What’s the benefit of a marital/bypass trust to avoid estate tax? Why not just use the portability of the deceased spouse? Wouldn’t this avoid locking assets into a trust and trustee other than the spouse, and accomplish the same goal?

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

Considering getting my license and starting off as a real estate agent. I've always loved real estate, house flipping, interior design. What can I expect as income and time commitment as a brand new agent with no book of business? How hard is it to get established and become well known in my area? I'm in the Bay Area. Anything else I should know before I quit my job and persue this dream?

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

Any recommendations on a good side hustle or part time job? Trying to buy a house (yes I know the economy sucks right now) and it’s been tough saving with a SW salary.

My strategy for Bitcoin:

Buy low
Get worried and sell lower
Get FOMO and buy even lower
Panic and sell at its lowest
Cry myself to sleep
Repeat

How can I invest in real estate ? Looking for an additional passive income source

Sorry, haven't been active here. What are we buying these days?

Hi all, I recently purchased a commercial property at WTC, Noida. As I look to grow my portfolio, I spoke to my consultant to see if I could get better prices. He worked with the sales folks at WTC and said that if multiple buyers come in, he could work out a deal. Wanted to check if anyone is interested? I could potentially get him to set up one-on-ones to help explain the commercial real estate market. Even if this property doesn’t seem interesting, I think an interaction wouldn’t hurt.. contd

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Who all is looking to buy a house and in what area?

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

What do you look for when examining the accounting for a small business stock purchase? Asking for specific types of errors and red flags.

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Hi everyone, I work for large startup (300 employees) and I have been asked to develop a Progressive HR manual template. Some examples include gender neutral restrooms, lactation rooms, signing off emails with pronouns, and etc. Any tips/links for resources to help would be appreciated.

For those who completed their SHRM certification this year (CP or SCP) and opted for self study, what study materials did you use to prepare?

I broke my pwc provided smartphone post RL discussion

What to do? Will I be penalized for it?

Typical day for Credit risk business analyst BA4?
How is the work life? Management? Leadership? Office transport, canteen?

Hi everyone I have one doubt While filling Gratuity form in tcs what we need to do in the witness column.

Last associates committee meeting is coming up. Partners have asked each associate to come up with... not one... but FIVE marketing ideas. Other than reeling out “we offer competitive pay” in job postings, what are some good ones your firm does?

I’m struggling a bit. If I knew how to market well, I certainly wouldn’t be in this position.

Hello everyone! I am looking for referrals in Scotiabank (specifically Research Consultant). Any leads will be appreciated. Thanks in advance

Can we have a thread to get a view on bonus amounts this year?

Bonus amount
Role level
Industry
Company name
% of gross

If you've worked at multiple FAANG companies, what's your secret?

I have heard there is some HR policy that boomerang/ returning employees are taken back on the older salary. Can someone please share more details about the period of applicability and exceptions? Thank you.

My AD is weak at comping/photoshop and admits it’s not their strong suit. I believe it’s hurting us. Wwyd?

Hi after technical discussion in Infosys I got mail to upload PAN Card, offer letter or compensation letter, photo and application form to fill and upload.
Can anyone plz confirm whether I’m selected for technical round?

Hi guys.. I am looking for referral in Analytics.
I have 1.5 year experience in ZS Associates. I know excel, power point, sql and python.

How many times a week do you hit the gym?

Has anyone recently off boarded? I’m about to put my two weeks (three weeks since I’m taking a week off) and would love to hear how the experience was. Leaving for FANG so not a competitor

A friend of mine has an expert sourcing startup and she has been receiving request asking for consultants to support in projects for top firms. Do you know how she can locate ex-consultants who are interested to freelance and work independently?

What creative ways are you drafting for clients with net assets well over the lifetime exemption?

Any tips for best places to search for estate planning jobs? LinkedIn, other places? I’ll likely need to leave my current associate EP attorney position at a small firm in CA to move to WA (Seattle area) due to my spouse’s new dream job. Nervous about the transition to new state’s law, plus the job search. Wondering if I should broaden my search to other areas of law. Any tips would be greatly appreciated!

For those offering the option of retaining client's original estate planning documents and storing them offsite, what are your policies? I'm shopping around for off-site options. Any tips on what to look for?

Does everyone do trust accounting in-house? Or is this something you can contract out?

How do you get a credit report for a deceased person, without being the executor?

4th year Trust & Estate attorney at boutique firm in LA serving ultra high net worth clients. Trying to determine whether my compensation is fair. Any others in similar positions willing to share their salary/bonus information? Thanks!

How much do you folks manage to bill per month? I'm looking at you transactional folks who don't litigate. 😉

Fav trust drafting software and why?

What’s y’all’s favorite EP document generating software system? California systems a plus!

Any attorneys in the Bay Area practicing just in estate planning (not litigation), can you give your take on whether you would get enough business to do only planning? I'm currently doing family law and I want to start moving away from litigation. For family law there really isn't a non litigation role that produces enough business (i.e. mediation). I do okay, but definitely have to take on more litigation than I prefer. I was thinking estate planning might be a good addition to the mix.

Anyone do contract work? Experience with wealth counsel is a plus! Thanks!

Is anyone else getting absolutely slammed with work this month?

Where is everyone buying their EP portfolios for clients?

Hi,
I'm building a software product to help lawyers and customers simplify the estate planning process. I would love to talk with any estate planning lawyers (in CA or FL is a plus!). If you're interested, please shoot me a note here. Thanks!

For estate planning attorneys at big firms, how much do you generally bill per month? Do you usually get your bonus, or if not, are you very far off?

What are the in house exit opportunities?

I have a dear friend whose mother just passed from diabetes. She was on government assistance. Didn’t own a home. Had upwards of 60k in medical bills. Yesterday alone he received 7k in new bills

Anyone in CA use the FORE! Trust software and have a good experience with it? TIA!

I am currently interviewing for an Estate Planning position at a law firm called Oath Law. Has anyone heard of this firm and have any insights and/or thoughts on them?