Where to start with identifying a mortgage lender? Is there a preference with choosing a bigger bank like BOA, chase over a mortgage broker?

Hey ppl,

I'm an salesforce professional. I'm looking for a job at Singapore. I have been applying for jobs in LinkedIn and few other job portals. But still I haven't got any response from any of them.. Has any of you made it to Singapore after covid in Sales force. Also any idea for applying only visa sponsorship jobs?

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

What’s your end game with angel investing? Actually generate a return? Bragging rights? Learning?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

For those who joined FANG with stock options, did you use 83(b) tax election to pay taxes upfront or wait to pay on the vested amount?

Do my wife and I still qualify for the $500/child for 2 kids if we earn more than $200k in combined joint income? If I didn’t file for 2019 taxes yet, and one kid was born 2019, do we get 500 or 1000?

Anyone knows about the base for chase PCA?

Roth vs Traditional 401k, thoughts?

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

New year checklist for amex plat, CSR, Delta, and AA? :)

Hello Friends,
My Yoe =4 years, technology = Automation Quality Analyst. I have 2 offers as below :
1) Tibco= 13 lakhs
2) JP Morgan and chase = 11 lakhs

Please suggest which would be better in terms of job security & work life balance and carrier growth?

Is it a good idea to invest in your UK pension fund over the max your employer will contribute/match? This may potentially lower income tax but then one can't really access the pension pot till retirement. Or is it better to invest post-tax income into a stocks and shares ISA to avoid capital gains tax? TIA!

Hi - any good books recommendations for getting started on real estate investing?

If less than $10 interest at a specific bank, can I ignore that given they don’t issue 1099 for me? Even if I had 5k+ interest at other banks?

For my fellow males out there, when did you realize/know you were packing or not?

M/Boston. I’m 49 so apparently it looks like my last year in this bowl…

How we can expect market correction in bny ? When to communicate with manager for market correction?

So, a recruiter gave me feedback that my lack SPHR or SHRM-SCP is causing my resume to be knock out by AI and human recruiters despite my position and work history in Multinationals and being in Technology. They suggested that we put SPHR ( Lapsed). I let it lapse in 2017. What is your opinion? Plus if I were to take another certification - should I take SPHR or SHRM-SCP?

Is it a red flag if, after almost two years in a full quota carrying and selling role I want to take a lower role at another company in order to break into a field (tech sales) I want to work in? It’s better pay - closer to home and at a company with a better reputation?

Got a case where client got in a car accident and called the police the other driver gave completely fake information and the police didn't check it. What's our recourse to track them down?

My mom visited India for 2 months and got stuck there due to COVID. Can she apply for unemployment while she’s in India? Her company has reduced of hours due to COVID also. Please advice. Appreciate it

Howz the work life balance of a Senior Consultant in tech consulting in a client facing role?
Skills: Java 8, Spring Boot.

Please do answer with respect to EY India only.

Role will be as a tech lead in java development team.

Client probably HSBC.

Few days left in Notice Period.

Does EY GDS and EY Global have separate sets of clients or does GDS aide Global in its operations ? I have an SAP offer from GDS but worried if I'll actually get any direct client exposure.

Is buying a second hand two wheeler good idea in bangalore?
Where I can buy good scooty

Starting as an SM in S&A on the strategy side in the next few weeks. What does travel budget generally look like? I understand first class flights are a no go domestic which sucks, but hoping hotel and food budget makes up for it. Also, does Deloitte pay for platinum Amex or is that out of pocket?

I JUST LANDED A PHONE INTERVIEW WITH GOOGLE!!! can I get some google phone interview tips, advice, etc.? (Forever grateful) 🙏🏾

Does IBM providing mac books to new hires this year or is this domain specific? Lenovo ka thinkpad chhod k dell Hp b chalega.. macbook ki chah ni hai. Plz batao kya process rehta h.

Joining IBM in December. under 30% tax-slab.
How is my tax calculated, will IBM ask for my prev. comp Form16? (or my ctc is prorated for Dec,Jan,Feb,Mar)
at least for the 4 months of this FY I need full sal. in hand.
How to proceed. I wish my JB comes without tax deduction.

Can anyone please suggest good source for learning/practicing data analysis using SQL and excel.

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Hi - any good books recommendations for getting started on real estate investing?

I am looking to buy my first property soon - preferably new constructions (anything except condos) anywhere in Ontario/Canada. Any suggestions where I can turn to find new construction projects? I understand I need an agent. Until I find a good one, I am looking at the houses myself. Any suggestions where I can get information about new projects happening in the province?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

For those that built higher end homes, what kind of appliance budget did you have?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Do you thank your tenants for paying the rent? A quick thank you text?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?