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We could feasibly cover expenses and have pretty good quality of life at $300-400k, less once kids are out of daycare ages. We both prefer to work. Currently HHI $700k with 3 kids in southern CA
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LCOL. Probably financially $250-300k to maintain a bit more than our current lifestyle. I would not stay at home. My wife and I have both done it during COVID for various reasons, and while I cherish the time spent with my son, I need to work, especially since he is about to start school soon.