I used my final paycheck stub and fairly accurate estimates of everything else from my personal finance site and I am officially a fan of tax reform.

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

At what point would you suggest working with a financial manager to set up your investment goals & make sure you’re on the right track for early retirement? At a certain age? After you have a certain amount of $$?

(I already handle my own investments but I don’t know if it’s time to get professional eyes at my portfolio & discuss my goals)

Looking at leasing a 2020 BMW X4. What are some expenses that I’m looking at apart from fuel expenses ?

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

Who’s not buying BFT?

Joining a startup without a traditional 401k (not US based). Are there any other equity investing options besides IRA and standard brokerage contributions?

What is LOI in amex?

Bought more MMED off of some recent options profits. I’ll never stop kicking myself if i miss out on this, sitting on 4k shares now

Hello Sharks ,

I need one Assistance in investment declaration for NPS employer contribution . My NPS account current POP is not ICICI .

While contacted the ICICI POP , he told me to declare the amount though the POP is not ICICI then only they will get request to transfer to ICICI POP .

I am looking for suggestions who have already gone through this POP transfer process .

One policy that has been hotly debated but I strongly disagree with (as a left leaning person) is student debt cancellation. My other liberal friends also disagree with this one. Some worked hard to pay off. Others decided to borrow from family instead of institution. I know the left is not on board with this as a mainstream agenda right now and it should stay that way.

Genuine question…
I have about $3M in net worth (retirement accounts, stock market investments, checking and savings account) Additionally, I have two homes about $1.2M in average market worth. Have been thinking about FIRE but at 2.5% rule I’m looking at about $100K in income annually and about $28K from rental income. Age is 48 going to 49. And one kid yet to start school = $200K college expense. What would you suggest possible options can look like for retirement?

Should we buy a new property?
Context: newly engaged(27F & 30 M) we each own a house 1400 sqft(3 bed 2 ba $280 K bought 2021 @ $232K) & (4bed 2 ba $325 K bought 2020 @ $246 K) both at 3.0 interest rate.
We are looking to buy a new built 4 bed 3 ba for 4.75 for $370 K. The logic here is we will rent out our current properties and slowly build up our real estate portfolio. Don’t know if it makes sense. HHI is $425 K with an additional $100 K in passive variable income. No kids yet. TIA

Is VTSAX a buy rn? Or should I get a vanguard fund solely focused on the SP500

Best tax breaks and/or write off for home office in 2020?

I’ve been searching for an HR Manager or Senior Generalist Position for months. I check all the boxes on experience and SHRM cert but no degree. I can’t get past the ATS. If I do get contacted the degree is the deal breaker. Any company referrals or recommendations? In San Antonio are a or remote would be most ideal.

First time landlord, totally new to renting out my place. Would all you prefer a recommend investing in a property management company to just get things started year one, and then once I'm comfortable handle it on my own?

If I put some time into it I could figure it out, I think, but I just started a new job and haven't really had a chance to look into lease, how to manage the income, being available for viewings etc. It's about 10% monthly fees. I could pay zero, but outsourcing is tempting..

Any recruiters here who work with Intel’s in-house agency on creative/strat roles? Everyone on LinkedIn seems to be a “technical” recruiter, for engineering roles etc.
Relocating is hard. Help pls. 😐

Ladies, I commend all of you who are pregnant and lawyering on the daily! I am 10 weeks pregnant and haven’t been working much since I left my firm in March. I tell my husband every day “IDK how anyone is pregnant and practicing law at the same time.” After a morning in court last month I was totally out of commission for the day. If you are still working as a lawyer full time and growing a human it is something to be proud of!

Just bought 10 k worth of the following
Steel - X
Zillow - Z
Exxon- XON ( Russia exports 75% natural gas and 25% crude believe Germany will begin looking at US for natural gas and Exxon is the largest natural gas provider)
Googl- believe google cloud can be a standalone 1t dollar industry
Qualcomm - QCOMM
RIVIAN
Disney ( return to
Meli - the Amazon of Latin amer)
Crocs- CROX ( believe there adquisición of hey dude undervalued the stock)
Gold- GDX ( gold does great against inflation)
JNJ

How often are mistakes found in sell-side databooks?

I was married for 3 years & she left 1 day bc she realized that she was no longer “happy”. A week later, I caught her in a parking lot w/ her coworker & finalized the divorce. In my mind she was perfect in every way except for the infidelity. After 8 months of therapy and on and off dating, I got into a new relationship but I became commitment phobic & see flaws when I compare my ex to my new gf. 1yr has passed now and I still feel like I’m settling and not mad in love. Wwyd? 2y since divorce.

Hi All,
I have 2 offers:
Offer 1: T systems 22 LPA
Offer 2: ConnectWise 25 LPA
Total experience is 5.6 years

Would really appreciate to know with which company to go for

Which phone do you have? And which one do you wish you had?

Has anyone gone back to school to get a MBA/EMBA? Worth it?

EY GPS isn't very reassuring when it comes to appraisals without having MBAs, even for associate consultants.
I'm going in for my call next week with 3+ YOE, consistently great feedback reports, and a current CTC of 7LPA. What should I be expecting? So far I've heard it won't be any more than a 20% hike and nobody I've spoken to sounds confident about that either...

does anyone know good pgs or 1 RK near Gurgaon gwal pahari Ericsson office?

Hi All,

I have joined Wipro on 31st Jan , 2022 and attended induction programme on same day.

However I still didn't received employee ID and default credentials.

Can anyone have idea when I will receive employee ID and login credentials.

Thanks

Would love to know how I can prep for McKinsey & Company Associate interview given I have 2 months

Woah did the 114060 Sub just shoot up in value?

Hi fishes, does anyone have references for job opening for a person with 6 years of experience in retail banking, credit and treasury in SBI.

Looking to switch field from banking to banking technology or product. Any leads will be helpful.

Any thoughts on how do we deal with an incompetent boss who you dont look up to and have no trust that you would ever get credit for the work you would do for him/her? Given that changing the boss is not an option.

How are things going in your area now that cities have more or less dropped all mitigation measures like mask mandates and vaccine mandates?

Hi fishes,

Any openings for HRBP roles in Pune based organizations. Please help. Thank you.

recruiter for a tech startup reached out to me and asked for work samples. I don’t have a “portfolio” (7 years in brand marketing) so trying to figure out what I should send them, any ideas? I’ve worked on some great stuff, big experiential activations and cool campaigns but I don’t have great documentation of it

Has anyone started a professional / networking organization?

I want to build one for a specific niche, and looking for guidance on how to get started (charters, org structure, networking/development ideas, member recruitment & benefits, funding, etc.)
Any resources would be appreciated. Thanks in advance!

What are the best job sites for Series C —> IPO marketers or in-house creatives? LinkedIn? Angellist?

Partnership deal - is this a good deal?
I’m working on building a start-up. This requires an app and a website. A friend of mine has a web development company who can do the job for me very well and efficiently. He really likes my project and offered a partnership: i pay him $30k and he gets 20% equity.
He also gave me the option to be ‘treated as a client’ and deliver my project at a normal rate (about $80K), should I not want to partner.

Is anyone using or aware of a tool, system, or workflow that facilitates double-blind data entry with the additional element of a third-party validator (or, referee) to adjudicate any discrepancies and ensure accuracy of coded data?

When is it worth it to take a pay cut? Received an offer from a startup today, the salary they are offering me is 30% below my current salary - offered them my range during the interview but they stuck to their initial salary when they sent me the offer. No 401k, no WFH, but they have unlimited PTO. They are also offering me 10k shares of common stock (25% vested 1 year after the date vesting begins and the remaining on a monthly basis over the next 3 years). How does this translate to $ amount?

What are some ways to fund a business other than personal equity?

Any experience in selling common shares during a new round of investment? To new investors or through secondary market?

I helped a friend launch a business and raise seed funding. I ultimately didnt choose to do it full time for a few reasons, but theyve received some attractive term sheets for Series A (some from notable VCs).

My friend (founder/CEO) had mentioned a potential opportunity to "take $ off the table."

What should I be thinking about?

What do people recommend for start-up relevant marketing resources/books/personalities/podcasts?
I have a lot of enterprise marketing experience, but making a jump to a startup and want to get up to speed as quickly as possible.

I just want to thank everyone that responded to my earlier post regarding the search fund. I’ve met several wonderful folks and have designated board positions accordingly. Thank you 🙏🏽

Any books/readings/videos recommendation on how to do start up's valuation?

What companies have the highest paid ux designers? How much for masters at top design school and 25 plus years experience?

Made over 350k in revenue this month gents. Product. Side biz. FB. Yes I’m bragging and I’m sorry bc I keep this shit a secret but had to share so you all know it’s possible.

Considering an exit to a startup that just completed a solid series B. They’re willing to provide competitive comp package and surprised how large the base is for a startup. Has me concerned about being on the high end and being the first person that comes to mind when it’s time to pinch a few pennies or clean up the books ahead of future rounds/IPO. Valid concern or am I overthinking it?

Over the last 6 months I have been working to develop an EdTech App, the app is designed to change the way children in K-6 interact with technology. I have not been able to dedicate the time required to bring this from a prototype to a money making app. I would love to find a Co Founder that is able to come in and help get this idea moving. Do you know someone that might be able to help or are their better sites to search for a Co Founder?

Anybody here work with Angellist for funding? How was your experience?