About to get a base salary raise from $100=>$150, what is something you couldn’t do at $100 but started doing/recommend doing at $150?

*24M, no student loans, no debt at all

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Save half my pretax salary.

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What's your breakdown of expense vs income?

I was only contributing 6% salary to my 401k at 100 because I was doing Roth IRA/HSA/other investing. 6% was my employer match.

Once I got to 150, I did the full 19.5 limit and mega backdoor Roth too

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No, tech now

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Get my own apartment, and Stop having to live with roommates.

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House keeping services!

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^^^^^^

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Don’t do anything different. To sccumb to lifestyle
Drift

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I got my own room in a (nicer) apartment instead of sharing a room in a smaller one (HCOL city). Also, I started just covering the bill whenever going out with close friends who were younger.

I didn’t really change my lifestyle other than that.

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Max out retirement accounts

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This might sound a bit silly , but invest in good clothes/ dry cleaning/ laundry/ House cleaning services / taking some self development courses / high quality personal trainer . That’s what I would with that additional money. It will help you make 10 times more in the next 5-10 years

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I save a lot more money. I've lived in the same condo for 5 years and my comp has approximately doubled in that time. If I was renting I would have been tempted to get nicer and nicer apartments. Now I don't think twice about nice dinners, trips, tickets to games, etc. Keep your living expenses modest and you'll have money to save and have fun.

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OP dyin to put on those golden handcuffs lol

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Growth Strategy Manager, not technical at all

You should assess what is important to you and make a decision based on that. Obviously saving more is great (and what I did in an identical situation) but you should balance that with enjoying your life.

For me, I live in a LCOL city and already was comfortable when I made $75k / year. So I’ve been able to change very little with my spending (I do take more trips) and put away the excess as I’ve gotten raises and bonuses (at around $250k total comp now).

In my mid-30s now and have around $1.5m put away between retirement, personal investments, and personal savings which lets me consider things like taking a year off to travel or joining a riskier venture with my next job without worrying about my future much.

But again that’s because I enjoy life just fine without spending a ton on day to day stuff.

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What city/state are you in? Are you happy with your quality of life in that city?

Fronting money to book Airbnb’s for myself and friends and traveling almost all the time

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More BTC

likefunny

As an associate you’ll be making $150?! Im not even making half that at a year 2 senior associate.. 31F 😢

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What AC are you at. I have friends who work there and make more then half of 150 as seniors?

Made that jump recently and started investing/saving about 40% of my net pay and bumped my 401K from 8% to 12%.

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Gotta ask, Are you jumping from associate to senior associate? And what company? You’re making more than me in a HCOL area as a senior associate 😭🥹

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Ahh thanks for the detail I was about to walk off a ledge 🤣🤪

funny

Max out 401k, build 6-month emergency fund, invest monthly, and VERY occasionally spring for a true wardrobe investment piece (eg $400 boots I loved right then vs waiting for them to go on sale/out of season) or fancy Michelin-type meal.

Invest in yourself - quality items that will last for years, personal development (health + knowledge) and travel lots.

Even at 100 in HCOL I lived pretty comfortably, but basically savings/investment and a lot of travel. Travel ain’t cheap but started to actually go to cool places and focused more on enjoyment than “this hotel is xx more expansive than that”

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