What’s the best way to transfer large sums of money from another country to Canada? Without fees. I’ll be immigrating to Canada this year and was planning to bring all my money from the U.S.

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Wise is pretty decent. If your money is in a US bank account, you can make an ACH transfer for free (depending on your bank, and check the limit). Open a Canadian bank account and activate email transfer feature. Convert your money from USD to CAD on Wise (5USD/1000 fee) then transfer with the email transfer.

I opened a BMO Harris account in the U.S. and a BMO account in Canada. Did an intra-bank transfer. Zero fees :)

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