401k down $62k. What’s happening to you?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Has anyone here participated in the year long remote year program? My company is fully remote in the US and is in general supportive of me going but concerned about local and international tax liability. Remote year doesn’t share tax advice and our HR team is small. Curious to hear from people at companies who have done it before and if there were any issues from a tax or payroll perspective. Trying to get the formal approval from my company before officially signing up, advice welcome!

For tax purposes can I select which "lots" I sell? I'd like to harvest some ST losses to offset some other realized ST gains.

Hi Fishes

Please please please help me with the following:

What are the perks or benefits provided by SCB?
How is associate manager placed in the hierarchy?
What is the avg salary for associate manager?

TIA

Hey guys.
Please feel free to post any kind of stories related to credit suisse

Looking for some boutique firms (healthcare/public health sector) that do work relating to social determinants of health, community health centers, population health, community hospitals. Any suggestions?

Any suggestions for joint investment account with a significant other?

Reading alot of articles saying banks raising mortgage down payment minimums to 20%. (I know all the benefits and why it’s best practice) that being said any thoughts on how long that will last?

Does anyone know when the best time of the year would be to buy a car is now? How is this current pandemic/economy affecting dealer pricing, etc?

Anyone is a tech role in healthcare ? If so what is your title so you enjoy it?

Can I simply upgrade from Amex Blue Cash Preferred to Amex gold? Or would both just be open at the same time since one is technically a charge card?

I have a brokerage account with 7k in it, split 70% VOO 30% SCHF. I now have an additional 11k I can add - how should I allocate it? Should I move towards an 80/20 split just in current funds or add things like a growth (VGT) or high dividend ETF (VYM). All of my retirement accounts are already maxed, FWIW and don’t need the $ for any large purchases needed in the near future.

Does LTI provide reimbursement for WFH setup ?

How do you guys set up your 401K accounts ? Since a lot of vanguard funds have bonds and I’ve heard bonds are haram to invest in? Would like opinions

Leisure travel is still a bit out of my budget, but I’ve gotten a lot of points from referring friends to my travel credit card by making a post on Facebook. That feels like a once and done opportunity. Does anyone here have tips on getting large amounts of credit card points to use for travel?

Can only deposit USD in NRE accounts but I can send through Remitly/ Xoom to NRE account? Doesn’t remitly convert USD to INR before sending. What am I missing?

Best books about product management for a good exit to industry? I already have an MBA and PMP but looking for a refreshed perspective since it’s been years since my formal education.

Currently reading “Product Managements Sacred Seven” but it’s geared toward the startup world. I am in healthcare and not looking for a startup role. TIA!!!

Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

Have 2k to get in on alts. Already have a ton of ETH, BTC and Link. What would you buy today?

Joining a big firm next week as fully remote lateral and flying out to home office for orientation. The schedule has me in office until 4:15. I’ve already been told I won’t have any actual work. Depending on how many people are there and how it feels, I was planning to stay an hour extra but should I hang around the office until later? First time visiting this city so it’d be great to take in some sights too (although that’s not a priority of course).

Hello Fishes,

Which Is better company to join for optum or ey?

Thanks

Who’s a better paymaster - Deloitte or EY Consulting? Looking for YoY growth assuming business does equally well at both the firms. Thanks!! Looking fwd to your wisdom fellow 🐡

Is going on 26 years old too late to apply for an internship as a brand strategist?

Anyone at Altman Solon London who can provide total comp figures for Consultant, Senior Consultant and Engagement Manager levels?

Base/bonus breakdown would also be great. Currently at a T2 generalist firm and thinking of switching, but would be good to get a sense of comp progression (Glassdoor data seems incomplete)

Anyone work for Alvarez & Marsal? Thoughts on culture and work within PEPI group? Considering leaving D

Hello Folks in UST
I recently got an offer as Automation Tester in UST.
Could you please let me know ,how is the company culture in term of WLB ? Also I want to know about average yearly hike in UST? Do you consider UST as a brand will gonna have impact on Resume?

Hi everyone, I've been working in Data Migration for the past 2 years and now I want to make a switch as a Java Developer. I am looking for a Mentor who could guide me to the right path so if anyone is interested in mentoring please let me know. Would appreciate some help and guidance. Thank you.

DM me if your skills match .
Minimum 3+ Years of working experience with Mulesoft
Should have Mulesoft Developer Certification.
Hands-on experience on Building interfaces on any ESB platform.
Experience in Web API: SOAP, REST and authentication methods such as OAuth and SAML.
Mulesoft integration developers are also responsible for managing the any point Cloud Hub environment and supporting existing customer implementations.
Work on enhancements and bug fixes to existing Mulesoft applications.

Anyone know any consultants who specialize in re negotiating insurance contracts? I’m tasked with finding someone for our fertility practice.

Hi all!

Managers and Directors: as a consultant, how do I get your ear? I’m talking about a serious consideration for services, not just a post to like and move on. Trying to figure out why interest level seems stuck on social media for fleeting moments. Thanks!

I have 5 years of experience and just worked at startup no one has heard of - I've applied to 15 companies and no one has even gotten back with me. Is my resume that terrible?

Putting my two weeks in today. Any tips on how to do it gracefully?

Thoughts on CP+B Boulder? What is the vibe like there? Who are the clients?

Just had someone in NYC I want to work for ask me my salary. It's illegal now but I didn't know how to tell them. I told them my range. What would you have said?

Have layoffs been finished for the year or are more coming?

Thank you all for existing on Fishbowl and for being such a supportive community. It’s been a difficult year, but at the end of the day, I’m glad to have people to commiserate/celebrate with ❤️🙂❤️

Retail, Social, Pharma. Fuck, Marry, Kill....

Given the outbreak, are places actually going to be hiring right now? Recently laid off from 9-5 and my freelance is starting to fizzle.

What kind of work is done by Junior Talent in Data & Analytics?

How does one proceed if/when receiving job offers from two shops within the same holding company? Asking for a friend.....

Any AD creatives out there using iPad Pro to supplement your Art Direction? Hoping to move my hand-drawing skills to a more seamless digital space. What programs should I get?

It’s hard to be motivated when rounds of layoffs happen and you see all your friends leave. But one thing that’s gotten me through all of this is working out. And when I say workout I mean the most pathetic, sad, barely completed beginner-level cardio dance routines. I’ve somehow forced myself to move while on lockdown and it’s somehow forced me to feel better. Whatever you’re doing, wherever you are: get up and move even if you don’t finish or end up going on a walk. Pls take care of yourself❤️

How many agencies give cost of living/yearly raises vs just a “yearly bonus” ?

Can ya guess which one Barkley is?

If I’m 6 years in, and the stars haven’t aligned for any (real) awards yet, am I screwed? I’m making fun work but am at a shop that doesn’t prioritize awards, how do I get into one of the greats?

Why do I literally chew my nails off throughout the day. Need to know so I can stop

Why are Product Design portfolios so boring? Has anyone seen a good one lately?

Has anyone successfully transferred teams in the same agency? At a prior agency when my partner & I did, it was an “issue”. Trying to do something now but respect everyone. Ppl are just so protective.

I've never worked on anything for TikTok and hope I never have to. TikTok is from hell. I was on it one time for about 10 minutes and could feel myself becoming mentally unwell in just those 10 minutes. The human brain is not designed to deal with the sheer amount of sensory overload that app gives you. I'm pretty sure TikTok is one of the main reasons we are constantly hearing about how much Gen Z struggles with mental health.

Most beautiful places to escape within three hours' driving of NYC? Forests, lakes, ocean, camping.

In a typical advertising creative team structure, who vets the new hires? ECD? CD? Trying to get some clarity as I work at a small shop with CD being the highest title.