What’s the best way to transfer large sums of money from another country to Canada? Without fees. I’ll be immigrating to Canada this year and was planning to bring all my money from the U.S.

This might be philosophical but wanted to understand if we should get satisfied and be happy with what we have or keep striving for more?

Reason I am asking this is - I earn close to 1.5 lakhs every month and if someone had told me this during my college days I would have taken it eyes closed thinking this is more than enough. But today, I am not able to be satisfied and I don't want this to become an affliction so thought to share with others here and get to know the general sentiments.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Confirming that the cheapest and fastest way to buy Electra is to transfer LTC to Coinhouse and then convert LTC to BTC

Thoughts on buying xem?

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?

What is the most difficult part of buying a home for the first time?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Living in NJ and may be able to choose NYC as my home office. People who live in NJ can choose NJ / NYC office, which one did you choose?

NJ office: no NYC tax, don't have to file 2 state return. Live in NJ so auto assigned to NJ office currently.

NYC office: NYC tax on paycheck, easier commute, possibly higher pay?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Hi All. I moved to a new company , I just got my take home salary and my current pay is less that previous pay ,because of different state and other taxes. My new company is better but the pay is demotivating me . It is almost $500 less per biweekly pay check . What to do get out of the demotivation? I wouldn't have minded the same pay , but $1000 less /month is a lot !

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

Best way to use Amex Concierge? First time with so not sure what best practices are (do I need to do research ahead of time or are they basically like a personalized travel agency)

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Hy Team,
How easy for developers to get on-site opportunities being mobile app developer?

Is it possible to negotiate with SAP?
Is there anyone who did it recently?

What is ideal package for tech consulting with yoe 8.5.
Or say whats the bracket for salary in ey for this yoe slab

Is it mandatory to have DSA knowledge for Data Scientist? If yes please suggest best free course to start with (Python).

Got invitation link of hackerrank for Data science role from Tiger Analytics and I failed to solve the same.

Responses appreciated.

Thanks in Advance...!

Any PwC manufacturing folks here (Reliability/Maintenance or Prod Development). Looking for referral and also some advise on level (Mgr v Sr Mgr).

Wanting to start therapy for social anxiety/depression but no idea where to start. Those that see a therapist, how often do you usually go? Ball park price range? Has anyone tried online therapists?

Partners: we've heard a bit about your income. Can we talk penalties: internal review failure, PCAOB failure, massive losses, lost clients, ethics issues ... How do the firms handle these?

Currently having 12.36lacs CTC, YOE 8, Business analyst skill, other skills power Bi, SQl, SAP Hana, before 1st round informed recruiter expected CTC as 20lacs not aware BOnus included in IQVIA.

Now that i have submitted all the docs, waiting for HR discussion. My expectation is now 25lacs fixed. Can i say this now to HR when they call?

Ps no idea about grade. What is the scope for negotiation?

Any opportunities for Product Management in Pune?

So what is the cheapest way to get a RIMOWA carry on? Lufthansa Worldshop has great prices but doesn’t deliver to the USA

Hey small agency friends with kids! Quick question. Our agency’s family health care is expensive (ranges from $1700/mon with normal deductible to $1100/mon with super high deductible). If anyone out there (at a small NYC agency) has a better plan and is comfortable sharing, would you mind telling me who your company uses? My kids’ college funds thank you!

PE to HF - harder than it seems?

What is your definition of “underwater”? As in number of hours

Is there a bowl that would be for best exit opportunities for those who are in consulting? My experience is in tech risk. Kind of feel like I’m stuck leaving the big 4 to only go into a compliance role in industry

What recruiters, if any, do MBB/Tier 2s use in London? Interested in strategy/m&a in particular

Hey Sharks, I want to opt out from my LTA & Telephone benefits. When and how can I do it.

Also I have doubts regarding my compensation structure, whom should I connect with, please guide.

Can you take and drive leased car from US in Canada?

Best firms in Toronto to work for? Shopify, salesforce, TD??

Is anyone going through the international mobility program to to transfer to Canada?
Apply through global skills strategy

With the whole COVID situation, is the IELTS validty for 2 years still stringent? I have not gottent the ITA yet, due to limited draws and relatively higher cutoff. Are they giving extensions or anything?

Surprised to see score dipping to 469. Can we expect more dip?

Does anyone know what the NOC would be for an SAP consultant? Is it 2171 - Information systems analysts and consultants?

Also does anyone know what the job title would be in the letter given by Deloitte for a Consultant? Will it be Consultant or will it be technology consultant or will it be something else?

No FSW draw what's happening!?

Hi! I'm a US citizen currently doing my MBA in the US. Looking to immigrate to Canada possibly in a few years. I'm hoping to get a tech job (PM or strategy) after I graduate next year. Would my best bet be to take an offer with a big tech company that has offices in Canada, then transfer when the time comes?

i had my canadian pr last year but didn’t do the landing since covid hit. the deadline passed of course and the immigration office reached out to check if i’m still interested and if so i should re-do a medical. assuming my medical goes through and my pr is processed and accepted again, does anyone know if landing is still a thing? my original plan was to do a landing and move after 2 years. is this still possible or does canada basically want you to move in a year or so after pr is granted?

Any chance of score hitting 468, been waiting for an year now 😒😶

Does anyone here have experience with non-GTS C20 closed work permit visa process from the US? How long did it take to process?

Hi, i am holding canada open work permit and planning to move to Canada in mid September. I am looking for job.
Skills - Java, microservices, springboot, designing solutions, low level design and high level design, Kafka, REST APIs, SQL.
It would be really helpful if someone can refer me.

Is it okay to not mention your sibling on Canada PR application if you are not on talking terms?

Has anyone done that?

Applied for a spouse visa, anyone have any ideas on how long it’s been typically taking? Website states 3-12 months so wondering if it’s been on the longer end or shorter end in the recent past!

Does anyone know whether Deloitte would help to obtain LMIA when your work permit/visa is about to expire? I’m at the junior level and not eligible for any streams yet.

Anyone put on administrative processing when applying for a b1/b2?

Are you eligible to apply for Canadian mobility program work permit from the US while on OPT grace period of 60 days post opt expiration? It is still considered legal status in the US

I have to travel to Canada to activate my PR. I’m planning to have a long layover between flights. How much time is enough to go through the process of activating PR?

I have a CoPR but no PR cards and currently in US. Can I travel to Canada via road? Are borders closed for PR holders due to covid?

Anyone here from Toronto area? Looking to relocate from NY to Toronto and in search of apartment/condo. My budget is $1500 for a 1bd. Is that realistic? Things I care about:
1. Walking distance to gym
2. Walking distance to a grocery store
3. Proximity to Old Toronto/kings st (work) with biking/public transport
4. Don't plan to own a car

What are some good sites to look for apartments or realtors?