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From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

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Hey, visiting Austin from the north and think I wanna move here. Looking for a house . Single family 3 bd + and 2ba + . Wondering what good affordable neighborhoods to look in! Ideas and housing advice are more than welcome !!

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Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

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Im so happy! I just paid off all my debts!

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Up 75% on UVXY puts expiring 7/26...sell or is it going to continue to go down?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

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I want a BMW X3, should I buy outright or finance? What is the most reasonable amount I should expect to spend on a 2020 model?

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Newbie trying to buy some alt coins. Currently have some money put into eth and ltc. Suggestions please?

Anyone know of a good cross-border US/UK financial fiduciary?

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So what’s everyone buying? I just got me some ETH, ALGO and GRT.

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Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

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Hello fishes, please suggest me some tax saving methods as iam getting around 10k got deducted in tax.thanks in advance.

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

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About to get a base salary raise from $100=>$150, what is something you couldn’t do at $100 but started doing/recommend doing at $150?

*24M, no student loans, no debt at all

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Okay finance lawyers. I don't understand this issue. Client says books show we're highly profitable but we have no way to pay our tax liability.... Well where the hell did tbe money go ? Client also claims that they are only taking a small portion of the revenue as profit. I don't understand how your books can be different than reality.

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Does TSG have a sign on Bonus? If so how much is it usually after taxes ?

What is the name of the credit card that gives you United PQM for each dollar spent?

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Does anyone know if Celonis drug tests in onboarding process?

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Can any1 refer me in JPmc ? I m an azure data engineer and yoe - 8. LWD - 19 oct

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What do y’all use to draw informal figures? I currently use powerpoint but am curious if there are more efficient ways. What have you found most efficient/convenient?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

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Hey guys
I am desperately looking to buy an 3bhk apartment in Bangalore for last 3+ years now. Anyone bought flat recently and are you liking the quality and atmosphere surrounding? Please refer. Our highest preferences are:
1. children & elderly friendly,
2. close to ORR (office commutable distance is the key thing for this. We both are working in Hebbal and Banaswadi)
3. Spacious apartment
Please suggest if you know a good apt.

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Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

I've been living here for a while but still haven't been out to Lake Norman. Would you recommend? All insider tips are welcome lol

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I have a technical interview for business intelligence analyst position. This will be the first time interviewing with the company hiring managers and also my first data analyst job. I’m going to google common DA interview questions to prepare, however, how do you answer a technical question you do not know the answer to without it counting against you?

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How much CTC can I demand from Tata Consultancy ? For Java Spring Boot backend developer, location Kolkata, Relevant YoE 4.6, Total YoE 5.8. CCTC 7.1

smart

I've been working at this company for about 3.5 weeks now. Its been great so far.

We have an org chart in our dashboard ATS/HRIS and so I clicked on my first day buddies name just for fun.

I was able to see her entire employee file..even her address. I was really freaked out and I went to another profile and the same thing happened, I was able to see this person's emergency contact. Is this fucking normal? Should I say something and will I get in trouble for looking at a colleagues file?

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Did anyone get interviewed for enterprise architect position at Collibra. Would like to know the experience and the process.

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How many rounds of interview does Persistent take ...cleared with the first round ...any tips/info about the further process?

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Hi ZSers,
Anyone looking for a male flatmate or looking for a flat? I have to move in before 18th of July. Any leads would be appreciated.
Thanks in advance!

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Looking for a lifestyle Photographer in Florida. Any recommendations?

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Has anyone used Done or those other adhd services? How is it that keeping up with appointments and getting prescriptions filled for adhd is such a huge issue… the irony is just 🤦‍♀️

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Is PWC Sdc, bangalore location permanent work from home/ hybrid or offices have resumed ?

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Could someone explain what finance closing process is? I passed CPA and have audit experience but I don’t really understand how industry accounting cycle works :( What does it mean to close the books? Are they referring to 12/31 deadline? Do all JE have to be recorded within this date? How does one close it?

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Who did the schizophrenia ads? They’re pretty cool tbh

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What are the basic things to keep in mind or to keep it ready before moving to Australia?

Has anyone here been to jail? Is it really as bad as they say?

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Additional Posts in Everything crypto

Not sure how I feel about this #DeleteCoinbase movement...perspectives?

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When I place a limit buy on Bittrex, say on a eth-strat pair, and it hits my bid 2 days later, what is the constant? Price of eth (at time of order) or units of strat bought?

Thoughts on btc becoming a new global currency by 2030? Not as optimistic as I once was after seeing all of these countries trying to create their own cryptocurrencies instead.

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Weird market movements today! Some wildly up, others falling apart- with no relation that I can see

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

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Is there any way to get around the coinbase fee when buying crypto?

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Any pancake swap lovers? Have a feeling CZ Binance is behind this ....

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Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

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Do I need to report my crypto holdings to EY?

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

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SOL vs ETH 2.0?

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Is Bitcoin about to fall below 30k or rally back above 40k. Vote below 🔮

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Safest wallets / exchanges for buying VET and safe moon? 😭

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Any thoughts on Stellar Lumens?

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Who else thinks a a 10-20% dip is coming this week?

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First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

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Anyone heard of $NCR Neos Credits? Bought some about two weeks ago at $0.85 and today it is up to $7.55. I’ve never bought anything this early that has appreciated so much and am a bit scared to start counting my profits. I know there’s a lot of you that are smarter than me in here but haven’t seen it mentioned yet. Any thoughts? Of course people on Twitter are saying it can still 20x.

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Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

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