What’s your favorite piece of “beginner” financial advice that you always give to friends and family?

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Paying off credit card debt at 20%+ > savings and investment earnings

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Automate, automate, automate....

Read the automatic millionaire. Such a great, intro read.

Once that's done, save more than you think you can.

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Yes.

There’s no amount of investing return you’ll attain that will outmatch the power of gradually increased savings.

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Save as much as you can. £500 saved at 18 is worth more than £5000 at 40.

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Start investing IMMEDIATELY!!! Buy high, buy low, and in between and hold, hold, HOLD!

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Once you make enough that you are comfortable living on a budget that meets your needs and allows for some wants give all raises to future you through saving. (Ie if you find at $75K you can budget and live happily don’t let lifestyle creep convince you your budget needs to reflect that raise to $100K. Leave your budget where it is and save the additional pay in an account you lost the password to with decent long term returns)

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Skip the toll road, and put that money in your stock account.

Today tomorrow and the future 3 buckets for budgeting savings/investing

Pay yourself first. Treat current you (savings) and future you (retirement/investments) like a bill.

Preferably, automate that ^. You don’t miss what you never had

invest 20% of your income

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Off Topic:

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Off the topic.
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Hi Friends, I have some responsibilities which I need to carry out for my families and dependents for which I need some money in the next two years.

I dont want to change my job just for increasing my salary as it would bring some extra pressure and other complications with it .

Please help me out in earning some passive income ..

any idea or suggesstions would be much appreciated.

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Acceptance is the answer.

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