What's your monthly sallary and budget look like?

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I budget to save ~45% of my after-tax income

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How common is it to get a decent-sized merit scholarship from M7? I’m coming from MBB but not sure I want to commit myself to returning after I get my MBA and also don’t want to have to take out a bunch of loans.
(3.97 from T15 undergrad and 760 GMAT if that helps)

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I just cancelled my Chase Sapphire Reserve card. I transfer my credit to my freedom card to not hurt credit score as much. How long must I wait to open up the Sapphire Preferred card and get the sign on bonus?

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Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

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Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

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If you have 15k extra cash in the bank and want to invest and grow the money, what would you do/go for in terms of investing?

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I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

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New to option trading, trying to create a protective put (cont)

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Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

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Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

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I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

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Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

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I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

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Looking to see how much other Provider Enrollment Specialist make including what their company's invests in their 401K

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Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

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Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

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If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

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Abe gift aya kya EY se 1 billion revenue wala

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Can your spouse be employed in Google and getting RSUs?

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Hi All,

I have offers from following companies. I am java backend developer. Only 7 days remaining in my notice period. Please suggest which one to choose. Years of experience 3.5 years

Accenture Bangalore

ADP Hyderabad

Ericsson Bangalore

Hi guys,

Western Union or Oracle India ?
Western Union 25 lpa
Oracle 26 lpa
YoE 7.5 years
I would prefer wlb and tech stack

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Week 13 of social isolation and we decided to get a cat. She’s here Monday, give me all your tips?

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Let's talk about SAG protesting outside of BBH. From what I gather, BBH declared itself non-signatory and the Guild flipped out. I happen to agree with BBH on this one. SAG is way behind the times.

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Are you part of the gig economy?

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Do you ever find yourself having to call out from work due to sheer exhaustion? Any ideas why one may be feeling this way and how to counteract these feelings?

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Senior revving up to manager promo. Only nervous about one thing at the manager level which is having to answer pointed “Why??” questions from higher up clients on live calls. Any one else work through something like this? I’d appreciate any tips or suggestions as I really suck at dealing with unexpected push back.

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The “Pour one out for the L train” ads by Kombucha are part of the problem... cont

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I’ve worked 2 years at a non profit 501c 3 tech startup. When I started there were 6 employees we now have 22. I am considered a part of leadership and am a people manager in addition to my sales role. I am a high performer and last year got a 10% raise (which I asked for). This year I was offered 5%. I am going to counter but curious what anyone thinks I should ask for. I was thinking 8%.

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