$180 HHI. Looking to buy a home for 535k, mortgage of around 425k, estimated monthly payments of $3800-3900 all in with p+i, taxes, insurance. My concern is my spouse ($60k salary) is a teacher and paid 9/12 months of the year. Anyone else in a similar boat? Do you find yourselves stretched thin over the summer?

How much money have you invested in crypto currently? I’ll start - $5000 currently

Imagine supporting this stuff––family separation, demolished environmental regulations, “very fine people,” and the rest––to get tax cuts... and thinking your grandkids will see you as the good guys.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

Is it true that stocks bought and sold are visible in form16?

Which style home do you prefer and why?

Can someone throw some light on how wallet balance works in Zoho Zoho Corp . Couldn't reach any HR for the info?

So my offer letter says I have return back the signing amount if I leave within a year. How does the math work-full rerun of 20k or post-tax deduction the any that I received ?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Curious of the retirement benefits at your firm...go!

Deloitte: 1.5% salary match paid out once a year, fully vested after 4 years. Defined benefit pension plan, fully vested after 3 years

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Welcome to the FP&A Bowl. I came on this app looking for a place to connect with others working in corporate planning but saw that there was no Bowl for us, so I created it! Hope you’re all doing well

Any brand/model recommendations for stylish and functional thermos bottles?

I’m getting a crazy good deal on the Ritz (~250 per night) in Miami - but it uses a Corp code for a company I don’t work for. Worth the risk?

Anyone from Deloitte August GC cycle hear back from talent?

Any recommendations on books to get up to speed on leading/managing teams as a new manager in consulting? Preference towards tangible case studies etc. vs. high level concepts.

Could someone please suggest how to handle this situation?
My manager (Technology Director) sees me as an emerging thread to his position and stopped sharing details / trying to avoid including me in visible projects etc.,
FYI - His manager is the division head and Managing Director.
Why I think my manager tries to move me out?
- I am 18 YOE with a technically strong background
- Upper mgmt is starting to identify me as the backup for all systems. My manager tries to move me out since then

Hi, I have approx 9 years of experience and given 3rd round of interview which was director round in last week for Senior Software Engineer position. I went well and he mentioned that feedback is good, they will match CTC of 37 LPA which is offered by other organization and also give good number of RSU's.

I wanted to know following things:

How much time they take after director round for further process?
How much RSU's I can expect and how's its value is calculated in qualys?

In 2023 I'm wanting to help make my management more effective. So, I'm looking for a book or a couple of books to gift my team this holiday season. I would like books that focus on communication and taking ownership. Any recommendations?

Where’s the best place to find startup jobs/opportunities? I’ve looked on crunchBase and AngelList but feels like I’m throwing my resume down a black hole. I know LinkedIn networking is always a move but any other channels out there to check out?

How long does it take to get an offer letter from wells Fargo after submitting ABC questionnaire?

Office may be inaugurated by 15th of August, Seating Capacity might be 250 as of now. For Audit Dept 50 seats will be there.
I want to know if WFH can be extended for few months unless proper seating capacities are confirmed.
.
.
also, anyone from Siliguri ?

I’m a newly graduate from a community college. My program of study was Health Information Technician. I passed my RHIT exam a month ago, and I’ve been applying to jobs in state, out of state, and remotely to only receive “sorry you were not selected email.”I don’t have experience and I know that’s the reason I’m not getting selected. I’ve applied for receptionist, medical biller/coordinator, and medical clerk. Even with inflation willing to work for minimum wage or less just to gain experience.

Can anyone refer me for open ensemble health jobs?

What are some tips or recommendations on where to start to become a product manager? Much appreciated

How much should Software Engineers make in year if you have 4-5 years of experience in the Bay Area?

So much workload here.. working almost 12-16hrs a day.. planing to leave..

What’s the biggest point of pain for you Indy’s, that tech or other services hasn’t fixed yet?

Ramadan Mubarak Everyone!

Guys ..
When will final settlement take place? What will be the components of it?

How accurate is AirDna rentalizer revenue and occupancy (assuming you are best or at par with top area listings) - specifically in big city suburb if that makes a difference. Looking for any and all opinions of airdna rentalizer

Anyone recently got a mortgage through SOFI? can you please share your experience?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Does buyer have to share appraisal with seller? Can seller request it?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

What's common % for Property management fees? I've seen anywhere from 6.5%-10%

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Hello everyone. I’m a home inspector and looking to invest in commercial real estate. Anyone currently investing in storage facilities, laundromats, lounges or apartment buildings?

Atlanta vs Savannah vs Tampa?

Any reason why the listing agent recommend I use a specific title company?

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?