Why has $10M become the widely accepted benchmark for financial independence?
So many posts here (and other places) now reference $10M as the target number. At a 4% withdrawal rate, that would yield roughly $400k/yr which is income achieved by only about the top 1–2% of households in the U.S. Is this number ($10M) rooted in actual lifestyle needs, rising costs, and longevity concerns? Or an online echo chamber around “optimal” financial goals/needs?

What are the benefits they provide if we have to work from office at Bangalore.

I applied for a Executive Staff Assistant for Kaiser. The range for this position is from $36-42/hr. I’ve been doing Health Admin for 10yrs starting as AD in the AF. I’m also in a Master Program for HCA. Advice on if this is low in CA.

Hi Fishes,

Could you please share CGI benefits for lead analysts. Recently joined CGI.

IFV recommendations in Boston anyone? A Reproductive Endocrinologist the most - but reccs on any and all members of a health team/other tips welcome. Wide and I are about to begin this journey =/

My 64 y/o mom is really struggling with her mental health and refuses to acknowledge it or take action. She is already difficult to have a relationship with, toxic, always shaming, blaming, dismissive and refuses to have important conversations.
6 years ago her husband/my step dad was killed suddenly and tragically. He had a man cave room that she has not touched since. It is beyond filthy, unsanitary and poor living conditions.

If I make attempts to clean, she has a meltdown. How to fix?

Anyone in Big 4 health (payer) consulting practices have any insight in to current or upcoming openings for SM level roles?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

I am an IT Professional with 15 + years of experience of which 12 years in mainframe programming across various domains insurance, banking, telecom etc currently working as a senior Technichal Business Analyst for Lending completed the Pspo1 certificate recently. Experienced with both Agile and water fall model well versed in scrum master and PO roles Would it be a nice idea to switch as a product owner .

This is a random question!

Does anyone know if insurers outside health insurance cover/reimburse travel vaccine costs as part of named benefits coverage by employers?

Like of you have a lot of international / extended business travel and need travel vaccines would Lloyd's cover the cost?

I’m looking for a position with a good organization as a 100% remote case manager. A position that meets my salary requirements and has good health insurance. I love case management and found it when I needed a break from bedside. Any guidance would be deeply appreciated!

Hi sharks
Any updates on internet reimbursement process?

Anyone have a primary care physician they like in NY? Ideally one who integrates holistic medicine as well as western medicine? Bonus points if they’re on Cigna or take insurance.

Can any healthcare bankers with experience in dealing with Canadian Healthcare system shed some light on why the system is inefficient and why it takes so long to see a specialist?

Does Oracle Cover Dental Insurance? What's the coverage and limits?

For the educational program reimbursement, after it's approved, do we get reimbursed with our next paycheck?

How is the data practice team at coforge. They told client is an insurance company.
Can anyone share more . about it.

First generation lawyers, do you ever have an issue with overwhelming requests for legal advice/help from family and friends who are unable to pay for legal services? Any advice for nice ways to decline assistance, especially when the person in need of help is close to you?

Getting acquired by Oracle. What does oracle use for email, IM and file sharing?

Our RIA will be presenting to a group of FAs on COI strategy in a few months. Curious if anyone has had success obtaining referrals from centers of influence?

Hi Team, I am having 12 years experience working as HR Manager and looking for a change asap. Kindly share leads

What's the best way to gain visibility by those holding 3-4 positions higher than you? I like learning from them and growing mentorships but can't break the AE-level wall with my responsibilities. Being remote also makes it harder to interact.

I'm on the client/business side but would love to hear anyone's thoughts.

Gave my 2-week notice and Partner has asked me stay an extra 3 days to wrap up a project that I know will be a very long 3 days... I don’t really want to do it but also am afraid of burning bridge. I said yes to the Partner but now kind of regret it. This job has made me sacrifice my health and I don’t want to work those extra 3 days. I wonder what’s the best way to tell them.

I am looking to get a referral to a Fintech company! Preferably in operations or project management.

At what point are you too specialized to lateral to internal audit? (PA, consulting, or industry roles) Currently have 2 years of external audit experience and 2 years of forensics: I always thought of internal audit as a decent exit but I’m beginning to get worried about getting too specialized to make that move one day

UI designers everywhere: Please stop making “peek-a-boo-only” interfaces.

Dear all, I am joining MS next week, any idea when can i expect onboarding team emails and other joining formalities emails.

Is It better to join a PE Tech company in an impending recession or stay with a public company ?

Deloitte 🐠, does sefyarth give original I-140 approval notice?My I-140 has been approved and all I see is a copy of I-797 uploaded on their portal.

How much % hike we can expect from IC2 to IC3 under stevemiranda org ?

How much can we expect CTC for 7.5 years of experience in Oracle

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Which is the best brokerage to get into Pre-IPO?

I'm a Canadian on the TN visa working in the US and planning on maxing my Roth IRA (6k) and will have enough left to max my 401k this year, but am not sure if I should just use a taxable account over 401k due to tax considerations when I move back to Canada (likely 1-2 years from now). Any thoughts here? I don't think I'll have enough RRSP room to move 401k>IRA>RRSP and I would prefer to not have to file US taxes every year in retirement for withdrawls if I left the 401k in the US.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Does anyone pursuing FIRE actually like their current job? Trying to get a grasp of how much of the FIRE movement is driven by escapism from unfulfilling work.

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Do you count your car as part of your NW on Mint/other trackers?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Anyone know of a good cross-border US/UK financial fiduciary?

Anyone here from NYC? Be cool if there was a meetup.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.