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I moved from another state to Ohio. I had 15 years but only got credit for 10 and retirement starts at 0. You can buy up to 5 years if you have the money. So something to consider if you change states. However, with 17 years & MA+30 I make about 90,000, which sounds like a lot but we live paycheck to paycheck. However, for me, it was a significant bump in pay from where I was. When I first started teaching, my salary was so low I could have qualified for food stamps.
With 76% of America’s teaching force being women, low teaching salaries impact women adversely, both with take-home pay and retirement savings. It reflects society’s long-held patriarchal beliefs that women’s work is not highly valued. I have 14 years and a Ph.D., and I only earn $70,000.00 annually. Although I really enjoy teaching, I’m looking for an administrative job because I can’t afford to pay off my student loans.
We recently got a raise in Idaho and a distinguished teacher with 20+ years of experience and a masters won’t make over $87,000 or so. It’s pretty crazy! Right now, with my salary if I were not married I couldn’t afford to live on my own from my salary alone. Sad!
Doctorate and 25 years is $96,500.
Similar to where I’m at—-but paying near $40,000 (which is my guesstimate) for a doctorate—which would be no different of a pay scale from where I am with a Masters plus 30+ makes it pointless unless I want a Dr. in front of my name. Not worth it.
128,000 in nyc but it’s about to go up. And you get longevity bonuses so I think it would cap in the high 100,000. My husband pays more attention as he works in a public school and I work in a charter school with its own scale. But housing, parking, gas, food, child care, camp, everything is so astronomically expensive. We live in a one bedroom apartment with two teenagers.
At the same time every time my husband and I look to leave NYC this is why we don’t. Salaries are so scaled to the local economy (though now that housing is so crazy everywhere maybe that’s not entirely true anymore) that we would feel broke wherever we went. At least here we can get a higher pension or save more money for retirement and then move somewhere hopefully cheaper when we are old.
$111,000…..Ma 90 year 16. $119,500 with a PHD
Doctorate will get you $69,950 at year 35 in my district.
I’m in GA, too. I have a doctorate and 29 years. I made $83,000 this year.
I think 110,000 with masters. I’m at 103,000.
Middle School Master in Sped $60,000 will get more when I take and pass the GACE
$68745 for 28 years phd
My school district in nj only just gave us raises in our new contract that make me break 90kafter 15 years. And I have dual BA, Cert
84k is the highest in our district.
My husband has 23 years and a master’s. To get $78,000 he has a bunch of coaching stuff. I’m new with 4 years and a master’s. I don’t make anything. We make around $125 together
18 years with masters +30= $72,000 in my district. That’s with being a dept head and a class advisor. And I do homebound students.
I think top is around 86,000
Under 100,000 for a PhD. Masters plus 80 credits, about 80,000.